--- title: "Community West Bancshares' posts Q4 net income boost" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/273423152.md" datetime: "2026-01-22T21:14:11.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/273423152.md) - [en](https://longbridge.com/en/news/273423152.md) - [zh-HK](https://longbridge.com/zh-HK/news/273423152.md) --- > 支持的语言: [English](https://longbridge.com/en/news/273423152.md) | [繁體中文](https://longbridge.com/zh-HK/news/273423152.md) # Community West Bancshares' posts Q4 net income boost ) Overview - U.S. bank’s Q4 net income rose to $11.17 mln, driven by strong capital foundation - Company announced merger with United Security Bancshares, expected to close in Q2 2026 - Net interest margin improved to 4.24% in Q4, reflecting disciplined balance-sheet management Outlook - Community West Bancshares expects merger with United Security Bancshares to close in Q2 2026 - Company aims to strengthen Central California presence through merger Result Drivers - NET INTEREST MARGIN - Net interest margin increased to 4.24% in Q4, reflecting disciplined balance-sheet management - CREDIT LOSS PROVISION - Provision for credit losses decreased to $515,000 in Q4 from $667,000 in Q3 Key Details Metric Beat/Mis Actual Consensu s s Estimate Q4 Net $11.17 Income mln ### Q4 $515,000 Provisio n for Loan Losses Analyst Coverage - The current average analyst rating on the shares is “buy” and the breakdown of recommendations is 2 “strong buy” or “buy”, 2 “hold” and no “sell” or “strong sell” - The average consensus recommendation for the banks peer group is “buy” - Wall Street’s median 12-month price target for Community West Bancshares is $25.00, about 5.1% above its January 21 closing price of $23.78 - The stock recently traded at 11 times the next 12-month earnings vs. a P/E of 10 three months ago For questions concerning the data in this report, contact Estimates.Support@lseg.com. For any other questions or feedback, contact . (This story was created using Reuters automation and AI based on LSEG and company data. It was checked and edited by a Reuters journalist prior to publication.) ### 相关股票 - [SPDR S&P Region Bank (KRE.US)](https://longbridge.com/zh-CN/quote/KRE.US.md) - [Financial Select Sector SPDR Fund (XLF.US)](https://longbridge.com/zh-CN/quote/XLF.US.md) - [Community West Bancshares (CWBC.US)](https://longbridge.com/zh-CN/quote/CWBC.US.md) - [United Security Bancshare (UBFO.US)](https://longbridge.com/zh-CN/quote/UBFO.US.md) - [Invesco KBW Bank (KBWB.US)](https://longbridge.com/zh-CN/quote/KBWB.US.md) - [SPDR S&P Bank Etf (KBE.US)](https://longbridge.com/zh-CN/quote/KBE.US.md) ## 相关资讯与研究 - [BNP Paribas offers EUR 10 million zero-coupon senior non-preferred callable notes](https://longbridge.com/zh-CN/news/281631019.md) - [YES Bank names S Anantharaman as CRO to strengthen risk management](https://longbridge.com/zh-CN/news/281393377.md) - [Intact Financial COO: 2026 Starts Strong With Near-20% ROE, AI Gains and $5B M&A Firepower](https://longbridge.com/zh-CN/news/280907224.md) - [AI-powered insurance broker Rosella raises $2.6M in funding led by Peak XV Partners, Intact Private Capital](https://longbridge.com/zh-CN/news/281622090.md) - [Unity Bancorp (UNTY) Projected to Post Earnings on Friday](https://longbridge.com/zh-CN/news/281606031.md)