---
title: "European banks plan to cut 200,000 jobs as AI takes hold"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/271284233.md"
description: "European banks are set to cut over 200,000 jobs by 2030, as reported by Morgan Stanley. This represents about 10% of the workforce at 35 major banks, primarily affecting back-office operations, risk management, and compliance due to the rise of AI. Projected efficiency gains of 30% are driving this trend. Job cuts are also occurring in the U.S., with Goldman Sachs implementing a hiring freeze. Some banks, like ABN Amro, plan significant staff reductions, while others caution against losing fundamental skills in the workforce."
datetime: "2026-01-01T20:31:44.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/271284233.md)
  - [en](https://longbridge.com/en/news/271284233.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/271284233.md)
---

> 支持的语言: [English](https://longbridge.com/en/news/271284233.md) | [繁體中文](https://longbridge.com/zh-HK/news/271284233.md)


# European banks plan to cut 200,000 jobs as AI takes hold

Europe’s banking sector is about to get a tough lesson about efficiency. According to a new Morgan Stanley analysis reported by the Financial Times, more than 200,000 European banking jobs could vanish by 2030 as lenders lean into AI and shutter physical branches. That’s roughly 10% of the workforce at 35 major banks.

The bloodletting will hit hardest in back-office operations, risk management, and compliance, the unglamorous guts of banking where algorithms are believed capable of tearing through spreadsheets faster and more effectively than humans. Banks are salivating over projected efficiency gains of 30%, according to the Morgan Stanley report.

The downsizing isn’t confined to Europe. Goldman Sachs had warned U.S. employees in October of job cuts and a hiring freeze through the end of 2025 as part of an AI push dubbed “OneGS 3.0” that’s targeting everything from client onboarding to regulatory reporting.

Some institutions are already swinging the axe. Dutch lender ABN Amro plans to cut a fifth of its staff by 2028, while Société Générale’s CEO has declared “nothing is sacred.” Still, some European banking leaders are urging caution, with a JPMorgan Chase exec telling the FT that if junior bankers never learn the fundamentals, it could come back to haunt the industry.

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