---
title: "金融监管总局：稳步发展疾病保险 支持监管评级良好的保险公司开展分红型长期健康保险业务"
description: "国家金融监督管理总局发布关于推动健康保险高质量发展的指导意见，稳步发展疾病保险。结合疾病谱变化和医疗技术发展情况，及时修订疾病保险的疾病定义。定期开展疾病发生率检视，适时更新人身保险业重大疾病经验发生率表。支持监管评级良好的保险公司开展分红型长期健康保险业务。"
type: "news"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/259475743.md"
published_at: "2025-09-30T08:21:54.000Z"
---

# 金融监管总局：稳步发展疾病保险 支持监管评级良好的保险公司开展分红型长期健康保险业务

> 国家金融监督管理总局发布关于推动健康保险高质量发展的指导意见，稳步发展疾病保险。结合疾病谱变化和医疗技术发展情况，及时修订疾病保险的疾病定义。定期开展疾病发生率检视，适时更新人身保险业重大疾病经验发生率表。支持监管评级良好的保险公司开展分红型长期健康保险业务。

国家金融监督管理总局发布关于推动健康保险高质量发展的指导意见，稳步发展疾病保险。结合疾病谱变化和医疗技术发展情况，及时修订疾病保险的疾病定义。定期开展疾病发生率检视，适时更新人身保险业重大疾病经验发生率表。支持监管评级良好的保险公司开展分红型长期健康保险业务。

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