--- title: "美国股指表现不一，因 AI 工具冲击金融板块，假日季零售销售停滞不前" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/275510943.md" description: "美国股指表现参差不齐，因为一款人工智能工具影响了金融公司，零售销售停滞。标准普尔 500 指数下跌 0.2%，报 6,953.02 点；纳斯达克综合指数下跌 0.4%，报 23,141.97 点；而道琼斯指数上涨 0.2%，报 50,246.92 点。Altruist 推出了一款针对金融顾问的人工智能工具，导致雷蒙德·詹姆斯金融公司的股票大幅下跌，跌幅接近 9%。12 月份零售销售保持平稳，与预期的增长形成对比。大多数美国国债收益率下降，两年期利率为 3.45%，十年期利率为 4.14%" datetime: "2026-02-10T20:54:00.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/275510943.md) - [en](https://longbridge.com/en/news/275510943.md) - [zh-HK](https://longbridge.com/zh-HK/news/275510943.md) --- # 美国股指表现不一，因 AI 工具冲击金融板块，假日季零售销售停滞不前 03:54 PM EST, 02/10/2026 (MT Newswires) -- US equity indexes traded mixed ahead of Tuesday's close as an artificial intelligence tool hit capital markets and asset management firms amid an unexpected pause in December retail sales growth. The S&P 500 fell 0.2% to 6,953.02, and the Nasdaq Composite declined 0.4% to 23,141.97. The Dow Jones Industrial Average, however, climbed 0.2% to 50,246.92, after scaling a new peak of 50,512.79 earlier in the session. Utilities, real estate, and materials led the gainers, while financials, communication services, and technology were among the steepest decliners. Altruist on Tuesday unveiled an AI tool that helps financial advisers personalize strategies for clients and create pay stubs, account statements, and other documents, Bloomberg reported, citing the company's statement. Raymond James Financial ( RJF ) sank nearly 9%, among the worst performers on the Nasdaq. Charles Schwab ( SCHW ) and LPL Financial ( LPLA ) slumped 7% and 8%, respectively. Meanwhile, retail sales unexpectedly held steady in December, the US Census Bureau said Tuesday, as consumers appeared to pull back on spending at the end of 2025 after kicking the holiday season off at a strong pace. A flat reading compares with the Bloomberg-compiled consensus for a 0.4% gain. November was left unrevised at 0.6% growth, the Census Bureau said. Most US Treasury yields fell intraday, with the two-year rate down 2.9 basis points to 3.45%, and the 10-year rate dropped 5.5 basis points 4.14%. MT Newswires does not provide investment advice. Unauthorized reproduction is strictly prohibited. ### 相关股票 - [ALAI.US](https://longbridge.com/zh-CN/quote/ALAI.US.md) - [EBIZ.US](https://longbridge.com/zh-CN/quote/EBIZ.US.md) - [XLF.US](https://longbridge.com/zh-CN/quote/XLF.US.md) - [FNCL.US](https://longbridge.com/zh-CN/quote/FNCL.US.md) - [SPY.US](https://longbridge.com/zh-CN/quote/SPY.US.md) - [VOO.US](https://longbridge.com/zh-CN/quote/VOO.US.md) - [XRT.US](https://longbridge.com/zh-CN/quote/XRT.US.md) - [VFH.US](https://longbridge.com/zh-CN/quote/VFH.US.md) - [IVV.US](https://longbridge.com/zh-CN/quote/IVV.US.md) ## 相关资讯与研究 - [摩根大通全球投行全面落地人工智能工具](https://longbridge.com/zh-CN/news/287254808.md) - [贝索斯专访：为亿万富翁辩护，反对过早监管 AI，特朗普” 比第一任期更成熟”](https://longbridge.com/zh-CN/news/287126924.md) - [全球首个抗量子密码平滑迁移方案发布 海光信息联合多方构建 AI 硬件内生安全](https://longbridge.com/zh-CN/news/287057990.md) - [盘前趋势｜好事达保险（ALL）5/19 保险板块资金涌动，多头蓄力还能走多远？](https://longbridge.com/zh-CN/news/286963872.md) - [能源冲击面前，美国经济真能扛住吗？这家机构给出了答案](https://longbridge.com/zh-CN/news/286998509.md)