---
title: "Americas Car Mart | 10-Q: FY2026 Q2 Revenue Beats Estimate at USD 350.19 M"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/269134952.md"
datetime: "2025-12-09T20:58:14.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/269134952.md)
  - [en](https://longbridge.com/en/news/269134952.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/269134952.md)
---

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# Americas Car Mart | 10-Q: FY2026 Q2 Revenue Beats Estimate at USD 350.19 M

Revenue: As of FY2026 Q2, the actual value is USD 350.19 M, beating the estimate of USD 331.02 M.

EPS: As of FY2026 Q2, the actual value is USD -2.71, missing the estimate of USD -0.575.

EBIT: As of FY2026 Q2, the actual value is USD -55.52 M.

### Segment Revenue

-   **Sales**: $286.3 million for the three months ended October 31, 2025, compared to $285.8 million for the same period in 2024, representing a slight increase of 0.2%.
-   **Interest Income**: $63.9 million for the three months ended October 31, 2025, up from $61.5 million in 2024, marking a 3.9% increase.

### Operational Metrics

-   **Net Income**: The company reported a net loss of -$22.5 million for the three months ended October 31, 2025, compared to a net income of $5.1 million for the same period in 2024.
-   **Gross Margin**: Gross margin as a percentage of sales was 37.5% for the three months ended October 31, 2025, compared to 39.4% for the same period in 2024.
-   **Operating Profit**: Operating loss before taxes was -$27.5 million for the three months ended October 31, 2025, compared to an operating income of $7.1 million for the same period in 2024.
-   **Operating Margin**: Operating margin was -9.6% for the three months ended October 31, 2025, compared to 2.5% for the same period in 2024.

### Cash Flow

-   **Operating Cash Flow**: Net cash provided by operating activities was $3.1 million for the six months ended October 31, 2025, compared to net cash used in operating activities of -$37.2 million for the same period in 2024.
-   **Free Cash Flow**: Not explicitly stated, but the increase in cash, cash equivalents, and restricted cash was $126.4 million for the six months ended October 31, 2025.

### Unique Metrics

-   **Finance Receivables**: Finance receivables, net, decreased slightly to $1,172.0 million as of October 31, 2025, from $1,180.7 million as of April 30, 2025.

### Future Outlook and Strategy

-   **Core Business Focus**: The company is focused on improving vehicle quality and balancing affordability for customers, which is expected to drive improved customer experience and contribute to better gross margins.
-   **Non-Core Business**: The company closed five dealership locations as part of its ongoing footprint optimization initiatives.
-   **Priority**: The company is prioritizing investments to improve its products and services and operate more efficiently over time, including enhancements to its loan origination system and payments platform.

### 相关股票

- [Americas Car Mart (CRMT.US)](https://longbridge.com/zh-CN/quote/CRMT.US.md)

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