--- title: "Understanding the Market | CCB rises over 3%, with net profit attributable to shareholders of 257.36 billion yuan in the first three quarters; the market focuses on the company's net interest margin trend" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/263934964.md" description: "CCB's stock price rose by 3.12%, closing at HKD 7.94, with a trading volume of HKD 1.036 billion. The third quarter report for 2025 shows an operating income of CNY 174.376 billion, a year-on-year decrease of 1.77%; net profit attributable to shareholders was CNY 95.284 billion, a year-on-year increase of 4.19%. The capital adequacy ratio is 19.24%, and the liquidity coverage ratio is 132.40%. Goldman Sachs pointed out that the net interest margin is below expectations, and investors will focus on the trend of the net interest margin and changes in asset quality" datetime: "2025-11-03T03:23:03.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/263934964.md) - [en](https://longbridge.com/en/news/263934964.md) - [zh-HK](https://longbridge.com/zh-HK/news/263934964.md) --- > 支持的语言: [English](https://longbridge.com/en/news/263934964.md) | [繁體中文](https://longbridge.com/zh-HK/news/263934964.md) # Understanding the Market | CCB rises over 3%, with net profit attributable to shareholders of 257.36 billion yuan in the first three quarters; the market focuses on the company's net interest margin trend According to Zhitong Finance APP, China Construction Bank (00939) rose over 3%, as of the time of writing, up 3.12% to HKD 7.94, with a transaction volume of HKD 1.036 billion. In terms of news, recently, China Construction Bank released its third-quarter report for 2025. For the three months ending September 30, 2025, the bank achieved operating income of RMB 174.376 billion, a year-on-year decrease of 1.77%; net profit attributable to the bank's shareholders was RMB 95.284 billion, a year-on-year increase of 4.19%; basic earnings per share were RMB 0.35. As of September 30, 2025, the group's capital adequacy ratio measured according to the "Measures for the Capital Management of Commercial Banks" was 19.24%, the Tier 1 capital adequacy ratio was 15.19%, the core Tier 1 capital adequacy ratio was 14.36%, and the leverage ratio was 7.64%. In the third quarter of 2025, the group's liquidity coverage ratio was 132.40%. All of the above indicators meet regulatory requirements. Goldman Sachs pointed out that the pre-provision profit of China Construction Bank in the last quarter was 6% lower than expected, mainly due to a net interest margin that fell short of expectations and an increase in the cost-to-income ratio; the common equity Tier 1 capital ratio was 14.4%, an increase of 26 basis points year-on-year, but 32 basis points lower than expected. The bank expects that investors will focus on the trend of the bank's net interest margin; the outlook for non-interest income; the trend of asset quality after a significant release of provisions following a decline in the non-performing loan generation rate; and cost control guidance ### 相关股票 - [China Construction Bank (CICHY.US)](https://longbridge.com/zh-CN/quote/CICHY.US.md) - [CCB (601939.CN)](https://longbridge.com/zh-CN/quote/601939.CN.md) - [CCB (00939.HK)](https://longbridge.com/zh-CN/quote/00939.HK.md) ## 相关资讯与研究 - [A Look At China Construction Bank’s Valuation As 2025 Earnings And Dividend Payout Plan Are Announced](https://longbridge.com/zh-CN/news/280873380.md) - [China Construction Bank (OTCMKTS:CICHY) Releases Earnings Results, Beats Expectations By $0.01 EPS](https://longbridge.com/zh-CN/news/280909324.md) - [UniCredit - as of YE25 group MREL equal to 30.6% of RWA, 10% of LRE](https://longbridge.com/zh-CN/news/281399909.md) - [Exelon to Announce First Quarter Results on May 6 | EXC Stock News](https://longbridge.com/zh-CN/news/281382909.md) - [Unicredit - MREL subordinated component is equal to 14.36% of RWA plus applicable CBR, 6% of LRE](https://longbridge.com/zh-CN/news/281399467.md)