<p><strong><em>海外强劲增长，国内利润改善</em></strong> <strong><em>人工智能驱动的产品创新与运营效率</em></strong> <strong><em>更深的生态系统竞争护城河，助力长期扩展</em></strong></p>
<p>, /PRNewswire/ -- <strong>移卡有限公司</strong>（&#34;移卡&#34;或&#34;公司&#34;，股票代码：9923.HK），一家领先的基于支付的科技平台，欣然宣布截至 2025 年 12 月 31 日的年度业绩（&#34;年度&#34;或&#34;2025&#34;）。</p>
<p><strong>业务与财务摘要</strong></p>
<ul>
<li>海外业务持续展现强劲增长势头，受益于本地化运营策略。2025 年，集团海外支付业务的总支付交易额（GPV）达到约人民币 50 亿元，同比增长 323.3%。海外支付费率和毛利率分别约为 60 个基点（bps）和 50%，为集团中长期业绩提供了显著的增长支持；</li>
</ul>
<ul>
<li>国内支付业务的 GPV 同比增长 0.1%，在 2025 年达到人民币 2.34 万亿元。国内支付费率从 2024 年的 11.5 个基点进一步上升至 2025 年的 12.3 个基点，推动一站式支付服务的全年收入同比增长 8.0%，达到人民币 29.016 亿元；</li>
</ul>
<ul>
<li>我们的人工智能生成内容和智能运营平台继续为超越支付的增值服务提供新动力，推动商户解决方案的增长。2025 年，商户解决方案的广告交易量达到人民币 36 亿元，同比增长约 13%，创下新高。店内电子商务业务的商品交易总值（GMV）在全年超过人民币 44 亿元，同比增长近 50%；</li>
</ul>
<ul>
<li>2025 年，集团总收入达到人民币 33.105 亿元，同比增长 7.3%；</li>
</ul>
<ul>
<li>受交易量和收入增长的推动，一站式支付服务和增值服务的毛利率也有所提升。整体毛利率从 2024 年的 23.6% 进一步改善至 2025 年的 23.8%。2025 年的毛利为人民币 7.882 亿元，同比增长 8.1%；</li>
</ul>
<ul>
<li>我们多样化的产品组合和全栈技术架构促进了人工智能在业务流程中的更深层次整合，提高了运营效率和长期核心竞争力。2025 年，集团的销售、管理和研发相关费用较 2024 年减少了 13.2%，展现出显著的成本控制能力；</li>
</ul>
<ul>
<li>2025 年，核心息税折旧摊销前利润（EBITDA）达到人民币 3.528 亿元，同比增长 52.7%，核心运营和盈利能力逐年改善；</li>
</ul>
<ul>
<li>我们的融资结构也得到了优化，2025 年的融资成本较 2024 年下降了 37.8%；</li>
</ul>
<ul>
<li>2025 年归属于公司股东的年度利润达到人民币 9220 万元，同比增长 11.9%。</li>
</ul>
<p>董事会主席兼首席执行官刘先生表示：&#34;我们在提升商业化和盈利能力方面取得了显著进展。我们的海外业务进一步扩展，人工智能技术在各个业务线的渗透更加深入，为公司的可持续未来发展绘制了清晰的蓝图。在广阔、稳步发展的海外非现金支付和数字商务生态系统市场中，我们利用多年的运营经验、本地专业知识和自主开发的产品，实现了海外业务的快速增长，同时识别出未来几年的增长驱动因素。我们进一步加强了人工智能在各个业务领域的应用，持续推动成本降低、效率提升和收入增长。我们的国内支付和增值服务的盈利能力显著改善，一站式支付服务和商户解决方案的利润率大幅提升。此外，我们的店内电子商务服务在年内也首次实现了正的月度净利润。在运营成本保持可控的情况下，我们再次实现了连续几年的双位数利润增长。业务足迹的持续扩展，加上商户服务的持续人工智能赋能，成为提升公司中长期盈利能力的强大动力。&#34;</p>
<p>公司发展与资本市场负责人陈先生补充道：&#34;在巩固我们在国内市场的领先地位和增强商业化能力的同时，我们将加速全球业务的扩展。借助我们经过验证的国际运营模式和经验丰富的人才队伍，我们旨在进入具有强劲增长潜力的其他区域市场和业务领域，进一步增强我们的多维网络效应。同时，我们正在部署先进的人工智能技术，为我们的合作商户提供增值服务，使他们能够增加收入、降低成本并提高效率，进一步巩固我们作为全栈技术平台的品牌定位和核心竞争力。我们将深度嵌入人工智能于我们的业务生态系统中，以创造切实的价值。在内部，它将显著提升运营效率。在外部，它将用于为用户提供更多创新产品和互动体验，从而推动我们的商业模式的迭代和升级。这些战略举措将增强我们的长期盈利能力，使我们能够持续为所有利益相关者创造更大价值。&#34;</p>
<p>- 结束 -</p>
<p><strong>关于移卡有限公司（股票代码：9923.HK）</strong></p>
<p>移卡是一家领先的基于支付的科技平台，致力于为商家和消费者创造价值。我们努力扩展一个独立的商业数字化生态系统，以便通过我们的 “一站式支付服务” 向商家和消费者提供无缝、便捷和可靠的支付服务；通过我们的商户解决方案，使商家更好地管理和推动业务增长；并通过我们的店内电子商务服务，为消费者提供具有高价值的本地生活服务。</p>
<p>欲了解更多信息，请访问 https://www.yeahka.com/</p>
<p>来源：移卡</p>
<p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMzI2Jk5ld3NJdGVtSWQ9Q04yMDA3MyZUcmFuc21pc3Npb25fSWQ9MjAyNjAzMjYwNTQ2UFJfTkVXU19VU1BSX19fX19DTjIwMDcz?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMzI2Jk5ld3NJdGVtSWQ9Q04yMDA3MyZUcmFuc21pc3Npb25fSWQ9MjAyNjAzMjYwNTQ2UFJfTkVXU19VU1BSX19fX19DTjIwMDcz"/></p>

MSCI中国

移卡

<p>移卡有限公司公布了 2025 年的年度业绩，海外业务实现显著增长，支付总额达到 50 亿元人民币，同比增长 323.3%。国内支付业务略有增长，达到 2.34 万亿元人民币。总收入达到 33.105 亿元人民币，同比增长 7.3%，归属于股东的利润为 9220 万元人民币，同比增长 11.9%。公司强调了以人工智能驱动的创新和运营效率，从而改善了利润率和成本控制。首席执行官强调了对可持续增长和全球市场扩展的关注，利用人工智能提升服务和竞争力</p>

<p><strong><em>Strong Growth Overseas with Profit Improvement Domestically</em></strong> <strong><em>AI-driven Product Innovation and Operational Efficiency</em></strong> <strong><em>Deeper Ecosystem's Competitive Moat for Long-Term Scaling</em></strong></p>
<div class="lb-trans"><p><strong><em>海外强劲增长，国内利润改善</em></strong> <strong><em>人工智能驱动的产品创新与运营效率</em></strong> <strong><em>更深的生态系统竞争护城河，助力长期扩展</em></strong></p>
</div><p>, /PRNewswire/ -- <strong>Yeahka Limited</strong> (&#34;Yeahka&#34; or the &#34;Company,&#34; Stock Code: 9923.HK), a leading payment-based technology platform, is pleased to announce its annual results for the year ended December 31, 2025 (the &#34;year&#34; or &#34;2025&#34;).</p>
<div class="lb-trans"><p>, /PRNewswire/ -- <strong>移卡有限公司</strong>（&#34;移卡&#34;或&#34;公司&#34;，股票代码：9923.HK），一家领先的基于支付的科技平台，欣然宣布截至 2025 年 12 月 31 日的年度业绩（&#34;年度&#34;或&#34;2025&#34;）。</p>
</div><p><strong>Business and Financial Summary</strong></p>
<div class="lb-trans"><p><strong>业务与财务摘要</strong></p>
</div><ul>
<li>Overseas operations continued to demonstrate robust growth momentum, benefiting from localized operational strategies. In 2025, the Group's gross payment volume (GPV) for its overseas payment business reached approximately RMB5.0 billion, representing a substantial year-on-year increase of 323.3%. The overseas payment fee rate and gross profit margin were approximately 60 basis points (bps) and 50%, respectively, providing significant growth support for the Group's medium-to-long-term performance;</li>
</ul>
<div class="lb-trans"><ul>
<li>海外业务持续展现强劲增长势头，受益于本地化运营策略。2025 年，集团海外支付业务的总支付交易额（GPV）达到约人民币 50 亿元，同比增长 323.3%。海外支付费率和毛利率分别约为 60 个基点（bps）和 50%，为集团中长期业绩提供了显著的增长支持；</li>
</ul>
</div><ul>
<li>The GPV for domestic payment business increased by 0.1% year-on-year to RMB2.34 trillion in 2025. The domestic payment fee rate further increased from 11.5 bps in 2024 to 12.3 bps in 2025, driving full-year revenue from one-stop payment services up 8.0% year-on-year to RMB2,901.6 million;</li>
</ul>
<div class="lb-trans"><ul>
<li>国内支付业务的 GPV 同比增长 0.1%，在 2025 年达到人民币 2.34 万亿元。国内支付费率从 2024 年的 11.5 个基点进一步上升至 2025 年的 12.3 个基点，推动一站式支付服务的全年收入同比增长 8.0%，达到人民币 29.016 亿元；</li>
</ul>
</div><ul>
<li>Our AI-generated content and intelligent operation platform continued to provide fresh impetus for value-added services beyond payments, driving the growth of merchant solutions. In 2025, advertising transaction volume for merchant solutions reached RMB3.6 billion, marking a year-on-year increase of approximately 13% and a new record high. The in-store e-commerce business achieved a gross merchandise value (GMV) exceeding RMB4.4 billion for the full year, representing a year-on-year increase of nearly 50%;</li>
</ul>
<div class="lb-trans"><ul>
<li>我们的人工智能生成内容和智能运营平台继续为超越支付的增值服务提供新动力，推动商户解决方案的增长。2025 年，商户解决方案的广告交易量达到人民币 36 亿元，同比增长约 13%，创下新高。店内电子商务业务的商品交易总值（GMV）在全年超过人民币 44 亿元，同比增长近 50%；</li>
</ul>
</div><ul>
<li>In 2025, the Group's total revenue reached RMB3,310.5 million, representing a year-on-year increase of 7.3%;</li>
</ul>
<div class="lb-trans"><ul>
<li>2025 年，集团总收入达到人民币 33.105 亿元，同比增长 7.3%；</li>
</ul>
</div><ul>
<li>Driven by growth in transaction volume and revenue, the gross profit margins of both one-stop payment services and value-added services also enhanced. Overall gross profit margin further improved from 23.6% in 2024 to 23.8% in 2025. Gross profit for 2025 was RMB788.2 million, representing a year-on-year increase of 8.1%;</li>
</ul>
<div class="lb-trans"><ul>
<li>受交易量和收入增长的推动，一站式支付服务和增值服务的毛利率也有所提升。整体毛利率从 2024 年的 23.6% 进一步改善至 2025 年的 23.8%。2025 年的毛利为人民币 7.882 亿元，同比增长 8.1%；</li>
</ul>
</div><ul>
<li>Our diversified product portfolio and full-stack technology architecture facilitate deeper integration of AI into business processes, enhancing operational efficiency and long-term core competitiveness. In 2025, the Group's selling, administrative, and R&amp;D-related expenses decreased by 13.2% compared to 2024, demonstrating remarkable cost control;</li>
</ul>
<div class="lb-trans"><ul>
<li>我们多样化的产品组合和全栈技术架构促进了人工智能在业务流程中的更深层次整合，提高了运营效率和长期核心竞争力。2025 年，集团的销售、管理和研发相关费用较 2024 年减少了 13.2%，展现出显著的成本控制能力；</li>
</ul>
</div><ul>
<li>Core EBITDA reached RMB352.8 million in 2025, representing a year-on-year increase of 52.7%, with core operations and profitability improving year after year;</li>
</ul>
<div class="lb-trans"><ul>
<li>2025 年，核心息税折旧摊销前利润（EBITDA）达到人民币 3.528 亿元，同比增长 52.7%，核心运营和盈利能力逐年改善；</li>
</ul>
</div><ul>
<li>Our financing structure was also optimized, with finance costs in 2025 decreased by 37.8% compared to 2024;</li>
</ul>
<div class="lb-trans"><ul>
<li>我们的融资结构也得到了优化，2025 年的融资成本较 2024 年下降了 37.8%；</li>
</ul>
</div><ul>
<li>Profit for the Year attributable to equity holders of the Company reached RMB92.2 million in 2025, representing an increase of 11.9% compared to 2024.</li>
</ul>
<div class="lb-trans"><ul>
<li>2025 年归属于公司股东的年度利润达到人民币 9220 万元，同比增长 11.9%。</li>
</ul>
</div><p>Mr. Luke Liu, Chairman of the Board and Chief Executive Officer, said, &#34;We have made significant progress in improving commercialization and profitability. Our overseas business has expanded further, and AI technology has penetrated more deeply across various business lines, creating a clear blueprint for the Company's sustainable future development. In the vast, steadily developing overseas market for non-cash payments and digital commerce ecosystems, we have leveraged years of operational experience, local expertise, and self-developed products to achieve rapid growth in our overseas business while also identifying the next few years' growth drivers. We have further strengthened AI applications across various business sectors, consistently driving cost reduction, efficiency improvement, and revenue generation. The profitability of our domestic payment and value-added services improved substantially, with a significant increase in the profit margins of one-stop payment services and merchant solutions. Additionally, our in-store e-commerce services also achieved its first positive monthly net profit within the year. With operational costs remaining under control, we have once again delivered double-digit profit growth for consecutive years. The continuous expansion of our business footprint, combined with the ongoing AI empowerment of merchant services, has been a powerful force in improving the Company's medium- and long-term profitability.&#34;</p>
<div class="lb-trans"><p>董事会主席兼首席执行官刘先生表示：&#34;我们在提升商业化和盈利能力方面取得了显著进展。我们的海外业务进一步扩展，人工智能技术在各个业务线的渗透更加深入，为公司的可持续未来发展绘制了清晰的蓝图。在广阔、稳步发展的海外非现金支付和数字商务生态系统市场中，我们利用多年的运营经验、本地专业知识和自主开发的产品，实现了海外业务的快速增长，同时识别出未来几年的增长驱动因素。我们进一步加强了人工智能在各个业务领域的应用，持续推动成本降低、效率提升和收入增长。我们的国内支付和增值服务的盈利能力显著改善，一站式支付服务和商户解决方案的利润率大幅提升。此外，我们的店内电子商务服务在年内也首次实现了正的月度净利润。在运营成本保持可控的情况下，我们再次实现了连续几年的双位数利润增长。业务足迹的持续扩展，加上商户服务的持续人工智能赋能，成为提升公司中长期盈利能力的强大动力。&#34;</p>
</div><p>Mr. Vincent Chan, Head of Corporate Development &amp; Capital Markets, added, &#34;While consolidating our leading position in the domestic market and enhancing our commercialization capabilities, we will accelerate the expansion of our global business. Leveraging our proven international operating model and experienced talent pool, we aim to enter additional regional markets and business segments with strong growth potential, further strengthening our multi-dimensional network effects. At the same time, we are deploying advanced AI technologies to provide value-added services to our partnered merchants, enabling them to increase revenue, reduce costs, and improve efficiency, further reinforcing our brand positioning and core competitiveness as a full-stack technology platform. We will deeply embed AI across our business ecosystem to generate tangible value. Internally, it will significantly enhance operational efficiency. Externally, it will be used to provide users with more innovative products and interactive experiences, which will drive the iteration and upgrade of our business model. These strategic initiatives will strengthen our long-term profitability and enable us to consistently deliver greater value for all stakeholders.&#34;</p>
<div class="lb-trans"><p>公司发展与资本市场负责人陈先生补充道：&#34;在巩固我们在国内市场的领先地位和增强商业化能力的同时，我们将加速全球业务的扩展。借助我们经过验证的国际运营模式和经验丰富的人才队伍，我们旨在进入具有强劲增长潜力的其他区域市场和业务领域，进一步增强我们的多维网络效应。同时，我们正在部署先进的人工智能技术，为我们的合作商户提供增值服务，使他们能够增加收入、降低成本并提高效率，进一步巩固我们作为全栈技术平台的品牌定位和核心竞争力。我们将深度嵌入人工智能于我们的业务生态系统中，以创造切实的价值。在内部，它将显著提升运营效率。在外部，它将用于为用户提供更多创新产品和互动体验，从而推动我们的商业模式的迭代和升级。这些战略举措将增强我们的长期盈利能力，使我们能够持续为所有利益相关者创造更大价值。&#34;</p>
</div><p>- End -</p>
<div class="lb-trans"><p>- 结束 -</p>
</div><p><strong>About YEAHKA LIMITED (Stock Code: 9923.HK)</strong></p>
<div class="lb-trans"><p><strong>关于移卡有限公司（股票代码：9923.HK）</strong></p>
</div><p>Yeahka is a leading payment-based technology platform dedicated to creating value for merchants and consumers. We strive to expand an independent commercial digitalized ecosystem to (i) provide seamless, convenient and reliable payment services to both merchants and consumers through our one-stop payment services; (ii) enable merchants to better manage and drive business growth through our merchant solutions; and (iii) provide consumers with local lifestyle services of great value through our in-store e-commerce services.</p>
<div class="lb-trans"><p>移卡是一家领先的基于支付的科技平台，致力于为商家和消费者创造价值。我们努力扩展一个独立的商业数字化生态系统，以便通过我们的 “一站式支付服务” 向商家和消费者提供无缝、便捷和可靠的支付服务；通过我们的商户解决方案，使商家更好地管理和推动业务增长；并通过我们的店内电子商务服务，为消费者提供具有高价值的本地生活服务。</p>
</div><p>For more information, please visit https://www.yeahka.com/</p>
<div class="lb-trans"><p>欲了解更多信息，请访问 https://www.yeahka.com/</p>
</div><p>SOURCE Yeahka</p>
<div class="lb-trans"><p>来源：移卡</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://rt.prnewswire.com/rt.gif/query-RGF0ZUlkPTIwMjYwMzI2Jk5ld3NJdGVtSWQ9Q04yMDA3MyZUcmFuc21pc3Npb25fSWQ9MjAyNjAzMjYwNTQ2UFJfTkVXU19VU1BSX19fX19DTjIwMDcz" alt="" original-src="https://rt.prnewswire.com/rt.gif?NewsItemId=CN20073&amp;Transmission_Id=202603260546PR_NEWS_USPR_____CN20073&amp;DateId=20260326"/></p>

05:46 ET 移卡公布 2025 年度业绩