--- title: "Visa vs. Mastercard: Which Stock Will Make You Richer?" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/279072368.md" description: "Visa's P/E ratio of 29.8 is lower than Mastercard's 31.1, making it cheaper. However, Mastercard is projected to have a higher earnings growth rate of 15.8% compared to Visa's 12.5% from 2025 to 2028. Owning both stocks can enhance portfolio quality. The Motley Fool suggests there are 10 better investment options than Visa, which could yield significant returns." datetime: "2026-03-13T16:30:36.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/279072368.md) - [en](https://longbridge.com/en/news/279072368.md) - [zh-HK](https://longbridge.com/zh-HK/news/279072368.md) --- > 支持的语言: [English](https://longbridge.com/en/news/279072368.md) | [繁體中文](https://longbridge.com/zh-HK/news/279072368.md) # Visa vs. Mastercard: Which Stock Will Make You Richer? ## Key Points - Visa's current price-to-earnings ratio of 29.8 is cheaper than Mastercard's valuation. - Mastercard's projected earnings-per-share growth is higher than Visa's outlook. - Owning both stocks will improve the quality of any portfolio. - 10 stocks we like better than Visa › When it comes to the global payments landscape, there are no two companies that dominate quite like **Visa** (NYSE: V) and **Mastercard** (NYSE: MA). Combined, they handled a whopping $7.3 trillion in payment volume during the three-month period that ended on Dec. 31, 2025. And they have billions of active cards in use around the world. Research from The Motley Fool shows that these are two of the most valuable financial stocks out there. Which one will make you richer? _**Will AI create the world's first trillionaire?** Our team just released a report on the one little-known company, called an "Indispensable Monopoly" providing the critical technology Nvidia and Intel both need. **Continue »**_ Image source: The Motley Fool. From a valuation perspective, Visa wins the battle. Investors can buy its shares at a price-to-earnings (P/E) ratio of 29.8. This represents a small discount to Mastercard's P/E multiple of 31.1. All else equal, investors want to focus on stocks that trade at cheaper valuations. However, when it comes to profit growth, Mastercard comes out on top. Consensus analyst estimates call for its adjusted diluted earnings per share (EPS) to rise at a compound annual rate of 15.8% between 2025 and 2028. That's a faster pace than Visa's projected yearly adjusted diluted EPS gain of 12.5%. Mastercard is a smaller business, so it naturally has a bigger opportunity to expand in the years ahead. Investors don't have to pick just one of these wide-moat stocks. Owning both Visa and Mastercard can instantly improve the quality of your portfolio. Just don't expect to achieve monster returns with either stock. ## Should you buy stock in Visa right now? Before you buy stock in Visa, consider this: The _Motley Fool Stock Advisor_ analyst team just identified what they believe are the **10 best stocks** for investors to buy now… and Visa wasn’t one of them. The 10 stocks that made the cut could produce monster returns in the coming years. Consider when **Netflix** made this list on December 17, 2004... if you invested $1,000 at the time of our recommendation, **you’d have $508,607**!\* Or when **Nvidia** made this list on April 15, 2005... if you invested $1,000 at the time of our recommendation, **you’d have $1,122,746**!\* Now, it’s worth noting _Stock Advisor’s_ total average return is 933% — a market-crushing outperformance compared to 188% for the S&P 500. **Don't miss the latest top 10 list, available with _Stock Advisor_, and join an investing community built by individual investors for individual investors.** **See the 10 stocks »** _\*Stock Advisor returns as of March 13, 2026._ _Neil Patel has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Mastercard and Visa. The Motley Fool has a disclosure policy._ The views and opinions expressed herein are the views and opinions of the author and do not necessarily reflect those of Nasdaq, Inc. ### 相关股票 - [Mastercard (MA.US)](https://longbridge.com/zh-CN/quote/MA.US.md) - [Visa (V.US)](https://longbridge.com/zh-CN/quote/V.US.md) ## 相关资讯与研究 - [Bank Pictet & Cie Europe AG Sells 11,058 Shares of Visa Inc. $V](https://longbridge.com/zh-CN/news/281677858.md) - [Mirabaud & Cie SA Decreases Stock Holdings in Visa Inc. $V](https://longbridge.com/zh-CN/news/281681071.md) - [Banque Pictet & Cie SA Has $133.42 Million Stake in Visa Inc. $V](https://longbridge.com/zh-CN/news/281677869.md) - [No Visa no Mastercard - EU plans a new payment system](https://longbridge.com/zh-CN/news/281642972.md) - [Subscriptions are more than just bills for Visa and Mastercard](https://longbridge.com/zh-CN/news/281375305.md)