---
title: "Trump's 50-year mortgage plan has cooled, and the housing authority director has proposed a \"transferable mortgage\" scheme"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/265560575.md"
description: "After the 50-year mortgage plan proposed by Trump was met with a lukewarm response, Bill Pulte, the Director of the Federal Housing Finance Agency, stated that the government is actively evaluating a transferable mortgage option. This option theoretically allows homeowners to transfer their current mortgage interest rates from one property to another, but the specific operational details have not yet been disclosed"
datetime: "2025-11-12T16:22:13.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/265560575.md)
  - [en](https://longbridge.com/en/news/265560575.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/265560575.md)
---

> 支持的语言: [English](https://longbridge.com/en/news/265560575.md) | [繁體中文](https://longbridge.com/zh-HK/news/265560575.md)


# Trump's 50-year mortgage plan has cooled, and the housing authority director has proposed a "transferable mortgage" scheme

After the 50-year mortgage plan proposed by U.S. President Trump has cooled, Bill Pulte, director of the Federal Housing Finance Agency (FHFA), stated that the government is "actively evaluating transferable mortgages." Pulte's post on social media did not disclose how the plan would operate. In theory, transferable mortgages would allow homeowners to transfer their current mortgage rates from one property to another

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