<p><em>新的 Veterans United 分析发现，越来越多的年轻退伍军人使用 VA 贷款进入一个平均买家年龄为 40 岁的住房市场</em></p>
<p>, /PRNewswire/ -- VA 贷款计划在 2025 财年强劲反弹，扭转了去年的放缓，凸显了这一国家最强大的购房福利之一的韧性。今天发布的来自美国最大的 VA 贷款机构 Veterans United Home Loans 的新分析显示，VA 贷款总额同比增长 26.8%，从 2024 财年的 416,363 笔贷款上升至 528,343 笔。</p>
<p>这一势头主要来自于更稳定的购房市场和再融资的重大激增，表明退伍军人和现役军人在应对仍然具有挑战性的可负担性环境时重拾了信心。</p>
<p>Z 世代在截至 9 月 30 日的财年中对 VA 项目的复苏发挥了重要作用。年轻的军购群体是 2024 财年唯一一个实现同比购房增长的年龄组。他们将这一势头延续到 2025 财年，占 VA 贷款活动的 38%。Z 世代退伍军人的购房增长也领先于所有其他世代，远远超过了年长的军借款人。</p>
<p><strong>按世代划分的 VA 购房贷款</strong></p>
<table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>世代</strong></td>
<td><strong>2025 财年</strong></td>
<td><strong>2024 财年</strong></td>
<td><strong>% 差异</strong></td>
</tr>
<tr>
<td>Z 世代</td>
<td>47,802</td>
<td>34,616</td>
<td>38 %</td>
</tr>
<tr>
<td>婴儿潮一代</td>
<td>46,285</td>
<td>43,272</td>
<td>6.96 %</td>
</tr>
<tr>
<td>千禧一代</td>
<td>152,513</td>
<td>144,678</td>
<td>5.42 %</td>
</tr>
<tr>
<td>沉默一代 &amp; 伟大一代</td>
<td>5,133</td>
<td>4,993</td>
<td>2.8 %</td>
</tr>
<tr>
<td>X 世代</td>
<td>72,102</td>
<td>70,768</td>
<td>1.89 %</td>
</tr>
</tbody>
</table>
<p>&#34;Z 世代的扩展速度超过了任何其他 VA 购房者群体，&#34;Veterans United Home Loans 的抵押贷款洞察副总裁 Chris Birk 表示。&#34;他们在可负担性面临真正挑战的时刻进入市场，而 VA 贷款的来之不易的福利正在帮助他们竞争和成功。他们的增长正在重塑未来十年军人购房的样貌。&#34;</p>
<p>总体而言，VA 购房贷款同比增长 8.5%，从 298,327 笔上升至 323,835 笔。这标志着与 2024 财年相比的强劲反弹，当时购房量较 2023 财年下降超过 5%。</p>
<p>随着年轻买家的持续增长，VA 贷款的标志性特点，尤其是零首付的优势，仍然是首次购房者和面临可负担性限制的借款人的关键工具。</p>
<p>尽管活动仍低于疫情时期的历史高点，但再融资再次成为 VA 贷款市场的重要组成部分，因为借款人寻求改善利率或提取股权。总 VA 再融资同比激增 73.2%，现金再融资占再融资活动的略超过四分之一（26.5%）。</p>
<p>Z 世代 VA 买家增长最快的目的地包括德克萨斯州、卡罗莱纳州和加利福尼亚州的主要城市和传统军事中心。这些市场的增长远高于该年龄组的全国平均水平，突显了年轻退伍军人和现役军人选择扎根的地方。</p>
<p><strong>按增长排名的前 25 个 Z 世代 VA 贷款购房市场</strong></p>
<table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>市场</strong><br/><strong>排名</strong></td>
<td><strong>城市</strong></td>
<td><strong>2025 财年 VA</strong><br/><strong>购房</strong></td>
<td><strong>2024 财年 VA</strong><br/><strong>购房</strong></td>
<td><strong>同比</strong><br/><strong>% 差异</strong></td>
</tr>
<tr>
<td>1</td>
<td>休斯顿 - 糖城 - 贝城，德克萨斯州</td>
<td>838</td>
<td>522</td>
<td>60.5 %</td>
</tr>
<tr>
<td>2</td>
<td>基林 - 圣殿 - 霍德，德克萨斯州</td>
<td>974</td>
<td>611</td>
<td>59.4 %</td>
</tr>
<tr>
<td>3</td>
<td>凤凰城 - 梅萨 - 斯科茨代尔，亚利桑那州</td>
<td>689</td>
<td>437</td>
<td>57.6 %</td>
</tr>
<tr>
<td>4</td>
<td>达拉斯 - 沃斯堡 - 阿灵顿，德克萨斯州</td>
<td>928</td>
<td>595</td>
<td>55.9 %</td>
</tr>
<tr>
<td>5</td>
<td>拉斯维加斯 - 天堂，内华达州</td>
<td>449</td>
<td>290</td>
<td>54.8 %</td>
</tr>
<tr>
<td>6</td>
<td>芝加哥 - 纳珀维尔 - 朱利埃特，伊利诺伊州</td>
<td>484</td>
<td>313</td>
<td>54.6 %</td>
</tr>
<tr>
<td>7</td>
<td>华盛顿 - 阿灵顿 - 亚历山大，D.C.-维吉尼亚州 - 马里兰州 - 西弗吉尼亚州</td>
<td>855</td>
<td>555</td>
<td>54.0 %</td>
</tr>
<tr>
<td>8</td>
<td>查尔斯顿 - 北查尔斯顿，南卡罗来纳州</td>
<td>509</td>
<td>348</td>
<td>46.2 %</td>
</tr>
<tr>
<td>9</td>
<td>巴尔的摩 - 陶森，马里兰州</td>
<td>429</td>
<td>296</td>
<td>44.9 %</td>
</tr>
<tr>
<td>10</td>
<td>哥伦比亚，南卡罗来纳州</td>
<td>366</td>
<td>257</td>
<td>42.4 %</td>
</tr>
<tr>
<td>11</td>
<td>河滨 - 圣贝纳迪诺 - 安大略，加利福尼亚州</td>
<td>603</td>
<td>424</td>
<td>42.2 %</td>
</tr>
<tr>
<td>12</td>
<td>圣地亚哥 - 卡尔斯巴德 - 圣马可斯，加利福尼亚州</td>
<td>541</td>
<td>382</td>
<td>41.6 %</td>
</tr>
<tr>
<td>13</td>
<td>亚特兰大 - 桑迪斯普林斯 - 玛丽埃塔，乔治亚州</td>
<td>440</td>
<td>314</td>
<td>40.1 %</td>
</tr>
<tr>
<td>14</td>
<td>俄克拉荷马城，俄克拉荷马州</td>
<td>435</td>
<td>313</td>
<td>38.9 %</td>
</tr>
<tr>
<td>15</td>
<td>坦帕 - 圣彼得堡 - 克利尔沃特，佛罗里达州</td>
<td>446</td>
<td>327</td>
<td>36.3 %</td>
</tr>
<tr>
<td>16</td>
<td>圣安东尼奥，德克萨斯州</td>
<td>1,362</td>
<td>1,006</td>
<td>35.3 %</td>
</tr>
<tr>
<td>17</td>
<td>奥古斯塔 - 里士满县，乔治亚州 - 南卡罗来纳州</td>
<td>365</td>
<td>276</td>
<td>32.2 %</td>
</tr>
<tr>
<td>18</td>
<td>科罗拉多斯普林斯，科罗拉多州</td>
<td>788</td>
<td>610</td>
<td>29.1 %</td>
</tr>
<tr>
<td>19</td>
<td>圣路易斯，密苏里州 - 伊利诺伊州</td>
<td>364</td>
<td>283</td>
<td>28.6 %</td>
</tr>
<tr>
<td>20</td>
<td>杰克逊维尔，北卡罗来纳州</td>
<td>1,112</td>
<td>867</td>
<td>28.2 %</td>
</tr>
<tr>
<td>21</td>
<td>杰克逊维尔，佛罗里达州</td>
<td>833</td>
<td>653</td>
<td>27.5 %</td>
</tr>
<tr>
<td>22</td>
<td>弗吉尼亚海滩 - 诺福克 - 纽波特纽斯，维吉尼亚州 - 北卡罗来纳州</td>
<td>2,411</td>
<td>1,902</td>
<td>26.7 %</td>
</tr>
<tr>
<td>23</td>
<td>埃尔帕索，德克萨斯州</td>
<td>547</td>
<td>439</td>
<td>24.6 %</td>
</tr>
<tr>
<td>24</td>
<td>费耶特维尔，北卡罗来纳州</td>
<td>995</td>
<td>843</td>
<td>18.0 %</td>
</tr>
<tr>
<td>25</td>
<td>海因斯维尔 - 福特斯图尔特，乔治亚州</td>
<td>438</td>
<td>386</td>
<td>13.4 %</td>
</tr>
</tbody>
</table>
<p>要查看完整报告，请访问：https://www.veteransunited.com/education/gen-z-buyers-help-drive-va-purchase-rebound/</p>
<p><strong>关于 Veterans United Home Loans</strong></p>
<p>总部位于密苏里州哥伦比亚的全方位国家直接贷款机构在 2025 财年融资超过 238 亿美元，是美国最大的 VA 贷款机构，依据美国退伍军人事务部的贷款统计数据。公司的使命是帮助退伍军人和现役军人利用他们所获得的住房贷款福利。</p>
<p>VeteransUnited.com | 1-800-884-5560 | 550 Veterans United Drive, Columbia, MO 65201 | Veterans United Home Loans NMLS #1907 (www.nmlsconsumeraccess.org)。VA 批准的贷款机构；未得到退伍军人事务部或任何政府机构的认可或赞助。在所有 50 个州获得许可。有关州许可信息，请访问 https://www.veteransunited.com/licenses/。平等机会贷款机构。</p>
<p>来源：Veterans United Home Loans</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjEwJk5ld3NJdGVtSWQ9Q0c0MjcxMSZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMTAwOTU4UFJfTkVXU19VU1BSX19fX19DRzQyNzEx?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjEwJk5ld3NJdGVtSWQ9Q0c0MjcxMSZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMTAwOTU4UFJfTkVXU19VU1BSX19fX19DRzQyNzEx"/></p>

曼哈顿大桥投资股份

<p>在 2025 财年，VA 贷款计划激增了 26.8%，这主要得益于 Z 世代买家，他们占 VA 贷款活动的 38%。总 VA 贷款数量从 2024 财年的 416,363 笔上升至 528,343 笔。Z 世代在购房增长方面领先所有世代，增长幅度达到 38%。VA 购房贷款同比增长 8.5%，而总 VA 再融资则激增 73.2%。Z 世代的主要增长市场包括德克萨斯州、卡罗莱纳州和加利福尼亚州</p>

<p><em>New Veterans United analysis finds the youngest Veterans increasingly using VA loans to enter a housing market where the average buyer age is now 40</em></p>
<div class="lb-trans"><p><em>新的 Veterans United 分析发现，越来越多的年轻退伍军人使用 VA 贷款进入一个平均买家年龄为 40 岁的住房市场</em></p>
</div><p>, /PRNewswire/ -- The VA loan program rebounded sharply in Fiscal Year 2025, reversing last year's slowdown and underscoring the resilience of one of the nation's most powerful homebuying benefits. A new analysis from Veterans United Home Loans, the country's largest VA lender, released today shows total VA lending climbed 26.8% year over year, rising to 528,343 loans from 416,363 in Fiscal 2024.</p>
<div class="lb-trans"><p>, /PRNewswire/ -- VA 贷款计划在 2025 财年强劲反弹，扭转了去年的放缓，凸显了这一国家最强大的购房福利之一的韧性。今天发布的来自美国最大的 VA 贷款机构 Veterans United Home Loans 的新分析显示，VA 贷款总额同比增长 26.8%，从 2024 财年的 416,363 笔贷款上升至 528,343 笔。</p>
</div><p>Much of that momentum came from a steadier purchase market and a major surge in refinancing, signaling renewed confidence among Veterans and service members navigating a still-challenging affordability landscape.</p>
<div class="lb-trans"><p>这一势头主要来自于更稳定的购房市场和再融资的重大激增，表明退伍军人和现役军人在应对仍然具有挑战性的可负担性环境时重拾了信心。</p>
</div><p>Generation Z played an outsized role in the VA program's resurgence during the fiscal year ending Sept. 30. The youngest cohort of military buyers was the only age group to post year-over-year purchase gains in Fiscal 2024. They carried that momentum forward, accounting for 38% of VA loan activity in Fiscal 2025. Gen Z Veterans also led all other generations in purchase growth, far outpacing older military borrowers.</p>
<div class="lb-trans"><p>Z 世代在截至 9 月 30 日的财年中对 VA 项目的复苏发挥了重要作用。年轻的军购群体是 2024 财年唯一一个实现同比购房增长的年龄组。他们将这一势头延续到 2025 财年，占 VA 贷款活动的 38%。Z 世代退伍军人的购房增长也领先于所有其他世代，远远超过了年长的军借款人。</p>
</div><p><strong>VA Purchase Loans by Generation</strong></p>
<div class="lb-trans"><p><strong>按世代划分的 VA 购房贷款</strong></p>
</div><table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Generation</strong></td>
<td><strong>FY25</strong></td>
<td><strong>FY24</strong></td>
<td><strong>% Difference</strong></td>
</tr>
<tr>
<td>Gen Z</td>
<td>47,802</td>
<td>34,616</td>
<td>38 %</td>
</tr>
<tr>
<td>Baby Boomers</td>
<td>46,285</td>
<td>43,272</td>
<td>6.96 %</td>
</tr>
<tr>
<td>Millennial</td>
<td>152,513</td>
<td>144,678</td>
<td>5.42 %</td>
</tr>
<tr>
<td>Silent &amp; Greatest</td>
<td>5,133</td>
<td>4,993</td>
<td>2.8 %</td>
</tr>
<tr>
<td>Gen X</td>
<td>72,102</td>
<td>70,768</td>
<td>1.89 %</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>世代</strong></td>
<td><strong>2025 财年</strong></td>
<td><strong>2024 财年</strong></td>
<td><strong>% 差异</strong></td>
</tr>
<tr>
<td>Z 世代</td>
<td>47,802</td>
<td>34,616</td>
<td>38 %</td>
</tr>
<tr>
<td>婴儿潮一代</td>
<td>46,285</td>
<td>43,272</td>
<td>6.96 %</td>
</tr>
<tr>
<td>千禧一代</td>
<td>152,513</td>
<td>144,678</td>
<td>5.42 %</td>
</tr>
<tr>
<td>沉默一代 &amp; 伟大一代</td>
<td>5,133</td>
<td>4,993</td>
<td>2.8 %</td>
</tr>
<tr>
<td>X 世代</td>
<td>72,102</td>
<td>70,768</td>
<td>1.89 %</td>
</tr>
</tbody>
</table>
</div><p>&#34;Gen Z is expanding its footprint faster than any other group of VA buyers,&#34; said Chris Birk, vice president of mortgage insight at Veterans United Home Loans. &#34;They're entering the market at a time when affordability is a real challenge, and the VA loan's hard-earned benefits are helping them compete and succeed. Their growth is reshaping what the next decade of military homebuying will look like.&#34;</p>
<div class="lb-trans"><p>&#34;Z 世代的扩展速度超过了任何其他 VA 购房者群体，&#34;Veterans United Home Loans 的抵押贷款洞察副总裁 Chris Birk 表示。&#34;他们在可负担性面临真正挑战的时刻进入市场，而 VA 贷款的来之不易的福利正在帮助他们竞争和成功。他们的增长正在重塑未来十年军人购房的样貌。&#34;</p>
</div><p>Overall, VA purchase loans rose 8.5% year over year, to 323,835 from 298,327. This marks a strong turnaround from Fiscal 2024, when purchase volume fell more than 5% from Fiscal 2023.</p>
<div class="lb-trans"><p>总体而言，VA 购房贷款同比增长 8.5%，从 298,327 笔上升至 323,835 笔。这标志着与 2024 财年相比的强劲反弹，当时购房量较 2023 财年下降超过 5%。</p>
</div><p>As younger buyers continued gaining traction, the VA loan's hallmark features, especially its zero-down payment advantage, remained a key tool for first-time and affordability-constrained borrowers.</p>
<div class="lb-trans"><p>随着年轻买家的持续增长，VA 贷款的标志性特点，尤其是零首付的优势，仍然是首次购房者和面临可负担性限制的借款人的关键工具。</p>
</div><p>While activity remains below historic highs from the pandemic era, refinancing again became a significant part of the VA lending landscape as borrowers sought opportunities to improve their rate or tap equity. Total VA refinances jumped 73.2% year-over-year with cash-out refinances accounting for slightly over a quarter (26.5%) of refi activity.</p>
<div class="lb-trans"><p>尽管活动仍低于疫情时期的历史高点，但再融资再次成为 VA 贷款市场的重要组成部分，因为借款人寻求改善利率或提取股权。总 VA 再融资同比激增 73.2%，现金再融资占再融资活动的略超过四分之一（26.5%）。</p>
</div><p>The fastest-growing destinations for Gen Z VA buyers included major metros and traditional military hubs across Texas, the Carolinas and California. These markets posted growth well above the national average for this age group, highlighting where the youngest Veterans and service members are choosing to put down roots.</p>
<div class="lb-trans"><p>Z 世代 VA 买家增长最快的目的地包括德克萨斯州、卡罗莱纳州和加利福尼亚州的主要城市和传统军事中心。这些市场的增长远高于该年龄组的全国平均水平，突显了年轻退伍军人和现役军人选择扎根的地方。</p>
</div><p><strong>Top 25 Gen Z VA Loan Purchase Markets (by growth)</strong></p>
<div class="lb-trans"><p><strong>按增长排名的前 25 个 Z 世代 VA 贷款购房市场</strong></p>
</div><table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>Market</strong><br/><strong>Rank</strong></td>
<td><strong>Metro</strong></td>
<td><strong>FY25 VA</strong><br/><strong>Purchases</strong></td>
<td><strong>FY24 VA</strong><br/><strong>Purchases</strong></td>
<td><strong>YoY</strong><br/><strong>% Difference</strong></td>
</tr>
<tr>
<td>1</td>
<td>Houston-Sugar Land- <br/>Baytown, Texas</td>
<td>838</td>
<td>522</td>
<td>60.5 %</td>
</tr>
<tr>
<td>2</td>
<td>Killeen-Temple-Fort Hood, <br/>Texas</td>
<td>974</td>
<td>611</td>
<td>59.4 %</td>
</tr>
<tr>
<td>3</td>
<td>Phoenix-Mesa-Scottsdale, <br/>Ariz.</td>
<td>689</td>
<td>437</td>
<td>57.6 %</td>
</tr>
<tr>
<td>4</td>
<td>Dallas-Fort Worth-Arlington, <br/>Texas</td>
<td>928</td>
<td>595</td>
<td>55.9 %</td>
</tr>
<tr>
<td>5</td>
<td>Las Vegas-Paradise, Nev.</td>
<td>449</td>
<td>290</td>
<td>54.8 %</td>
</tr>
<tr>
<td>6</td>
<td>Chicago-Naperville-Joliet, Ill.</td>
<td>484</td>
<td>313</td>
<td>54.6 %</td>
</tr>
<tr>
<td>7</td>
<td>Washington-Arlington-<br/>Alexandria, D.C.-Va.-Md.-<br/>W.Va.</td>
<td>855</td>
<td>555</td>
<td>54.0 %</td>
</tr>
<tr>
<td>8</td>
<td>Charleston-North-<br/>Charleston, S.C.</td>
<td>509</td>
<td>348</td>
<td>46.2 %</td>
</tr>
<tr>
<td>9</td>
<td>Baltimore-Towson, Md.</td>
<td>429</td>
<td>296</td>
<td>44.9 %</td>
</tr>
<tr>
<td>10</td>
<td>Columbia, S.C.</td>
<td>366</td>
<td>257</td>
<td>42.4 %</td>
</tr>
<tr>
<td>11</td>
<td>Riverside-San Bernardino- <br/>Ontario, Calif.</td>
<td>603</td>
<td>424</td>
<td>42.2 %</td>
</tr>
<tr>
<td>12</td>
<td>San Diego-Carlsbad-San <br/>Marcos, Calif.</td>
<td>541</td>
<td>382</td>
<td>41.6 %</td>
</tr>
<tr>
<td>13</td>
<td>Atlanta-Sandy Springs- <br/>Marietta, Ga.</td>
<td>440</td>
<td>314</td>
<td>40.1 %</td>
</tr>
<tr>
<td>14</td>
<td>Oklahoma City, Okla.</td>
<td>435</td>
<td>313</td>
<td>38.9 %</td>
</tr>
<tr>
<td>15</td>
<td>Tampa-St. Petersburg- <br/>Clearwater, Fla.</td>
<td>446</td>
<td>327</td>
<td>36.3 %</td>
</tr>
<tr>
<td>16</td>
<td>San Antonio, Texas</td>
<td>1,362</td>
<td>1,006</td>
<td>35.3 %</td>
</tr>
<tr>
<td>17</td>
<td>Augusta-Richmond County, <br/>Ga.-S.C.</td>
<td>365</td>
<td>276</td>
<td>32.2 %</td>
</tr>
<tr>
<td>18</td>
<td>Colorado Springs, Colo.</td>
<td>788</td>
<td>610</td>
<td>29.1 %</td>
</tr>
<tr>
<td>19</td>
<td>St. Louis, Mo-Ill.</td>
<td>364</td>
<td>283</td>
<td>28.6 %</td>
</tr>
<tr>
<td>20</td>
<td>Jacksonville, N.C.</td>
<td>1,112</td>
<td>867</td>
<td>28.2 %</td>
</tr>
<tr>
<td>21</td>
<td>Jacksonville, Fla.</td>
<td>833</td>
<td>653</td>
<td>27.5 %</td>
</tr>
<tr>
<td>22</td>
<td>Virginia Beach-Norfolk-<br/>Newport News, Va.-N.C.</td>
<td>2,411</td>
<td>1,902</td>
<td>26.7 %</td>
</tr>
<tr>
<td>23</td>
<td>El Paso, Texas</td>
<td>547</td>
<td>439</td>
<td>24.6 %</td>
</tr>
<tr>
<td>24</td>
<td>Fayetteville, N.C.</td>
<td>995</td>
<td>843</td>
<td>18.0 %</td>
</tr>
<tr>
<td>25</td>
<td>Hinesville-Fort Stewart, Ga</td>
<td>438</td>
<td>386</td>
<td>13.4 %</td>
</tr>
</tbody>
</table>
<div class="lb-trans"><table>
<thead>
<tr>
<th></th>
<th></th>
<th></th>
<th></th>
<th></th>
</tr>
</thead>
<tbody>
<tr>
<td><strong>市场</strong><br/><strong>排名</strong></td>
<td><strong>城市</strong></td>
<td><strong>2025 财年 VA</strong><br/><strong>购房</strong></td>
<td><strong>2024 财年 VA</strong><br/><strong>购房</strong></td>
<td><strong>同比</strong><br/><strong>% 差异</strong></td>
</tr>
<tr>
<td>1</td>
<td>休斯顿 - 糖城 - 贝城，德克萨斯州</td>
<td>838</td>
<td>522</td>
<td>60.5 %</td>
</tr>
<tr>
<td>2</td>
<td>基林 - 圣殿 - 霍德，德克萨斯州</td>
<td>974</td>
<td>611</td>
<td>59.4 %</td>
</tr>
<tr>
<td>3</td>
<td>凤凰城 - 梅萨 - 斯科茨代尔，亚利桑那州</td>
<td>689</td>
<td>437</td>
<td>57.6 %</td>
</tr>
<tr>
<td>4</td>
<td>达拉斯 - 沃斯堡 - 阿灵顿，德克萨斯州</td>
<td>928</td>
<td>595</td>
<td>55.9 %</td>
</tr>
<tr>
<td>5</td>
<td>拉斯维加斯 - 天堂，内华达州</td>
<td>449</td>
<td>290</td>
<td>54.8 %</td>
</tr>
<tr>
<td>6</td>
<td>芝加哥 - 纳珀维尔 - 朱利埃特，伊利诺伊州</td>
<td>484</td>
<td>313</td>
<td>54.6 %</td>
</tr>
<tr>
<td>7</td>
<td>华盛顿 - 阿灵顿 - 亚历山大，D.C.-维吉尼亚州 - 马里兰州 - 西弗吉尼亚州</td>
<td>855</td>
<td>555</td>
<td>54.0 %</td>
</tr>
<tr>
<td>8</td>
<td>查尔斯顿 - 北查尔斯顿，南卡罗来纳州</td>
<td>509</td>
<td>348</td>
<td>46.2 %</td>
</tr>
<tr>
<td>9</td>
<td>巴尔的摩 - 陶森，马里兰州</td>
<td>429</td>
<td>296</td>
<td>44.9 %</td>
</tr>
<tr>
<td>10</td>
<td>哥伦比亚，南卡罗来纳州</td>
<td>366</td>
<td>257</td>
<td>42.4 %</td>
</tr>
<tr>
<td>11</td>
<td>河滨 - 圣贝纳迪诺 - 安大略，加利福尼亚州</td>
<td>603</td>
<td>424</td>
<td>42.2 %</td>
</tr>
<tr>
<td>12</td>
<td>圣地亚哥 - 卡尔斯巴德 - 圣马可斯，加利福尼亚州</td>
<td>541</td>
<td>382</td>
<td>41.6 %</td>
</tr>
<tr>
<td>13</td>
<td>亚特兰大 - 桑迪斯普林斯 - 玛丽埃塔，乔治亚州</td>
<td>440</td>
<td>314</td>
<td>40.1 %</td>
</tr>
<tr>
<td>14</td>
<td>俄克拉荷马城，俄克拉荷马州</td>
<td>435</td>
<td>313</td>
<td>38.9 %</td>
</tr>
<tr>
<td>15</td>
<td>坦帕 - 圣彼得堡 - 克利尔沃特，佛罗里达州</td>
<td>446</td>
<td>327</td>
<td>36.3 %</td>
</tr>
<tr>
<td>16</td>
<td>圣安东尼奥，德克萨斯州</td>
<td>1,362</td>
<td>1,006</td>
<td>35.3 %</td>
</tr>
<tr>
<td>17</td>
<td>奥古斯塔 - 里士满县，乔治亚州 - 南卡罗来纳州</td>
<td>365</td>
<td>276</td>
<td>32.2 %</td>
</tr>
<tr>
<td>18</td>
<td>科罗拉多斯普林斯，科罗拉多州</td>
<td>788</td>
<td>610</td>
<td>29.1 %</td>
</tr>
<tr>
<td>19</td>
<td>圣路易斯，密苏里州 - 伊利诺伊州</td>
<td>364</td>
<td>283</td>
<td>28.6 %</td>
</tr>
<tr>
<td>20</td>
<td>杰克逊维尔，北卡罗来纳州</td>
<td>1,112</td>
<td>867</td>
<td>28.2 %</td>
</tr>
<tr>
<td>21</td>
<td>杰克逊维尔，佛罗里达州</td>
<td>833</td>
<td>653</td>
<td>27.5 %</td>
</tr>
<tr>
<td>22</td>
<td>弗吉尼亚海滩 - 诺福克 - 纽波特纽斯，维吉尼亚州 - 北卡罗来纳州</td>
<td>2,411</td>
<td>1,902</td>
<td>26.7 %</td>
</tr>
<tr>
<td>23</td>
<td>埃尔帕索，德克萨斯州</td>
<td>547</td>
<td>439</td>
<td>24.6 %</td>
</tr>
<tr>
<td>24</td>
<td>费耶特维尔，北卡罗来纳州</td>
<td>995</td>
<td>843</td>
<td>18.0 %</td>
</tr>
<tr>
<td>25</td>
<td>海因斯维尔 - 福特斯图尔特，乔治亚州</td>
<td>438</td>
<td>386</td>
<td>13.4 %</td>
</tr>
</tbody>
</table>
</div><p>To view the full report, visit: https://www.veteransunited.com/education/gen-z-buyers-help-drive-va-purchase-rebound/</p>
<div class="lb-trans"><p>要查看完整报告，请访问：https://www.veteransunited.com/education/gen-z-buyers-help-drive-va-purchase-rebound/</p>
</div><p><strong>About Veterans United Home Loans</strong></p>
<div class="lb-trans"><p><strong>关于 Veterans United Home Loans</strong></p>
</div><p>Based in Columbia, Missouri, the full-service national direct lender financed more than $23.8 billion in loans in Fiscal Year 2025 and is the country's largest VA lender, according to the Department of Veterans Affairs Lender Statistics. The company's mission is to help Veterans and service members take advantage of the home loan benefits earned by their service.</p>
<div class="lb-trans"><p>总部位于密苏里州哥伦比亚的全方位国家直接贷款机构在 2025 财年融资超过 238 亿美元，是美国最大的 VA 贷款机构，依据美国退伍军人事务部的贷款统计数据。公司的使命是帮助退伍军人和现役军人利用他们所获得的住房贷款福利。</p>
</div><p>VeteransUnited.com | 1-800-884-5560 | 550 Veterans United Drive, Columbia, MO 65201 | Veterans United Home Loans NMLS #1907 (www.nmlsconsumeraccess.org). A VA-approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. Licensed in all 50 states. For state licensing information, visit https://www.veteransunited.com/licenses/. Equal Opportunity Lender.</p>
<div class="lb-trans"><p>VeteransUnited.com | 1-800-884-5560 | 550 Veterans United Drive, Columbia, MO 65201 | Veterans United Home Loans NMLS #1907 (www.nmlsconsumeraccess.org)。VA 批准的贷款机构；未得到退伍军人事务部或任何政府机构的认可或赞助。在所有 50 个州获得许可。有关州许可信息，请访问 https://www.veteransunited.com/licenses/。平等机会贷款机构。</p>
</div><p>SOURCE Veterans United Home Loans</p>
<div class="lb-trans"><p>来源：Veterans United Home Loans</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjUxMjEwJk5ld3NJdGVtSWQ9Q0c0MjcxMSZUcmFuc21pc3Npb25fSWQ9MjAyNTEyMTAwOTU4UFJfTkVXU19VU1BSX19fX19DRzQyNzEx" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=CG42711&amp;Transmission_Id=202512100958PR_NEWS_USPR_____CG42711&amp;DateId=20251210"/></p>

09:58 ET
			
			
				VA Loan Program Surges 27% in 2025, Fueled by Gen Z Buyers

- VA 贷款在 2025 财年增长 26.8%，达到 528,343 笔贷款。  
- Z 世代军人买家在 VA 贷款活动中占 38%，推动市场复苏。  
- 主要增长市场包括德克萨斯州和加利福尼亚州的主要城市。  

2025 年 VA 贷款项目激增 27%，主要受到 Z 世代买家的推动