---
title: "摩根士丹利策略师 Heather Berger 和 Carolyn Campbell 指出，美国总统特朗普提议将信用卡利率上限设为 10%，为期一年。这一政策可能会导致借款人转向普遍存在的 “先买后付"
description: "摩根士丹利策略师 Heather Berger 和 Carolyn Campbell 指出，美国总统特朗普提议将信用卡利率上限设为 10%，为期一年。这一政策可能会导致借款人转向普遍存在的 “先买后付”（BNPL）产品。"
type: "news"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/272435999.md"
published_at: "2026-01-13T15:52:54.000Z"
---

# 摩根士丹利策略师 Heather Berger 和 Carolyn Campbell 指出，美国总统特朗普提议将信用卡利率上限设为 10%，为期一年。这一政策可能会导致借款人转向普遍存在的 “先买后付

> 摩根士丹利策略师 Heather Berger 和 Carolyn Campbell 指出，美国总统特朗普提议将信用卡利率上限设为 10%，为期一年。这一政策可能会导致借款人转向普遍存在的 “先买后付”（BNPL）产品。

摩根士丹利策略师 Heather Berger 和 Carolyn Campbell：美国总统特朗普呼吁信用卡发卡机构将利率上限设为 10% 且为期一年，这可能会促使借款人转向 “目前无处不在的 ‘先买后付’（BNPL）产品”。

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