<p>好事达保险公司最近进行了一个演示，概述了其专注的战略和运营表现。该公司报告了 15.4% 的总股东回报率和 34.7% 的调整后净收入股本回报率，截止至 9 月 30 日的过去十二个月。适用于普通股东的净收入达 82.6 亿美元，而调整后的净收入总计为 75.8 亿美元。好事达强调通过利用其品牌、扩展分销渠道和增强产品供应来增加个人财产责任市场份额的努力。自 2018 年以来，该公司将调整后的费用比率降低了 6.7 个百分点，实施了 7-8% 的直接渠道折扣，并改善了汽车和房主保险的定价模型。此外，好事达通过收购 National General 和开发新的、可负担的、互联的产品和体验来扩大其分销。您可以通过以下链接访问完整的演示文稿。免责声明：本新闻简报由公共技术公司（PUBT）使用生成性人工智能创建。虽然 PUBT 努力提供准确和及时的信息，但此 AI 生成的内容仅供参考，不应被解读为财务、投资或法律建议。好事达保险公司于 2025 年 12 月 10 日发布了用于生成本新闻简报的原始内容，并对此信息的准确性负责。© 版权 2025 - 公共技术公司（PUBT）原始文档：这里</p>

好事达保险

<p>好事达保险公司概述了其提升市场份额和增强运营表现的战略，报告了 15.4% 的总股东回报和 34.7% 的调整后净收入股本回报。该公司旨在通过利用品牌、扩展分销渠道和增强产品供应来增加个人财产责任市场份额。努力包括降低调整后的费用比率、实施直接渠道折扣和改善定价模型。好事达通过收购和新产品开发扩大了分销</p>

<p>The Allstate Corporation recently delivered a presentation outlining its focused strategy and operating performance. The company reported a 15.4% total shareholder return and a 34.7% adjusted net income return on equity for the trailing twelve months ended September 30. Net income applicable to common shareholders reached $8.26 billion, while adjusted net income totaled $7.58 billion. Allstate highlighted efforts to increase its personal property-liability market share by leveraging its brand, expanding distribution channels, and enhancing its product offerings. The company reduced its adjusted expense ratio by 6.7 points since 2018, implemented a direct channel discount of 7-8%, and improved its pricing models for auto and homeowners insurance. Additionally, Allstate has expanded its distribution through the acquisition of National General and the development of new, affordable, and connected products and experiences. You can access the full presentation through the link below. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. The Allstate Corporation published the original content used to generate this news brief on December 10, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT) Original Document: here</p>
<div class="lb-trans"><p>好事达保险公司最近进行了一个演示，概述了其专注的战略和运营表现。该公司报告了 15.4% 的总股东回报率和 34.7% 的调整后净收入股本回报率，截止至 9 月 30 日的过去十二个月。适用于普通股东的净收入达 82.6 亿美元，而调整后的净收入总计为 75.8 亿美元。好事达强调通过利用其品牌、扩展分销渠道和增强产品供应来增加个人财产责任市场份额的努力。自 2018 年以来，该公司将调整后的费用比率降低了 6.7 个百分点，实施了 7-8% 的直接渠道折扣，并改善了汽车和房主保险的定价模型。此外，好事达通过收购 National General 和开发新的、可负担的、互联的产品和体验来扩大其分销。您可以通过以下链接访问完整的演示文稿。免责声明：本新闻简报由公共技术公司（PUBT）使用生成性人工智能创建。虽然 PUBT 努力提供准确和及时的信息，但此 AI 生成的内容仅供参考，不应被解读为财务、投资或法律建议。好事达保险公司于 2025 年 12 月 10 日发布了用于生成本新闻简报的原始内容，并对此信息的准确性负责。© 版权 2025 - 公共技术公司（PUBT）原始文档：这里</p>
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好事达保险公布了其提升市场份额和改善运营表现的战略