---
title: "Banks are competing to increase their holdings of mortgage-backed securities, with asset returns reaching a new high since 2002"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/271664822.md"
description: "U.S. banks are significantly increasing their holdings of mortgage-backed securities (MBS). As of the end of December, commercial banks held related positions exceeding $2.7 trillion, setting a new high for 2023. It is expected that by 2026, banks will continue to purchase such bonds due to increased deposits, attractive spreads, and relaxed capital regulations. This year, demand for mortgage-backed securities is bullish, with procurement expected to range between $25 billion and $105 billion, and strong demand will lead to further narrowing of spreads"
datetime: "2026-01-06T14:27:55.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/271664822.md)
  - [en](https://longbridge.com/en/news/271664822.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/271664822.md)
---

> 支持的语言: [English](https://longbridge.com/en/news/271664822.md) | [繁體中文](https://longbridge.com/zh-HK/news/271664822.md)


# Banks are competing to increase their holdings of mortgage-backed securities, with asset returns reaching a new high since 2002

Bank holdings surge: The U.S. banking industry is aggressively buying mortgage-backed securities (MBS). As of the end of December, the relevant positions held by commercial banks have exceeded $2.7 trillion, reaching the highest level since 2023. 2026 outlook: Driven by factors such as increased deposits, attractive interest rate spreads, and relaxed capital regulatory rules, banks are expected to continue purchasing such bonds in 2026. Demand forecast: This year, the demand for mortgage-backed securities is bullish. It is estimated that the scale of bank procurement will be between $25 billion and $105 billion. Due to strong demand and relatively insufficient net supply, interest rate spreads are expected to narrow further

## 相关资讯与研究

- [Mortgage Advice Bureau Director Increases Stake in Company](https://longbridge.com/zh-CN/news/281548189.md)
- [Clean Max Fully Prepays ₹499-Crore Listed Debentures Ahead of Schedule](https://longbridge.com/zh-CN/news/281580900.md)
- [Double-pledging risk: What mortgage lenders should know](https://longbridge.com/zh-CN/news/281510617.md)
- [Entra Sets New Coupon Rate on ESG-Linked Bond ENTRA52](https://longbridge.com/zh-CN/news/280637292.md)
- [Ackman's Bold Call Sends Fannie Mae Stock Soaring 40% — And These ETFs Could Be Smarter Plays](https://longbridge.com/zh-CN/news/281086096.md)