<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/04/Lloyds-bank.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1152" height="720" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/04/Lloyds-bank.png"/></p>
<p>劳埃德银行的股价在过去几天保持在一个狭窄的区间内，因为重要的阻力位 100 便士仍然难以突破。随着秋季预算后的反弹停滞，它的交易价格为 96 便士。今年以来，股价上涨了 84%，是自 2012 年以来的最佳表现，当时股价飙升了 86%。那么，这只股票在短期内还有更多的上涨空间吗？</p>
<h2>为什么劳埃德银行的股价今年在上涨</h2>
<p>劳埃德银行的股价今年表现强劲，超越了富时 100 指数以及大多数同行，如巴克莱和大都会银行。</p>
<p>即使在英国经济困境的情况下，股价仍然上涨，经济特征为高通胀、高税收和缓慢增长。</p>
<p>上涨的一个主要原因是高通胀率促使英格兰银行（BoE）在全年保持鹰派立场。该银行受益于高利率，这增加了其资产支付与负债支付之间的利差。</p>
<p>更高的利率促使公司产生强劲的财务业绩。今年前九个月，其法定税后利润上升至 33 亿英镑。其有形股本回报率为 11.9%，低于之前的 14.6%。</p>
<p>下降的原因是其在汽车保险危机上的大额准备金。其在九个月内的补救成本从去年同期的 1.24 亿英镑上升至 9.12 亿英镑。积极的一面是，危机现在几乎结束，这意味着公司将不会在此上花费更多资金。</p>
<h2>瑞秋·里夫斯免除了银行的意外税</h2>
<p>最近，劳埃德银行的股价上涨，因为瑞秋·里夫斯免除了该银行支付一些分析师所预期的意外税。几个月前，英国一家顶级智库公共政策研究所（IPPR）预测，意外税将筹集数十亿英镑，而不会对英国经济造成伤害。</p>
<p>里夫斯认为，实施意外税将是倒退的，并使国家吸引更多金融行业公司的难度加大。</p>
<p>劳埃德银行的股价今年大幅上涨，反映了其他欧洲银行如联合信贷、渣打银行、德意志银行和德国商业银行的表现。</p>
<p>展望未来，分析师对该公司略显悲观，指出其缺乏明确的催化剂。分析师还警告称，该公司现在已高度被高估，预计将出现修正。在最近的一份报告中，晨星分析师指出，该股票的合理估值应为 78 便士，远低于当前的 95 便士。</p>
<p>然而，从积极的一面来看，只要全球股市牛市持续，当美联储和英格兰银行（BoE）开始降息时，该股票可能会继续表现良好。</p>
<h2>劳埃德股票价格技术分析</h2>
<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/12/Lloyds-share-price-1024x579.png?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" width="1024" height="579" original-src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/12/Lloyds-share-price-1024x579.png"/></p>
<p>LLOY 股票图表 | 来源：TradingView</p>
<p>日线图显示，LLOY 股票价格在过去几个月保持在牛市中，现在接近今年的最高水平。</p>
<p>然而，它现在形成了一个双顶形态，其颈线位于 85.80 便士。相对强弱指数（RSI）已从超买点 75 降至当前的 59，而 MACD 指标的两条线接近其看跌交叉。</p>
<p>因此，股票在短期内回调的风险存在。如果发生这种情况，下一关键支撑位将位于 90 便士。</p>
<p>劳埃德银行的股价最近停滞不前：它能在今年达到 100 便士吗？来自 Invezz 的第一篇文章。</p>

劳埃德银行

<p>劳埃德银行的股价停滞在 96 便士，尽管今年上涨了 84%，但仍难以突破 100 便士的阻力位。该股票受益于高利率和强劲的财务业绩，但分析师警告称存在高估和潜在的修正风险。技术分析显示可能出现回调，关键支撑位在 90 便士。缺乏意外税收也支持了该股票</p>

<p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/04/Lloyds-bank.png" alt="" original-src="https://invezz.com/wp-content/uploads/2025/04/Lloyds-bank.png"/></p>
<p>Lloyds share price has remained in a tight range in the past few days as the important resistance level at 100p remained elusive. It was trading at 96p as the post-Autumn Budget rally stalled. It has jumped by 84% this year, its best performance since 2012 when it soared by 86%. So, does the stock have more gains to go in the near term?</p>
<div class="lb-trans"><p>劳埃德银行的股价在过去几天保持在一个狭窄的区间内，因为重要的阻力位 100 便士仍然难以突破。随着秋季预算后的反弹停滞，它的交易价格为 96 便士。今年以来，股价上涨了 84%，是自 2012 年以来的最佳表现，当时股价飙升了 86%。那么，这只股票在短期内还有更多的上涨空间吗？</p>
</div><h2>Why Lloyds share price is rising this year</h2>
<div class="lb-trans"><h2>为什么劳埃德银行的股价今年在上涨</h2>
</div><p>Lloyds Bank stock price has been in a strong rally this year, outperforming the FTSE 100 Index and most of its peers like Barclays and Metro Bank.</p>
<div class="lb-trans"><p>劳埃德银行的股价今年表现强劲，超越了富时 100 指数以及大多数同行，如巴克莱和大都会银行。</p>
</div><p>The rally happened even as the British economy remained in a bind, which was characterized by high inflation, taxes, and slow growth.</p>
<div class="lb-trans"><p>即使在英国经济困境的情况下，股价仍然上涨，经济特征为高通胀、高税收和缓慢增长。</p>
</div><p>One main reason for the rally is that the high inflation rate has pushed the Bank of England (BoE) to maintain a hawkish view throughout the year. The bank has benefited from high interest rates, which have increased the spread between what it pays on assets compared to what it pays on liabilities.</p>
<div class="lb-trans"><p>上涨的一个主要原因是高通胀率促使英格兰银行（BoE）在全年保持鹰派立场。该银行受益于高利率，这增加了其资产支付与负债支付之间的利差。</p>
</div><p>Higher interest rates have pushed the company to generate strong financial results. Its statutory profit after tax rose to £3.3 billion in the nine months of the year. Its return on tangible equity was 11.9%, down from the previous 14.6%.</p>
<div class="lb-trans"><p>更高的利率促使公司产生强劲的财务业绩。今年前九个月，其法定税后利润上升至 33 亿英镑。其有形股本回报率为 11.9%，低于之前的 14.6%。</p>
</div><p>The decline was because of its large provision on the motor insurance crisis. Its remediation cost for the nine months rose to £912 million from the £124 million it spent in the same period last year. On the positive side, the crisis is now nearly over, meaning that the company will not spend more money on it.</p>
<div class="lb-trans"><p>下降的原因是其在汽车保险危机上的大额准备金。其在九个月内的补救成本从去年同期的 1.24 亿英镑上升至 9.12 亿英镑。积极的一面是，危机现在几乎结束，这意味着公司将不会在此上花费更多资金。</p>
</div><h2>Rachel Reeves spares banks from windfall taxes</h2>
<div class="lb-trans"><h2>瑞秋·里夫斯免除了银行的意外税</h2>
</div><p>Most recently, the Lloyds share price has risen as Rachel Reeves spared the bank from paying a windfall tax that some analysts were expecting. A few months ago, a top British think tank known as the Institute for Public Policy Research (IPPR) predicted that a windfall tax would raise billions of pounds without hurting the British economy.</p>
<div class="lb-trans"><p>最近，劳埃德银行的股价上涨，因为瑞秋·里夫斯免除了该银行支付一些分析师所预期的意外税。几个月前，英国一家顶级智库公共政策研究所（IPPR）预测，意外税将筹集数十亿英镑，而不会对英国经济造成伤害。</p>
</div><p>Reeves judged that implementing the windfall tax would be retrogressive and make it tough for the country to attract more companies in the financial sector.</p>
<div class="lb-trans"><p>里夫斯认为，实施意外税将是倒退的，并使国家吸引更多金融行业公司的难度加大。</p>
</div><p>Lloyds Bank share price has jumped this year, mirroring the performance of other European banks like Unicredit, Standard Chartered, Deutsche Bank, and Commerzbank.</p>
<div class="lb-trans"><p>劳埃德银行的股价今年大幅上涨，反映了其他欧洲银行如联合信贷、渣打银行、德意志银行和德国商业银行的表现。</p>
</div><p>Looking ahead, analysts are a bit pessimistic about the company noting that it lacks a clear catalyst going forward. Analysts also warn that the company has now become highly overvalued and that it is due for a correction. In a recent note, MorningStar analysts noted the stock should be valued at 78p, which is much lower than the current 95p.</p>
<div class="lb-trans"><p>展望未来，分析师对该公司略显悲观，指出其缺乏明确的催化剂。分析师还警告称，该公司现在已高度被高估，预计将出现修正。在最近的一份报告中，晨星分析师指出，该股票的合理估值应为 78 便士，远低于当前的 95 便士。</p>
</div><p>On the positive side, however, the stock will likely continue doing well as long as the global stock market bull run continues when central banks like the Federal Reserve and Bank of England (BoE) start cutting interest rates.</p>
<div class="lb-trans"><p>然而，从积极的一面来看，只要全球股市牛市持续，当美联储和英格兰银行（BoE）开始降息时，该股票可能会继续表现良好。</p>
</div><h2>Lloyds stock price technical analysis</h2>
<div class="lb-trans"><h2>劳埃德股票价格技术分析</h2>
</div><p><img src="https://imageproxy.pbkrs.com/https://invezz.com/wp-content/uploads/2025/12/Lloyds-share-price-1024x579.png" alt="" original-src="https://invezz.com/wp-content/uploads/2025/12/Lloyds-share-price-1024x579.png"/></p>
<p>LLOY stock chart | Source: TradingView</p>
<div class="lb-trans"><p>LLOY 股票图表 | 来源：TradingView</p>
</div><p>The daily timeframe chart shows that the LLOY stock price has remained in a bull run in the past few months and is now hovering near its highest level this year.</p>
<div class="lb-trans"><p>日线图显示，LLOY 股票价格在过去几个月保持在牛市中，现在接近今年的最高水平。</p>
</div><p>However, it has now formed a double-top pattern whose neckline is at 85.80p. The Relative Strength Index (RSI) has moved from the overbought point of 75 to the current 59, while the two lines of the MACD indicator are nearing their bearish crossover.</p>
<div class="lb-trans"><p>然而，它现在形成了一个双顶形态，其颈线位于 85.80 便士。相对强弱指数（RSI）已从超买点 75 降至当前的 59，而 MACD 指标的两条线接近其看跌交叉。</p>
</div><p>Therefore, there is a risk that the stock will pull back in the near term. If this happens, the next key support level to watch will be at 90p.</p>
<div class="lb-trans"><p>因此，股票在短期内回调的风险存在。如果发生这种情况，下一关键支撑位将位于 90 便士。</p>
</div><p>The post Lloyds share price has stalled recently: can it hit 100p this year? appeared first on Invezz</p>
<div class="lb-trans"><p>劳埃德银行的股价最近停滞不前：它能在今年达到 100 便士吗？来自 Invezz 的第一篇文章。</p>
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劳埃德银行的股价最近停滞不前：今年能否达到 100 便士？