<h3>快速阅读</h3>
<ul>
<li>Realty Income (O) 在 2008 年保持了 97% 的入住率，目前为 98.7%。</li>
<li>LTC Properties 专注于老年住房，目前开发速度面临 373,000 到 418,000 个单位的缺口。</li>
<li>Phillips Edison (PECO) 报告第三季度收入增长 10.4%，超出分析师预期 3.16%。</li>
<li>如果你在考虑退休或认识正在考虑退休的人，有三个简单的问题让许多美国人意识到他们可以比预期更早退休。花 5 分钟了解更多信息。</li>
</ul>
<p>今天大多数投资者都感到困惑，他们在思考是否应该兑现科技股的收益并转向每月分红股票。看看市场，投资于像 <strong>Realty Income (NYSE:O)</strong>、<strong>Phillips Edison &amp; Co (NASDAQ:PECO)</strong> 和 <strong>LTC Properties (NYSE:LTC)</strong> 这样的每月支付股票变得越来越诱人。</p>
<p>过去一个月，<strong>Invesco QQQ Trust (NASDAQ:QQQ)</strong> 和 <strong>Roundhill Magnificent Seven ETF (BATS:MAGS)</strong> 的涨幅仅为 1.3%。这是否会转变为又一波上涨？也许会，但整体的耐力明显下降。科技公司仍在超出盈利预期，但幅度不再像以前那样大。</p>
<p>如果超大规模公司突然缩减其人工智能建设计划，所有的收入增长可能会放缓。例如，<strong>Meta Platforms (NASDAQ:META)</strong> 在第二季度的负债超过了现金，原因是其在人工智能上的大规模支出。在 2024 年第四季度，它的净现金头寸接近 220 亿美元。这被称为 &#34;大型科技公司的债务繁荣&#34;，因为现金流不足以支持数据中心的发展。</p>
<p>更不用说，自 2022 年 11 月 30 日 ChatGPT 发布以来，已经快 3 年了。华尔街的许多人希望看到人工智能在底线上的结果，而不仅仅是收入上的结果。</p>
<p>以下每月分红股票具备华尔街开始渴望的盈利能力。</p>
<h2>Realty Income (O)</h2>
<p>如果你想购买一只具有防御特性和巨大上行潜力的每月分红股票，Realty Income 几乎总是名列前茅。此外，O 股票的收益率也很不错。</p>
<p>Realty Income 是一家房地产投资信托，主要以零售公司作为主要租户。这些零售公司本身具有很强的抗衰退能力，而 Realty Income 在经济衰退期间也成功保持了非常高的入住率。即使在 2008 年，入住率也达到了 97%，目前的入住率为 98.7%。</p>
<p>O 股票今天的收益率为 5.71%，并且仍然以低于疫情前接近 80 美元的峰值的折扣交易。我相信它恢复到那个水平只是时间问题，尤其是在利率下降的情况下。你可以坐享不断上升的每月收益。</p>
<h2>LTC Properties (LTC)</h2>
<p>LTC Properties 是一家专注于老年住房和医疗保健物业的房地产投资信托。其细分市场包括辅助生活、专业护理和记忆护理。</p>
<p>这些设施今天的需求很高，并且在未来几十年内将会更加紧迫。美国已经面临老年护理设施短缺的问题，预计随着时间的推移，这一问题将更加严重。估计需要 564,000 到 609,000 个老年住房单位，而在当前的开发速度下，仅会增加 191,000 个。这个缺口在五年内几乎不可能弥补。</p>
<p>明年，第一批婴儿潮一代将年满 80 岁。婴儿潮一代是一个庞大的群体，因为他们是在二战后出生的。可以推测，随着这一群体年龄超过 80 岁，老年护理领域也会出现类似的 &#34;繁荣&#34;。</p>
<p>作为额外的好处，你将获得 6.37% 的股息收益率。LTC 股票在过去五年中一直处于区间波动，但我预计老年护理市场的顺风以及利率的降低将在未来 24 个月内带来 60-70% 的上行空间。即使从这里上涨 50%，也仅能回到 2019 年的峰值水平。</p>
<h2>Phillips Edison &amp; Company (PECO)</h2>
<p>Phillips Edison 是另一家运营购物中心的房地产投资信托。购物中心行业可能看起来波动不定，但 PECO 实际上拥有以杂货店为主的物业。这些物业周围的客流量在任何经济气候下都保持稳定，因此具有很强的防御性。</p>
<p>PECO 股票长期以来一直处于上升趋势，但在过去一年中下跌了 11%。这项业务在运营上很强劲，已经可能触底。第三季度收入增长 10.4%，超出分析师预期 3.16%。</p>
<p>你将获得 3.5% 的股息收益率，但股息增长迅速。未来的股息收益率为 3.74%，并且得到了运营资金（FFO）的良好支持。未来的股息率为 1.3 美元，得到了 2.59 美元的未来 FFO 的支持。</p>
<p>PECO 股票在未来一年内可以提供 15% 到 20% 的上行空间，加上这些股息，随着其恢复。</p>
<h2>新报告震撼退休计划</h2>
<p>你可能认为退休是关于选择最佳股票或 ETF，但你错了。即使是伟大的投资在退休时也可能成为负担。区别在于简单的：积累与分配。这个区别使得数百万人的计划重新思考。</p>
<p>好消息是，在回答三个简单问题后，许多美国人发现他们可以比预期更早退休。如果你在考虑退休或认识正在考虑退休的人，花 5 分钟了解更多信息。</p>

LTC房产

PECO

O.PR

<p>投资者正在考虑从科技股转向像 Realty Income、LTC Properties 和 Phillips Edison & Co 这样的每月分红股票，原因在于它们的防御性特征和上涨潜力。Realty Income 提供 5.71% 的收益率，LTC Properties 提供 6.37% 的收益率，而 Phillips Edison 则提供 3.5% 的收益率。这些股票在科技增长放缓和市场不确定性中被视为稳定的投资</p>

<h3>Quick Read</h3>
<div class="lb-trans"><h3>快速阅读</h3>
</div><ul>
<li>Realty Income (O) maintained 97% occupancy during 2008 and currently sits at 98.7%.</li>
<li>LTC Properties focuses on senior housing facing a gap of 373,000 to 418,000 units at current development rates.</li>
<li>Phillips Edison (PECO) reported Q3 revenue growth of 10.4% and beat analyst estimates by 3.16%.</li>
<li>If you’re thinking about retiring or know someone who is, there are three quick questions causing many Americans to realize they can retire earlier than expected. take 5 minutes to learn more here</li>
</ul>
<div class="lb-trans"><ul>
<li>Realty Income (O) 在 2008 年保持了 97% 的入住率，目前为 98.7%。</li>
<li>LTC Properties 专注于老年住房，目前开发速度面临 373,000 到 418,000 个单位的缺口。</li>
<li>Phillips Edison (PECO) 报告第三季度收入增长 10.4%，超出分析师预期 3.16%。</li>
<li>如果你在考虑退休或认识正在考虑退休的人，有三个简单的问题让许多美国人意识到他们可以比预期更早退休。花 5 分钟了解更多信息。</li>
</ul>
</div><p>Most investors are in a quandary today, as they wonder whether or not to take profits on their tech gains and rotate into monthly dividend stocks. And looking at the market, it is becoming more and more enticing to invest in monthly payers like <strong>Realty Income (NYSE:O)</strong>, <strong>Phillips Edison &amp; Co (NASDAQ:PECO)</strong>, and <strong>LTC Properties (NYSE:LTC)</strong>.</p>
<div class="lb-trans"><p>今天大多数投资者都感到困惑，他们在思考是否应该兑现科技股的收益并转向每月分红股票。看看市场，投资于像 <strong>Realty Income (NYSE:O)</strong>、<strong>Phillips Edison &amp; Co (NASDAQ:PECO)</strong> 和 <strong>LTC Properties (NYSE:LTC)</strong> 这样的每月支付股票变得越来越诱人。</p>
</div><p>Both the <strong>Invesco QQQ Trust (NASDAQ:QQQ)</strong> and the <strong>Roundhill Magnificent Seven ETF (BATS:MAGS)</strong> have risen just 1.3% over the past month. Can this morph into yet another leg up? Perhaps, but there's a noticeable decline in stamina across the board. Tech companies are still beating earnings estimates, but not by larger and larger margins like they used to.</p>
<div class="lb-trans"><p>过去一个月，<strong>Invesco QQQ Trust (NASDAQ:QQQ)</strong> 和 <strong>Roundhill Magnificent Seven ETF (BATS:MAGS)</strong> 的涨幅仅为 1.3%。这是否会转变为又一波上涨？也许会，但整体的耐力明显下降。科技公司仍在超出盈利预期，但幅度不再像以前那样大。</p>
</div><p>All that revenue growth may slow down if hyperscalers abruptly scale back their AI buildout plans. <strong>Meta Platforms (NASDAQ:META)</strong>, for example, carried more debt on its balance sheet than cash in Q2 due to the aggressive AI expenditure. In Q4 2024, it had a net cash position of almost $22 billion. This is being called &#34;Big Tech's debt boom&#34; as the cash flow is not enough to fund data center development.</p>
<div class="lb-trans"><p>如果超大规模公司突然缩减其人工智能建设计划，所有的收入增长可能会放缓。例如，<strong>Meta Platforms (NASDAQ:META)</strong> 在第二季度的负债超过了现金，原因是其在人工智能上的大规模支出。在 2024 年第四季度，它的净现金头寸接近 220 亿美元。这被称为 &#34;大型科技公司的债务繁荣&#34;，因为现金流不足以支持数据中心的发展。</p>
</div><p>Not to mention, it has been almost 3 years since the release of ChatGPT on November 30, 2022. Many on Wall Street want to see AI's results on the bottom line, not just the top line.</p>
<div class="lb-trans"><p>更不用说，自 2022 年 11 月 30 日 ChatGPT 发布以来，已经快 3 年了。华尔街的许多人希望看到人工智能在底线上的结果，而不仅仅是收入上的结果。</p>
</div><p>The following monthly dividend stocks have the profitability Wall Street is starting to crave.</p>
<div class="lb-trans"><p>以下每月分红股票具备华尔街开始渴望的盈利能力。</p>
</div><h2>Realty Income (O)</h2>
<div class="lb-trans"><h2>Realty Income (O)</h2>
</div><p>Realty Income almost always tops the list if you're trying to buy a monthly dividend stock that has both defensive characteristics and great upside potential. On top of that, O stock comes with a great yield.</p>
<div class="lb-trans"><p>如果你想购买一只具有防御特性和巨大上行潜力的每月分红股票，Realty Income 几乎总是名列前茅。此外，O 股票的收益率也很不错。</p>
</div><p>Realty Income is a real estate investment trust that mainly has retail firms as its primary tenants. These retail companies are quite recession-resistant themselves, and Realty Income has managed to maintain very high occupancy rates through recessions. Even in 2008, the occupancy rate was 97%, and the current occupancy rate is 98.7%.</p>
<div class="lb-trans"><p>Realty Income 是一家房地产投资信托，主要以零售公司作为主要租户。这些零售公司本身具有很强的抗衰退能力，而 Realty Income 在经济衰退期间也成功保持了非常高的入住率。即使在 2008 年，入住率也达到了 97%，目前的入住率为 98.7%。</p>
</div><p>O stock gets you a 5.71% yield today and is still trading at a discount compared to pre-pandemic peaks near $80. I believe it is only a matter of time before it recovers to that level, especially as interest rates come down. You can sit on the rising monthly yield as it does.</p>
<div class="lb-trans"><p>O 股票今天的收益率为 5.71%，并且仍然以低于疫情前接近 80 美元的峰值的折扣交易。我相信它恢复到那个水平只是时间问题，尤其是在利率下降的情况下。你可以坐享不断上升的每月收益。</p>
</div><h2>LTC Properties (LTC)</h2>
<div class="lb-trans"><h2>LTC Properties (LTC)</h2>
</div><p>LTC Properties is a REIT that finances and invests in senior housing and healthcare properties. Its niche is in assisted living, skilled nursing, and memory care.</p>
<div class="lb-trans"><p>LTC Properties 是一家专注于老年住房和医疗保健物业的房地产投资信托。其细分市场包括辅助生活、专业护理和记忆护理。</p>
</div><p>All of these facilities are in high demand today and are set to be even more in demand in the coming decades. The U.S. is already facing a senior care facility shortage, expected to worsen even more with time. Estimates say anywhere from 564,000 to 609,000 senior housing units are needed. Only 191,000 will be added at current development rates. The gap is almost impossible to close in less than five years.</p>
<div class="lb-trans"><p>这些设施今天的需求很高，并且在未来几十年内将会更加紧迫。美国已经面临老年护理设施短缺的问题，预计随着时间的推移，这一问题将更加严重。估计需要 564,000 到 609,000 个老年住房单位，而在当前的开发速度下，仅会增加 191,000 个。这个缺口在五年内几乎不可能弥补。</p>
</div><p>The oldest of the baby boomers will be turning 80 next year. Baby boomers are a large demographic group, as they were born during the post-WW2 baby boom. One can assume a similar &#34;boom&#34; in senior care can take place as the cohort ages past 80.</p>
<div class="lb-trans"><p>明年，第一批婴儿潮一代将年满 80 岁。婴儿潮一代是一个庞大的群体，因为他们是在二战后出生的。可以推测，随着这一群体年龄超过 80 岁，老年护理领域也会出现类似的 &#34;繁荣&#34;。</p>
</div><p>As a bonus, you get a 6.37% dividend yield. LTC stock has remained rangebound in the past five years, but I expect the tailwinds in the senior care market plus rate cuts to lead to 60-70% upside in the next 24 months. Even a 50% gain from here would only take it back to 2019 peak levels.</p>
<div class="lb-trans"><p>作为额外的好处，你将获得 6.37% 的股息收益率。LTC 股票在过去五年中一直处于区间波动，但我预计老年护理市场的顺风以及利率的降低将在未来 24 个月内带来 60-70% 的上行空间。即使从这里上涨 50%，也仅能回到 2019 年的峰值水平。</p>
</div><h2>Phillips Edison &amp; Company (PECO)</h2>
<div class="lb-trans"><h2>Phillips Edison &amp; Company (PECO)</h2>
</div><p>Phillips Edison is another REIT that operates shopping centers. The shopping center sector may look choppy, but PECO actually owns grocery-anchored properties. The foot traffic around these properties remains enduring, no matter the economic climate, so it is very defensive.</p>
<div class="lb-trans"><p>Phillips Edison 是另一家运营购物中心的房地产投资信托。购物中心行业可能看起来波动不定，但 PECO 实际上拥有以杂货店为主的物业。这些物业周围的客流量在任何经济气候下都保持稳定，因此具有很强的防御性。</p>
</div><p>PECO stock has been on a long-term uptrend, but it is down 11% over the past year. This business is operationally strong and is already likely bottoming out. Q3 revenue growth was 10.4% and beat analyst estimates by 3.16%.</p>
<div class="lb-trans"><p>PECO 股票长期以来一直处于上升趋势，但在过去一年中下跌了 11%。这项业务在运营上很强劲，已经可能触底。第三季度收入增长 10.4%，超出分析师预期 3.16%。</p>
</div><p>You get a 3.5% dividend yield, but the dividends are growing fast. The forward dividend yield is 3.74% and is well-covered by funds from operations (FFO). The forward dividend rate is $1.3, covered by $2.59 in forward FFO.</p>
<div class="lb-trans"><p>你将获得 3.5% 的股息收益率，但股息增长迅速。未来的股息收益率为 3.74%，并且得到了运营资金（FFO）的良好支持。未来的股息率为 1.3 美元，得到了 2.59 美元的未来 FFO 的支持。</p>
</div><p>PECO stock can deliver 15% to 20% upside in the next year, along with those dividends, as it recovers.</p>
<div class="lb-trans"><p>PECO 股票在未来一年内可以提供 15% 到 20% 的上行空间，加上这些股息，随着其恢复。</p>
</div><h2>The New Report Shaking Up Retirement Plans</h2>
<div class="lb-trans"><h2>新报告震撼退休计划</h2>
</div><p>You may think retirement is about picking the best stocks or ETFs, but you’d be wrong. See even great investments can be a liability in retirement. The difference comes down to a simple: accumulation vs distribution. The difference is causing millions to rethink their plans.</p>
<div class="lb-trans"><p>你可能认为退休是关于选择最佳股票或 ETF，但你错了。即使是伟大的投资在退休时也可能成为负担。区别在于简单的：积累与分配。这个区别使得数百万人的计划重新思考。</p>
</div><p>The good news? After answering three quick questions many Americans are finding they can retire <em>earlier</em> than expected. If you’re thinking about retiring or know someone who is, take 5 minutes to learn more here.</p>
<div class="lb-trans"><p>好消息是，在回答三个简单问题后，许多美国人发现他们可以比预期更早退休。如果你在考虑退休或认识正在考虑退休的人，花 5 分钟了解更多信息。</p>
</div>

三只具有巨大上涨潜力的每月派息股票