<p>Visa Inc. (NYSE: V) 在周一推出 其稳定币咨询业务，标志着这家支付巨头在加密货币战略上的一个重要里程碑，因为各大机构急于利用快速扩张的数字美元生态系统。</p>
<p>这一新服务由 Visa 咨询与分析部门提供，将为金融机构提供全面支持，包括培训项目、市场情报、战略发展、用例分析以及为探索稳定币整合的组织提供技术实施指导。</p>
<h2><strong>信用合作社引领早期机构采用潮</strong></h2>
<p>与 Visa 咨询业务合作的首批客户包括海军联邦信用合作社、VyStar 信用合作社和 Pathward，代表了一系列寻求现代化支付基础设施的传统金融机构。这些早期采用者表明，机构对数字资产的情绪正在发生更广泛的转变，尤其是在稳定币展示出超越投机性加密货币交易的实用性时。</p>
<p>信用合作社的参与尤其值得注意，因为这些会员拥有的机构在采用新兴金融技术方面历来较为保守。他们的参与表明，稳定币已经跨越了从实验性创新到值得认真考虑的实用支付基础设施的关键门槛。</p>
<p>根据 Visa 的公告，已有数十家额外客户正在与该业务合作，表明在稳定币领域寻求机构级指导的需求强劲。</p>
<h2><strong>Visa 日益增长的稳定币足迹</strong></h2>
<p>咨询业务的推出恰逢 Visa 自身的稳定币结算能力达到 35 亿美元的年化运行率。该公司目前支持超过 130 个与稳定币相关的卡片发行项目，覆盖 40 多个国家，展示了其数字货币基础设施的全球影响力。</p>
<p>这一扩展建立在 Visa 2023 年试点项目的基础上，该项目允许使用市值最大的稳定币之一 USD Coin (CRYPTO: USDC) 进行结算。通过允许商家和合作伙伴以 USDC 而非传统法币进行交易结算，Visa 展示了稳定币如何减少跨境支付中的摩擦和成本。</p>
<p>这些数字讲述了一个关于机构动能的引人注目的故事。随着企业认识到 24/7 结算能力、降低中介费用和比传统对应银行网络更快的国际转账所带来的效率提升，Visa 的稳定币交易量显著增长。</p>
<h2><strong>3100 亿美元的稳定币机会</strong></h2>
<p>Visa 咨询业务的时机与 稳定币领域 的爆炸性增长相吻合，该领域的总市值现已超过 3100 亿美元。这与几年前稳定币主要被加密货币交易者用于在交易所之间转移相比，发生了戏剧性的扩展。</p>
<p>如今的稳定币生态系统服务于多种用例，包括汇款、财务管理、供应链支付和跨境商业。大型企业越来越多地在其资产负债表上持有稳定币余额，而支付处理商则在传统支付网络的基础上整合稳定币通道。</p>
<p>对于金融机构而言，稳定币既带来了机遇，也带来了挑战。一方面，它们提供了新的收入来源、改善的支付效率以及服务数字原生客户的能力。另一方面，它们需要应对复杂的监管考虑、合规框架和技术整合障碍。</p>
<p>这正是 Visa 咨询业务旨在增加价值的地方，通过帮助机构制定平衡创新与风险管理的连贯战略。</p>
<h2><strong>监管透明度推动机构信心</strong></h2>
<p>机构对稳定币的采用激增，正值关键市场的监管透明度不断提高。尽管美国的全面稳定币立法仍在等待中，但监管机构已对与数字资产合作的银行和支付公司提供了越来越多的合规预期指导。</p>
<p>金融机构不再询问是否要参与稳定币，而是如何安全和盈利地参与。Visa 的咨询业务通过为机构提供评估监管要求、评估不同稳定币协议和实施适当风险控制的框架，来应对这一转变。</p>
<h2><strong>对传统银行的影响</strong></h2>
<p>Visa 进入稳定币咨询服务不仅仅代表着一条新产品线。这表明支付网络意识到稳定币正在成为全球金融基础设施的永久组成部分，而不是暂时现象。</p>
<p>对于传统银行和信用合作社而言，这既带来了竞争压力，也带来了合作机会。成功整合稳定币能力的机构可以通过更快、更便宜的支付服务来实现差异化。那些滞后的机构则面临失去市场份额给金融科技竞争者和加密货币原生平台的风险。</p>
<p>咨询业务还反映了 Visa 的战略，即无论支付是通过传统渠道还是区块链网络流动，Visa 都将自己定位为必要的基础设施。通过促进机构对稳定币的采用而不是抵制，Visa 确保了其在不断演变的支付格局中的相关性。</p>
<h2><strong>展望未来</strong></h2>
<p>随着稳定币市场的不断成熟，预计更多金融机构将效仿海军联邦信用社和其他早期采用者。监管透明度、成熟的技术和机构级的咨询支持的结合正在消除之前使传统金融处于观望状态的障碍。</p>
<p>Visa 的稳定币咨询业务最终可能会被视为一个转折点，当稳定币从加密原生基础设施转变为主流金融工具。对于准备迎接这一转变的机构来说，问题不再是稳定币是否应纳入其战略，而是他们能多快有效地实施这些工具。</p>
<p>3100 亿美元的稳定币市场仍处于早期阶段，今天果断行动的机构可能在未来的数字经济中获得持久的竞争优势。</p>
<p><strong><em>Benzinga 免责声明：本文来自未付费的外部贡献者。它不代表 Benzinga 的报道，并且未经过内容或准确性的编辑。</em></strong></p>

<p>Visa Inc. 已推出其稳定币咨询业务，这标志着其加密货币战略的重要一步。该服务旨在支持金融机构整合稳定币，早期采用者包括海军联邦信用合作社等。Visa 的稳定币结算能力已达到 35 亿美元的年化运行率，支持全球超过 130 个卡片项目。该咨询业务与稳定币市场的增长相一致，目前市场规模已超过 3100 亿美元，旨在帮助机构应对监管和技术挑战</p>

<p>Visa Inc. (NYSE: V) unveiled its Stablecoins Advisory Practice on Monday, marking a significant milestone in the payment giant’s cryptocurrency strategy as institutions rush to capitalize on the rapidly expanding digital dollar ecosystem.</p>
<div class="lb-trans"><p>Visa Inc. (NYSE: V) 在周一推出 其稳定币咨询业务，标志着这家支付巨头在加密货币战略上的一个重要里程碑，因为各大机构急于利用快速扩张的数字美元生态系统。</p>
</div><p>The new service, delivered through Visa Consulting &amp; Analytics, will provide financial institutions with comprehensive support including training programs, market intelligence, strategy development, use-case analysis, and technical implementation guidance for organizations exploring stablecoin integration into their operations.</p>
<div class="lb-trans"><p>这一新服务由 Visa 咨询与分析部门提供，将为金融机构提供全面支持，包括培训项目、市场情报、战略发展、用例分析以及为探索稳定币整合的组织提供技术实施指导。</p>
</div><h2><strong>Credit Unions Lead Early Institutional Adoption Wave</strong></h2>
<div class="lb-trans"><h2><strong>信用合作社引领早期机构采用潮</strong></h2>
</div><p>Among the inaugural clients partnering with Visa’s advisory practice are Navy Federal Credit Union, VyStar Credit Union, and Pathward, representing a diverse mix of traditional financial institutions seeking to modernize their payment infrastructure. These early adopters signal a broader shift in institutional sentiment toward digital assets, particularly as stablecoins demonstrate utility beyond speculative cryptocurrency trading.</p>
<div class="lb-trans"><p>与 Visa 咨询业务合作的首批客户包括海军联邦信用合作社、VyStar 信用合作社和 Pathward，代表了一系列寻求现代化支付基础设施的传统金融机构。这些早期采用者表明，机构对数字资产的情绪正在发生更广泛的转变，尤其是在稳定币展示出超越投机性加密货币交易的实用性时。</p>
</div><p>The involvement of credit unions is particularly noteworthy, as these member-owned institutions have historically been conservative in adopting emerging financial technologies. Their participation suggests that stablecoins have crossed a critical threshold from experimental innovation to practical payment infrastructure worthy of serious institutional consideration.</p>
<div class="lb-trans"><p>信用合作社的参与尤其值得注意，因为这些会员拥有的机构在采用新兴金融技术方面历来较为保守。他们的参与表明，稳定币已经跨越了从实验性创新到值得认真考虑的实用支付基础设施的关键门槛。</p>
</div><p>Dozens of additional clients are already working with the practice, according to Visa’s announcement, indicating strong demand for institutional-grade guidance in navigating the stablecoin landscape.</p>
<div class="lb-trans"><p>根据 Visa 的公告，已有数十家额外客户正在与该业务合作，表明在稳定币领域寻求机构级指导的需求强劲。</p>
</div><h2><strong>Visa’s Growing Stablecoin Footprint</strong></h2>
<div class="lb-trans"><h2><strong>Visa 日益增长的稳定币足迹</strong></h2>
</div><p>The advisory practice launch comes as Visa’s own stablecoin settlement capabilities reach a $3.5 billion annualized run rate. The company currently supports more than 130 stablecoin-linked card issuing programs spanning over 40 countries, demonstrating the global reach of its digital currency infrastructure.</p>
<div class="lb-trans"><p>咨询业务的推出恰逢 Visa 自身的稳定币结算能力达到 35 亿美元的年化运行率。该公司目前支持超过 130 个与稳定币相关的卡片发行项目，覆盖 40 多个国家，展示了其数字货币基础设施的全球影响力。</p>
</div><p>This expansion builds on Visa’s 2023 pilot program that enabled settlement using USD Coin (CRYPTO: USDC), one of the largest stablecoins by market capitalization. By allowing merchants and partners to settle transactions in USDC rather than traditional fiat currency, Visa demonstrated how stablecoins could reduce friction and costs in cross-border payments.</p>
<div class="lb-trans"><p>这一扩展建立在 Visa 2023 年试点项目的基础上，该项目允许使用市值最大的稳定币之一 USD Coin (CRYPTO: USDC) 进行结算。通过允许商家和合作伙伴以 USDC 而非传统法币进行交易结算，Visa 展示了稳定币如何减少跨境支付中的摩擦和成本。</p>
</div><p>The numbers tell a compelling story about institutional momentum. Visa’s stablecoin transaction volume has grown substantially as businesses recognize the efficiency gains from 24/7 settlement capabilities, reduced intermediary fees, and faster international transfers compared to traditional correspondent banking networks.</p>
<div class="lb-trans"><p>这些数字讲述了一个关于机构动能的引人注目的故事。随着企业认识到 24/7 结算能力、降低中介费用和比传统对应银行网络更快的国际转账所带来的效率提升，Visa 的稳定币交易量显著增长。</p>
</div><h2><strong>The $310 Billion Stablecoin Opportunity</strong></h2>
<div class="lb-trans"><h2><strong>3100 亿美元的稳定币机会</strong></h2>
</div><p>The timing of Visa’s advisory practice aligns with explosive growth in the stablecoin sector, which now exceeds $310 billion in total market capitalization. This represents a dramatic expansion from just a few years ago when stablecoins were primarily used by cryptocurrency traders to move between exchanges.</p>
<div class="lb-trans"><p>Visa 咨询业务的时机与 稳定币领域 的爆炸性增长相吻合，该领域的总市值现已超过 3100 亿美元。这与几年前稳定币主要被加密货币交易者用于在交易所之间转移相比，发生了戏剧性的扩展。</p>
</div><p>Today’s stablecoin ecosystem serves diverse use cases including remittances, treasury management, supply chain payments, and cross-border commerce. Major corporations are increasingly holding stablecoin balances on their balance sheets, while payment processors are integrating stablecoin rails alongside traditional payment networks.</p>
<div class="lb-trans"><p>如今的稳定币生态系统服务于多种用例，包括汇款、财务管理、供应链支付和跨境商业。大型企业越来越多地在其资产负债表上持有稳定币余额，而支付处理商则在传统支付网络的基础上整合稳定币通道。</p>
</div><p>For financial institutions, stablecoins present both opportunities and challenges. On one hand, they offer new revenue streams, improved payment efficiency, and the ability to serve digitally-native customers. On the other hand, they require navigating complex regulatory considerations, compliance frameworks, and technical integration hurdles.</p>
<div class="lb-trans"><p>对于金融机构而言，稳定币既带来了机遇，也带来了挑战。一方面，它们提供了新的收入来源、改善的支付效率以及服务数字原生客户的能力。另一方面，它们需要应对复杂的监管考虑、合规框架和技术整合障碍。</p>
</div><p>This is precisely where Visa’s advisory practice aims to add value by helping institutions develop coherent strategies that balance innovation with risk management.</p>
<div class="lb-trans"><p>这正是 Visa 咨询业务旨在增加价值的地方，通过帮助机构制定平衡创新与风险管理的连贯战略。</p>
</div><h2><strong>Regulatory Clarity Driving Institutional Confidence</strong></h2>
<div class="lb-trans"><h2><strong>监管透明度推动机构信心</strong></h2>
</div><p>The surge in institutional stablecoin adoption comes amid growing regulatory clarity in key markets. While comprehensive stablecoin legislation remains pending in the United States, regulators have provided increasing guidance on compliance expectations for banks and payment companies working with digital assets.</p>
<div class="lb-trans"><p>机构对稳定币的采用激增，正值关键市场的监管透明度不断提高。尽管美国的全面稳定币立法仍在等待中，但监管机构已对与数字资产合作的银行和支付公司提供了越来越多的合规预期指导。</p>
</div><p>Financial institutions are no longer asking whether to engage with stablecoins, but rather how to do so safely and profitably. Visa’s advisory practice addresses this shift by providing institutions with frameworks for assessing regulatory requirements, evaluating different stablecoin protocols, and implementing appropriate risk controls.</p>
<div class="lb-trans"><p>金融机构不再询问是否要参与稳定币，而是如何安全和盈利地参与。Visa 的咨询业务通过为机构提供评估监管要求、评估不同稳定币协议和实施适当风险控制的框架，来应对这一转变。</p>
</div><h2><strong>Implications For Traditional Banking</strong></h2>
<div class="lb-trans"><h2><strong>对传统银行的影响</strong></h2>
</div><p>Visa’s move into stablecoin advisory services represents more than just a new product line. It signals the payment network’s recognition that stablecoins are becoming permanent fixtures in the global financial infrastructure rather than temporary phenomena.</p>
<div class="lb-trans"><p>Visa 进入稳定币咨询服务不仅仅代表着一条新产品线。这表明支付网络意识到稳定币正在成为全球金融基础设施的永久组成部分，而不是暂时现象。</p>
</div><p>For traditional banks and credit unions, this creates both competitive pressure and collaboration opportunities. Institutions that successfully integrate stablecoin capabilities can differentiate themselves with faster, cheaper payment services. Those that lag risk losing market share to fintech competitors and cryptocurrency-native platforms.</p>
<div class="lb-trans"><p>对于传统银行和信用合作社而言，这既带来了竞争压力，也带来了合作机会。成功整合稳定币能力的机构可以通过更快、更便宜的支付服务来实现差异化。那些滞后的机构则面临失去市场份额给金融科技竞争者和加密货币原生平台的风险。</p>
</div><p>The advisory practice also reflects Visa’s strategy of positioning itself as essential infrastructure regardless of whether payments flow through traditional rails or blockchain networks. By enabling institutional stablecoin adoption rather than resisting it, Visa ensures its relevance in an evolving payments landscape.</p>
<div class="lb-trans"><p>咨询业务还反映了 Visa 的战略，即无论支付是通过传统渠道还是区块链网络流动，Visa 都将自己定位为必要的基础设施。通过促进机构对稳定币的采用而不是抵制，Visa 确保了其在不断演变的支付格局中的相关性。</p>
</div><h2><strong>Looking Ahead</strong></h2>
<div class="lb-trans"><h2><strong>展望未来</strong></h2>
</div><p>As the stablecoin market continues maturing, expect more financial institutions to follow the lead of Navy Federal Credit Union and other early adopters. The combination of regulatory clarity, proven technology, and institutional-grade advisory support is removing barriers that previously kept traditional finance on the sidelines.</p>
<div class="lb-trans"><p>随着稳定币市场的不断成熟，预计更多金融机构将效仿海军联邦信用社和其他早期采用者。监管透明度、成熟的技术和机构级的咨询支持的结合正在消除之前使传统金融处于观望状态的障碍。</p>
</div><p>Visa’s Stablecoins Advisory Practice may ultimately be remembered as a turning point when stablecoins transitioned from crypto-native infrastructure to mainstream financial tools. For institutions ready to embrace this shift, the question is no longer whether stablecoins belong in their strategy, but how quickly they can implement them effectively.</p>
<div class="lb-trans"><p>Visa 的稳定币咨询业务最终可能会被视为一个转折点，当稳定币从加密原生基础设施转变为主流金融工具。对于准备迎接这一转变的机构来说，问题不再是稳定币是否应纳入其战略，而是他们能多快有效地实施这些工具。</p>
</div><p>The $310 billion stablecoin market is still in its early innings, and institutions that move decisively today may gain lasting competitive advantages in the digital economy of tomorrow.</p>
<div class="lb-trans"><p>3100 亿美元的稳定币市场仍处于早期阶段，今天果断行动的机构可能在未来的数字经济中获得持久的竞争优势。</p>
</div><p><strong><em>Benzinga Disclaimer: This article is from an unpaid external contributor. It does not represent Benzinga’s reporting and has not been edited for content or accuracy.</em></strong></p>
<div class="lb-trans"><p><strong><em>Benzinga 免责声明：本文来自未付费的外部贡献者。它不代表 Benzinga 的报道，并且未经过内容或准确性的编辑。</em></strong></p>
</div>

Stablecoin Institutional Adoption Hits New Milestone As Visa Targets $310B Market

- Visa Inc. 推出稳定币咨询服务，支持金融机构整合稳定币。  
- 首批客户包括海军联邦信用社等，显示机构对数字资产的兴趣。  
- 稳定币市场已超 3100 亿美元，Visa 助力机构应对机遇与挑战。

稳定币的机构采用达到新的里程碑，Visa 瞄准 3100 亿美元的市场