<p><em>交易增加了全国设备融资平台，拥有约</em> <em>$1.2 亿的贷款组合</em></p>
<p>纽约州奥尔巴尼 --（商业资讯）--Pioneer（纳斯达克：PBFS）<strong>，</strong> 作为纽约首府地区领先的金融机构，今天宣布已收购 Targeted Lending Co., LLC（“Targeted Lending”）100% 的会员权益，这是一家独立的设备融资公司，资产负债表上约有 1.2 亿美元的贷款。</p>
<p>Targeted Lending 作为 Pioneer 的全资子公司，将作为 Pioneer 新成立的专业融资部门运营，扩展 Pioneer 的商业贷款能力，并将其业务拓展到全国设备融资市场。Targeted Lending 通过其以发起人为中心的设备融资平台，为必需的、产生收入的设备提供融资解决方案，向各行业的小型和中型企业提供高达 40 万美元的贷款。</p>
<p>“Targeted Lending 对 Pioneer 来说是一个引人注目的战略契合，推动了我们的 ‘超越银行’ 战略，通过多样化收入来源并推出一个新的国家贷款部门，专注于融资必需的商业设备，” Pioneer 的总裁兼首席执行官 Thomas Amell 表示。“此次收购增强了我们在整个企业成长生命周期中为企业主提供更全面的金融解决方案的能力，同时增加了一支经验丰富的团队，具备可扩展的、以业绩为驱动的运营模式和深厚的行业关系。”</p>
<p>Targeted Lending 的首席执行官 Brian Gallo 将领导 Pioneer 专业融资部门，连同现有的 Targeted Lending 管理团队。该团队在设备融资和专业贷款领域有超过 20 年的合作经验。该部门将继续以纽约州威廉斯维尔为总部，Targeted Lending 的大部分员工均在此办公，另外还有员工分布在美国各地。</p>
<p>“与 Pioneer 联手使我们能够加速设备融资平台的增长，同时为我们的客户和员工扩展机会，” Targeted Lending 的首席执行官 Brian Gallo 表示。“Pioneer 作为金融机构和首选雇主的卓越声誉，使其成为我们继续在全国范围内提供高质量专业贷款解决方案的理想合作伙伴。”</p>
<p>此次全现金交易的企业价值约为 1.4 亿美元，可能会根据未来三年的业绩调整进行调整。交易于 2026 年 4 月 24 日完成。</p>
<p><strong>关于 Pioneer</strong> Pioneer Bancorp, Inc.（“Pioneer”）是一家金融控股公司，资产超过 20 亿美元，通过其子公司提供多样化的金融服务。Pioneer 的子公司 Pioneer Bank, National Association 及其子公司在纽约州首府地区设有 23 个办事处，为个人、企业和市政当局提供广泛的银行、保险、员工福利、人力资源咨询和财富管理服务。Pioneer 的子公司 Pioneer Capital Markets, Inc.是一家注册于 FINRA 的经纪交易商，专注于市政债券交易。有关 Pioneer 的更多信息，请访问 www.pioneerny.com。</p>
<p><strong>关于 Targeted Lending</strong> Targeted Lending 专注于小额设备融资，为必需的商业设备和车辆提供高达 40 万美元的贷款。通过其以发起人为中心的设备融资平台，该公司提供常识性的信贷策略和一套强大的技术工具，使发起人在整个交易生命周期中保持控制、效率和透明度。有关更多信息，请访问 www.targetedlending.com。</p>
<p><strong>关于前瞻性声明的警示说明</strong> 本次沟通中讨论的某些事项构成了 1933 年证券法和 1934 年证券交易法（均已根据 1995 年私人证券诉讼改革法进行修订）所定义的前瞻性声明。这些前瞻性声明通常通过使用 “相信”、“期望”、“打算”、“预期”、“估计”、“项目” 或类似表达，或未来或条件动词，如 “将”、“会”、“应该”、“可以” 或 “可能” 等来识别。Pioneer 预测结果或未来计划或策略的实际效果，包括收购 Targeted Lending，固有的不确定性。不能保证前瞻性声明所涵盖的未来结果，包括 Pioneer 实现收购 Targeted Lending 的预期收益的能力，将在预期的时间框架内实现或根本实现。这些声明基于我们管理层当前的期望，重要的是要注意，我们的实际结果可能与这些前瞻性声明中预测的结果有实质性差异。有许多风险和不确定性可能导致实际结果与前瞻性声明有实质性差异，包括在截至 2025 年 12 月 31 日的年度报告的 “风险因素” 标题下讨论的风险，以及向证券交易委员会（“SEC”）提交的其他文件，包括我们的季度报告（Form 10-Q）。投资者被警告不要对这些前瞻性声明过于依赖，这些声明仅在本次沟通之日有效，除非另有说明。除非根据联邦证券法和 SEC 的规则和规定要求，否则 Pioneer 不承担任何义务公开发布对前瞻性声明的修订，以反映本次沟通日期后的事件或情况，或反映意外事件的发生。</p>
<p><img src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNjA0MjQyMDIwMTdyMQ?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNjA0MjQyMDIwMTdyMQ"/></p>
<p>在 businesswire.com 上查看源版本：https://www.businesswire.com/news/home/20260424202017/en/</p>
<p><strong>如需更多信息，请联系：</strong></p>
<p>帕特里克·J·休斯</p>
<p>执行副总裁兼首席财务官</p>
<p>(518) 730-3025</p>
<p>InvestorRelations@pioneerny.com</p>
<p>来源：Pioneer Bancorp, Inc.</p>

PBFS

<p>Pioneer Bancorp, Inc. 已收购专注于设备融资的 Targeted Lending Co., LLC，交易金额约为 1.4 亿美元。此次收购将建立 Pioneer 的新专业融资部门，增强其商业贷款能力，并扩大其在设备融资市场的影响力。Targeted Lending 拥有约 1.2 亿美元的贷款组合，将继续在现有管理团队的领导下运营。该交易旨在多元化 Pioneer 的收入来源，并为企业提供全面的金融解决方案</p>

<p><em>Transaction Adds Nationwide Equipment Financing Platform with Approximately</em> <em>$120 Million Loan Portfolio</em></p>
<div class="lb-trans"><p><em>交易增加了全国设备融资平台，拥有约</em> <em>$1.2 亿的贷款组合</em></p>
</div><p>ALBANY, N.Y.--(BUSINESS WIRE)--Pioneer (NASDAQ: PBFS) <strong>,</strong> a leading financial institution in New York’s Capital Region, today announced it has acquired 100% of the membership interests in Targeted Lending Co., LLC, (“Targeted Lending”), an independent equipment financing company with approximately $120 million of loans on its balance sheet.</p>
<div class="lb-trans"><p>纽约州奥尔巴尼 --（商业资讯）--Pioneer（纳斯达克：PBFS）<strong>，</strong> 作为纽约首府地区领先的金融机构，今天宣布已收购 Targeted Lending Co., LLC（“Targeted Lending”）100% 的会员权益，这是一家独立的设备融资公司，资产负债表上约有 1.2 亿美元的贷款。</p>
</div><p>Targeted Lending, as a wholly owned subsidiary of Pioneer, will operate as Pioneer’s newly formed Specialty Financing division, expanding Pioneer's commercial lending capabilities and extending its reach into nationwide equipment finance markets. Targeted Lending through its originator-centric equipment finance platform provides financing solutions for essential, income-producing equipment, offering loans up to $400,000 to small and mid-sized businesses across diverse industries.</p>
<div class="lb-trans"><p>Targeted Lending 作为 Pioneer 的全资子公司，将作为 Pioneer 新成立的专业融资部门运营，扩展 Pioneer 的商业贷款能力，并将其业务拓展到全国设备融资市场。Targeted Lending 通过其以发起人为中心的设备融资平台，为必需的、产生收入的设备提供融资解决方案，向各行业的小型和中型企业提供高达 40 万美元的贷款。</p>
</div><p>“Targeted Lending represents a compelling strategic fit for Pioneer and advances our More Than a Bank® strategy by diversifying our income sources and launching a new national lending division focused on financing essential business equipment,” said Thomas Amell, President and CEO of Pioneer. “This acquisition enhances our ability to deliver a more comprehensive set of financial solutions to business owners throughout their growth lifecycle, while adding a seasoned team with a scalable, performance-driven operating model and deep industry relationships.”</p>
<div class="lb-trans"><p>“Targeted Lending 对 Pioneer 来说是一个引人注目的战略契合，推动了我们的 ‘超越银行’ 战略，通过多样化收入来源并推出一个新的国家贷款部门，专注于融资必需的商业设备，” Pioneer 的总裁兼首席执行官 Thomas Amell 表示。“此次收购增强了我们在整个企业成长生命周期中为企业主提供更全面的金融解决方案的能力，同时增加了一支经验丰富的团队，具备可扩展的、以业绩为驱动的运营模式和深厚的行业关系。”</p>
</div><p>Brian Gallo, CEO of Targeted Lending, will lead Pioneer Specialty Financing division, along with the existing Targeted Lending management team. The team brings more than 20 years of experience working together in equipment finance and specialty lending. The division will remain headquartered in Williamsville, New York, where the majority of Targeted Lending’s employees are based, with additional personnel located across the United States.</p>
<div class="lb-trans"><p>Targeted Lending 的首席执行官 Brian Gallo 将领导 Pioneer 专业融资部门，连同现有的 Targeted Lending 管理团队。该团队在设备融资和专业贷款领域有超过 20 年的合作经验。该部门将继续以纽约州威廉斯维尔为总部，Targeted Lending 的大部分员工均在此办公，另外还有员工分布在美国各地。</p>
</div><p>“Joining forces with Pioneer enables us to accelerate growth of our equipment finance platform while expanding opportunities for our clients and employees,” said Brian Gallo, CEO of Targeted Lending. “Pioneer’s stellar reputation as a financial institution and employer of choice make it an ideal partner as we continue to deliver high-quality specialty lending solutions nationwide.”</p>
<div class="lb-trans"><p>“与 Pioneer 联手使我们能够加速设备融资平台的增长，同时为我们的客户和员工扩展机会，” Targeted Lending 的首席执行官 Brian Gallo 表示。“Pioneer 作为金融机构和首选雇主的卓越声誉，使其成为我们继续在全国范围内提供高质量专业贷款解决方案的理想合作伙伴。”</p>
</div><p>The all-cash transaction is valued at approximately $140 million in enterprise value, subject to potential adjustments for performance-based earn-out over a three-year period. The transaction closed on April 24, 2026.</p>
<div class="lb-trans"><p>此次全现金交易的企业价值约为 1.4 亿美元，可能会根据未来三年的业绩调整进行调整。交易于 2026 年 4 月 24 日完成。</p>
</div><p><strong>About Pioneer</strong> Pioneer Bancorp, Inc. (“Pioneer”) is a financial holding company with more than $2 billion in assets that provides diversified financial services through its subsidiaries. Pioneer’s subsidiary, Pioneer Bank, National Association and its subsidiaries, with 23 offices in the Capital Region of New York State, offers a broad array of banking, insurance, employee benefit, human resources consulting, and wealth management services to individuals, businesses, and municipalities. Pioneer’s subsidiary Pioneer Capital Markets, Inc., is a FINRA-registered broker-dealer focused on municipal bond trading. For more information on Pioneer, please visit www.pioneerny.com.</p>
<div class="lb-trans"><p><strong>关于 Pioneer</strong> Pioneer Bancorp, Inc.（“Pioneer”）是一家金融控股公司，资产超过 20 亿美元，通过其子公司提供多样化的金融服务。Pioneer 的子公司 Pioneer Bank, National Association 及其子公司在纽约州首府地区设有 23 个办事处，为个人、企业和市政当局提供广泛的银行、保险、员工福利、人力资源咨询和财富管理服务。Pioneer 的子公司 Pioneer Capital Markets, Inc.是一家注册于 FINRA 的经纪交易商，专注于市政债券交易。有关 Pioneer 的更多信息，请访问 www.pioneerny.com。</p>
</div><p><strong>About Targeted Lending</strong> Targeted Lending specializes in small-ticket equipment financing, offering loans of up to $400,000 for essential business equipment and vehicles. Through its originator-centric equipment finance platform, the company delivers a commonsense credit strategy and a robust suite of technology-enabled tools that allow originators to maintain control, efficiency, and transparency throughout the transaction lifecycle. For more information, visit www.targetedlending.com.</p>
<div class="lb-trans"><p><strong>关于 Targeted Lending</strong> Targeted Lending 专注于小额设备融资，为必需的商业设备和车辆提供高达 40 万美元的贷款。通过其以发起人为中心的设备融资平台，该公司提供常识性的信贷策略和一套强大的技术工具，使发起人在整个交易生命周期中保持控制、效率和透明度。有关更多信息，请访问 www.targetedlending.com。</p>
</div><p><strong>Cautionary Statement Concerning Forward-Looking Statements</strong> Certain of the matters discussed in this communication constitute forward-looking statements within the meaning of the Securities Act of 1933 and the Securities Exchange Act of 1934, both as amended by the Private Securities Litigation Reform Act of 1995. These forward-looking statements are generally identified by use of the words “believe,” “expect,” “intend,” “anticipate,” “estimate,” “project” or similar expressions, or future or conditional verbs, such as “will,” “would,” “should,” “could,” or “may.” Pioneer’s ability to predict results or the actual effect of future plans or strategies, including the acquisition of Targeted Lending, is inherently uncertain. No assurance can be given that the future results covered by forward-looking statements, including Pioneer’s ability to realize the expected benefits of the acquisition of Targeted Lending, will be achieved within expected time frames or at all. These statements are based on the current expectations of our management, and it is important to note that our actual results could be materially different from those projected in such forward-looking statements. There are a number of risks and uncertainties that could cause actual results to differ materially from the forward-looking statements, including those discussed in our annual report on Form 10-K for the year ended December 31, 2025, under the heading “Risk Factors” and other filings made with the Securities and Exchange Commission (the “SEC”), including our quarterly reports on Form 10-Q. Investors are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date of this communication, unless noted otherwise. Except as required under the federal securities laws and the rules and regulations of the SEC, Pioneer does not undertake any obligation to release publicly any revisions to the forward-looking statements to reflect events or circumstances after the date of this communication or to reflect the occurrence of unanticipated events.</p>
<div class="lb-trans"><p><strong>关于前瞻性声明的警示说明</strong> 本次沟通中讨论的某些事项构成了 1933 年证券法和 1934 年证券交易法（均已根据 1995 年私人证券诉讼改革法进行修订）所定义的前瞻性声明。这些前瞻性声明通常通过使用 “相信”、“期望”、“打算”、“预期”、“估计”、“项目” 或类似表达，或未来或条件动词，如 “将”、“会”、“应该”、“可以” 或 “可能” 等来识别。Pioneer 预测结果或未来计划或策略的实际效果，包括收购 Targeted Lending，固有的不确定性。不能保证前瞻性声明所涵盖的未来结果，包括 Pioneer 实现收购 Targeted Lending 的预期收益的能力，将在预期的时间框架内实现或根本实现。这些声明基于我们管理层当前的期望，重要的是要注意，我们的实际结果可能与这些前瞻性声明中预测的结果有实质性差异。有许多风险和不确定性可能导致实际结果与前瞻性声明有实质性差异，包括在截至 2025 年 12 月 31 日的年度报告的 “风险因素” 标题下讨论的风险，以及向证券交易委员会（“SEC”）提交的其他文件，包括我们的季度报告（Form 10-Q）。投资者被警告不要对这些前瞻性声明过于依赖，这些声明仅在本次沟通之日有效，除非另有说明。除非根据联邦证券法和 SEC 的规则和规定要求，否则 Pioneer 不承担任何义务公开发布对前瞻性声明的修订，以反映本次沟通日期后的事件或情况，或反映意外事件的发生。</p>
</div><p><img src="https://imageproxy.pbkrs.com/https://cts.businesswire.com/ct/CT/query-ZGlzdHJvPW54JmlkPWJ3bmV3cyZsYW5nPWVuJnNpZD1hY3FyOCZzdHk9MjAyNjA0MjQyMDIwMTdyMQ" alt="" original-src="https://cts.businesswire.com/ct/CT?id=bwnews&amp;sty=20260424202017r1&amp;sid=acqr8&amp;distro=nx&amp;lang=en"/></p>
<p>View source version on businesswire.com: https://www.businesswire.com/news/home/20260424202017/en/</p>
<div class="lb-trans"><p>在 businesswire.com 上查看源版本：https://www.businesswire.com/news/home/20260424202017/en/</p>
</div><p><strong>For additional information contact:</strong></p>
<div class="lb-trans"><p><strong>如需更多信息，请联系：</strong></p>
</div><p>Patrick J. Hughes</p>
<div class="lb-trans"><p>帕特里克·J·休斯</p>
</div><p>Executive Vice President and Chief Financial Officer</p>
<div class="lb-trans"><p>执行副总裁兼首席财务官</p>
</div><p>(518) 730-3025</p>
<div class="lb-trans"><p>(518) 730-3025</p>
</div><p>InvestorRelations@pioneerny.com</p>
<div class="lb-trans"><p>InvestorRelations@pioneerny.com</p>
</div><p>Source: Pioneer Bancorp, Inc.</p>
<div class="lb-trans"><p>来源：Pioneer Bancorp, Inc.</p>
</div>

先锋宣布收购 Targeted Lending Co., LLC，并启动先锋专业融资部门 | Pioneer Bancorp 股票新闻