---
title: "加密银行对决背后的原因是什么"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/278870586.md"
description: "加密货币公司正在挑战主要的美国银行，试图在不遵循相同资本要求和监管的情况下收集客户存款。这种竞争是银行业更广泛的技术颠覆的一部分，因为这些公司旨在获取美国家庭和企业的金融资产"
datetime: "2026-03-12T11:07:16.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/278870586.md)
  - [en](https://longbridge.com/en/news/278870586.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/278870586.md)
---

# 加密银行对决背后的原因是什么

Technology is disrupting the U.S. banking industry. Cryptocurrency firms are trying to compete directly with America’s largest banks in pursuit of the financial assets of the country’s households and businesses. But the crypto firms that want to collect customer deposits do not want to be subject to the capital requirements and banking regulations that govern America’s biggest banks. \[…\]

### 相关股票

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- [ETHE.US](https://longbridge.com/zh-CN/quote/ETHE.US.md)
- [CORZ.US](https://longbridge.com/zh-CN/quote/CORZ.US.md)
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- [HODL.US](https://longbridge.com/zh-CN/quote/HODL.US.md)
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- [CETH.US](https://longbridge.com/zh-CN/quote/CETH.US.md)
- [ETH.US](https://longbridge.com/zh-CN/quote/ETH.US.md)
- [BLCN.US](https://longbridge.com/zh-CN/quote/BLCN.US.md)
- [BITO.US](https://longbridge.com/zh-CN/quote/BITO.US.md)
- [QETH.US](https://longbridge.com/zh-CN/quote/QETH.US.md)
- [FBTC.US](https://longbridge.com/zh-CN/quote/FBTC.US.md)
- [BTCW.US](https://longbridge.com/zh-CN/quote/BTCW.US.md)
- [BITB.US](https://longbridge.com/zh-CN/quote/BITB.US.md)
- [BSOL.US](https://longbridge.com/zh-CN/quote/BSOL.US.md)
- [BFJL.US](https://longbridge.com/zh-CN/quote/BFJL.US.md)
- [BRRR.US](https://longbridge.com/zh-CN/quote/BRRR.US.md)
- [ETHV.US](https://longbridge.com/zh-CN/quote/ETHV.US.md)
- [KEEL.US](https://longbridge.com/zh-CN/quote/KEEL.US.md)

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