<ul>
<li>3 家高收益银行，投资者可以在下跌时购买</li>
</ul>
<p>Zions Bancorporation, N.A. NASDAQ: ZION 举行了 2026 年股东年会，投资者选举了公司的董事会成员，批准了审计师，基于咨询意见批准了高管薪酬，并否决了由传统基金会提交的股东提案。董事长兼首席执行官哈里斯·西蒙斯还简要更新了银行近期的业绩、产品计划和资产负债表趋势。</p>
<h2>股东选举董事并批准常规提案</h2>
<p>西蒙斯在会议开始时确认会议 “合法召集”，并且有法定人数到场。银行的总法律顾问兼公司秘书雷娜·米勒确认她持有会议通知和邮寄通知的宣誓书，这些文件将与会议纪要一起归档。</p>
<ul>
<li>纽约社区银行股票因房地产风险暴跌</li>
</ul>
<p>股东萨姆·托格森自称为 “登记股东”，提出了选举银行提名人担任一年期董事的决议。提名人包括：</p>
<ul>
<li>玛丽亚·孔特雷拉斯 - 斯威特</li>
<li>加里·L·克里滕登</li>
<li>苏伦·K·古普塔</li>
<li>克莱尔·A·黄</li>
<li>维维安·S·李</li>
<li>斯科特·J·麦克林</li>
<li>爱德华·F·墨菲</li>
<li>斯蒂芬·D·奎因</li>
<li>哈里斯·H·西蒙斯</li>
<li>亚伦·B·斯科纳德</li>
<li>芭芭拉·A·雅斯廷</li>
</ul>
<p>米勒支持该动议，西蒙斯表示董事会推荐投票支持提名人。西蒙斯还指出，公司并不知晓有任何股东遵循程序提出额外提名。</p>
<ul>
<li>银行业与卡车运输：经济是否正朝着麻烦的方向发展？</li>
</ul>
<p>股东们还投票批准安永会计师事务所作为银行 2026 财年的独立审计师。股东谢莉·约翰逊提出了该决议，托格森支持。西蒙斯表示董事会推荐投票支持。</p>
<p>第三项提案要求股东以非约束性咨询的方式批准 2025 年支付给银行指定高管的薪酬，具体内容在代理声明中披露。股东亚瑟·纽厄尔提出了该决议，米勒支持，西蒙斯再次表示董事会推荐投票支持该提案。</p>
<h2>传统基金会提案以约 2.2% 的支持率未通过</h2>
<p>最后一项是由传统基金会提交的股东提案，要求提供一份关于 “公司政策与客户基础之间不一致风险” 的报告。西蒙斯询问是否有代表在场以介绍该提案，然后表示由于没有代表出席，该提案将提交投票而不再讨论。</p>
<p>西蒙斯表示董事会推荐投票反对该提案，理由是 “银行致力于服务其客户和社区”，并遵循其 “行为准则、指导原则、政策和银行监管规定”。</p>
<h2>首席执行官强调增长计划和产品推出</h2>
<p>在投票结束后，西蒙斯提供了他所称的 “对公司及其过去一年业绩的简要更新”。他说，银行 “经过十年的大量内部工作，替换系统并建立与全国一些大型银行一致的风险管理框架”，现在 “非常处于增长模式”。</p>
<p>西蒙斯指出了几个计划，包括新产品推出和某些贷款类别的扩展。其中包括：</p>
<ul>
<li>一种新的 “黄金账户”，西蒙斯称其为 “非常出色的产品，适合大众富裕市场”。</li>
<li>一种 “针对小企业的新产品系列”，他说这些产品 “功能丰富”，并且 “开局良好”，大约在会议前一个月开始推出。</li>
<li>“财富选择”，西蒙斯称其为 “面向个人消费者的投资产品”，投资资产在 “约 50,000 到 5 亿美元之间”，他说该产品 “取得了良好的成功”。</li>
<li>扩大 SBA 7(a) 和小企业贷款的努力；西蒙斯表示，银行现在是 “全国第 11 大 SBA 7(a) 贷款机构”。</li>
<li>公司资本市场业务的增长，西蒙斯表示 “发生了很多好事”。</li>
</ul>
<h2>讨论财务和资产负债表指标</h2>
<p>西蒙斯表示净收入增长 15%，达到 8.99 亿美元，每股收益增长 21%，达到 6.01 美元。他表示，调整后的预拨备净收入增长 12%，达到 12.66 亿美元，而资产回报率为 1%。西蒙斯还提到效率比率为 62.6%。</p>
<p>在信贷方面，西蒙斯表示净冲销在年度内上升至 15 个基点，“主要由于一次较大的损失”，同时补充说信贷质量在过去十年中一直是 “我们的强项”。他还讨论了过去五年每股收益的趋势，指出 2023 年因与硅谷银行破产及其他银行破产相关的 FDIC 特别评估而出现下滑。</p>
<p>西蒙斯强调无息存款占 “接近 35%” 的总存款，他表示这一比例始终处于行业领先水平，并支持相对较低的总存款成本。他还谈到了商业房地产的风险，描述了过去十年 “非常有纪律的商业房地产贷款增长”，并表示在过去五年中，商业房地产贷款损失 “在 130 亿美元的投资组合中不到 500 万美元”。</p>
<p>他提到普通股一级资本比率为 11.5%，他说这一比例 “略好于同行中位数”。</p>
<h2>投票结果：董事当选；审计师和薪酬方案获得批准</h2>
<p>在西蒙斯开放会议提问后，米勒公布了选举监察员的结果。根据米勒的说法：</p>
<ul>
<li><strong>董事选举：</strong> 每位提名人获得 “超过 95% 的投票支持”，并被选为一年的任期。</li>
<li><strong>审计师确认：</strong> 安永会计师事务所获得 “约 96% 的投票支持”。</li>
<li><strong>顾问性高管薪酬投票：</strong> 该提案获得 “约 95% 的投票支持” 并获得通过。</li>
<li><strong>传统基金会提案：</strong> 该提案获得 “约 2.2% 的投票支持” 并未通过。</li>
</ul>
<p>西蒙斯在托戈森提出休会动议后结束了会议，并感谢参与者的出席。</p>
<h2>关于齐昂银行，N.A. NASDAQ: ZION</h2>
<p>齐昂银行，N.A. 是一家总部位于犹他州盐湖城的银行控股公司，提供全面的银行和金融服务，面向个人、企业和机构。通过其主要子公司齐昂银行，该公司提供商业银行、零售银行和财富管理解决方案，旨在满足小型企业、中型市场公司和高净值客户的需求。其服务组合包括存款账户、现金管理工具、贷款产品、抵押贷款发放、财务服务和投资顾问服务。</p>
<p>公司的商业银行部门提供定制的信贷和财务管理服务，包括营运资金信用额度、设备融资和国际贸易融资。</p>
<h2>精选文章</h2>
<ul>
<li>五只我们认为比齐昂银行，N.A. 更值得投资的股票。</li>
</ul>
<p><em>此即时新闻提醒由叙事科学技术和 MarketBeat 的金融数据生成，以便为读者提供最快的报道和公正的覆盖。如对本故事有任何问题或意见，请发送邮件至 contact@marketbeat.com。</em></p>
<h2>你现在应该投资$1,000 在齐昂银行，N.A. 吗？</h2>
<p>在你考虑齐昂银行，N.A.之前，你需要听听这个。</p>
<p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已识别出五只顶级分析师正在悄悄建议客户现在购买的股票，以便在更广泛的市场注意到之前……而齐昂银行，N.A. 并不在名单上。</p>
<p>虽然齐昂银行，N.A. 目前在分析师中被评为持有评级，但顶级分析师认为这五只股票更值得购买。</p>
<p>查看这五只股票</p>

齐昂银行

ZIONP

<p>齐昂银行召开了 2026 年年度股东大会，选举了董事，批准了审计师和高管薪酬。来自传统基金会的提案被否决。首席执行官哈里斯·西蒙斯强调了银行的增长举措，包括新产品和贷款扩展。财务指标显示净收入增长 15%，达到 8.99 亿美元，每股收益增长 21%，达到 6.01 美元。尽管面临一些挑战，银行仍然专注于服务客户并保持良好的信用质量</p>

<ul>
<li>3 High-Yield Banks for Investors to Buy on the Dip</li>
</ul>
<div class="lb-trans"><ul>
<li>3 家高收益银行，投资者可以在下跌时购买</li>
</ul>
</div><p>Zions Bancorporation, N.A. NASDAQ: ZION held its 2026 Annual Meeting of Shareholders, where investors elected the company’s director slate, ratified its auditor, approved executive compensation on an advisory basis, and voted down a shareholder proposal submitted by The Heritage Foundation. Chairman and CEO Harris Simmons also provided a brief update on the bank’s recent performance, product initiatives, and balance sheet trends.</p>
<div class="lb-trans"><p>Zions Bancorporation, N.A. NASDAQ: ZION 举行了 2026 年股东年会，投资者选举了公司的董事会成员，批准了审计师，基于咨询意见批准了高管薪酬，并否决了由传统基金会提交的股东提案。董事长兼首席执行官哈里斯·西蒙斯还简要更新了银行近期的业绩、产品计划和资产负债表趋势。</p>
</div><h2>Shareholders elect directors and approve routine proposals</h2>
<div class="lb-trans"><h2>股东选举董事并批准常规提案</h2>
</div><p>Simmons opened the meeting by confirming it had been “legally called” and that a quorum was present. Rena Miller, the bank’s general counsel and corporate secretary, confirmed she had affidavits of the notice of meeting and mailing of notices, which were to be filed with the meeting minutes.</p>
<div class="lb-trans"><p>西蒙斯在会议开始时确认会议 “合法召集”，并且有法定人数到场。银行的总法律顾问兼公司秘书雷娜·米勒确认她持有会议通知和邮寄通知的宣誓书，这些文件将与会议纪要一起归档。</p>
</div><ul>
<li>New York Community Bank stock plummets amid real estate risks</li>
</ul>
<div class="lb-trans"><ul>
<li>纽约社区银行股票因房地产风险暴跌</li>
</ul>
</div><p>Shareholder Sam Torgerson, who identified himself as “a shareholder of record,” moved the resolution to elect the bank’s nominees to serve one-year terms as directors. The nominees presented were:</p>
<div class="lb-trans"><p>股东萨姆·托格森自称为 “登记股东”，提出了选举银行提名人担任一年期董事的决议。提名人包括：</p>
</div><ul>
<li>Maria Contreras-Sweet</li>
<li>Gary L. Crittenden</li>
<li>Suren K. Gupta</li>
<li>Claire A. Huang</li>
<li>Vivian S. Lee</li>
<li>Scott J. McLean</li>
<li>Edward F. Murphy</li>
<li>Stephen D. Quinn</li>
<li>Harris H. Simmons</li>
<li>Aaron B. Skonnard</li>
<li>Barbara A. Yastine</li>
</ul>
<div class="lb-trans"><ul>
<li>玛丽亚·孔特雷拉斯 - 斯威特</li>
<li>加里·L·克里滕登</li>
<li>苏伦·K·古普塔</li>
<li>克莱尔·A·黄</li>
<li>维维安·S·李</li>
<li>斯科特·J·麦克林</li>
<li>爱德华·F·墨菲</li>
<li>斯蒂芬·D·奎因</li>
<li>哈里斯·H·西蒙斯</li>
<li>亚伦·B·斯科纳德</li>
<li>芭芭拉·A·雅斯廷</li>
</ul>
</div><p>Miller seconded the motion, and Simmons said the board recommended voting for the nominees. Simmons also noted the company was not aware of any shareholders who complied with procedures for making additional nominations.</p>
<div class="lb-trans"><p>米勒支持该动议，西蒙斯表示董事会推荐投票支持提名人。西蒙斯还指出，公司并不知晓有任何股东遵循程序提出额外提名。</p>
</div><ul>
<li>Banking and trucking: Is the economy rolling toward troubles?</li>
</ul>
<div class="lb-trans"><ul>
<li>银行业与卡车运输：经济是否正朝着麻烦的方向发展？</li>
</ul>
</div><p>Shareholders also voted on ratifying Ernst &amp; Young LLP as the bank’s independent auditor for fiscal 2026. Shareholder Shelly Johnson moved the resolution and Torgerson seconded it. Simmons said the board recommended a vote in favor.</p>
<div class="lb-trans"><p>股东们还投票批准安永会计师事务所作为银行 2026 财年的独立审计师。股东谢莉·约翰逊提出了该决议，托格森支持。西蒙斯表示董事会推荐投票支持。</p>
</div><p>A third proposal asked shareholders to approve, on a non-binding advisory basis, the 2025 compensation paid to the bank’s named executive officers as disclosed in the proxy statement. Shareholder Arthur Newell presented the resolution, Miller seconded it, and Simmons again said the board recommended voting for the proposal.</p>
<div class="lb-trans"><p>第三项提案要求股东以非约束性咨询的方式批准 2025 年支付给银行指定高管的薪酬，具体内容在代理声明中披露。股东亚瑟·纽厄尔提出了该决议，米勒支持，西蒙斯再次表示董事会推荐投票支持该提案。</p>
</div><h2>Heritage Foundation proposal fails with about 2.2% support</h2>
<div class="lb-trans"><h2>传统基金会提案以约 2.2% 的支持率未通过</h2>
</div><p>The final item was a shareholder proposal submitted by The Heritage Foundation requesting a report “on risks of misalignment between company policies and our customer base.” Simmons asked whether a representative was present to present the proposal, then said that because no representative attended, the proposal would be submitted for a vote without further discussion.</p>
<div class="lb-trans"><p>最后一项是由传统基金会提交的股东提案，要求提供一份关于 “公司政策与客户基础之间不一致风险” 的报告。西蒙斯询问是否有代表在场以介绍该提案，然后表示由于没有代表出席，该提案将提交投票而不再讨论。</p>
</div><p>Simmons said the board recommended a vote against the proposal, citing “the bank’s commitment to serving its customers and communities” and its adherence to its “code of conduct, guiding principles, policies, and banking regulations.”</p>
<div class="lb-trans"><p>西蒙斯表示董事会推荐投票反对该提案，理由是 “银行致力于服务其客户和社区”，并遵循其 “行为准则、指导原则、政策和银行监管规定”。</p>
</div><h2>CEO highlights growth initiatives and product rollouts</h2>
<div class="lb-trans"><h2>首席执行官强调增长计划和产品推出</h2>
</div><p>After closing the polls, Simmons provided what he described as “a brief update on the company and its results for this past year.” He said the bank, “after a decade of a lot of internal work, replacing systems and building a risk management framework that is consistent with some of the larger banks in the nation,” is “very much in a growth mode.”</p>
<div class="lb-trans"><p>在投票结束后，西蒙斯提供了他所称的 “对公司及其过去一年业绩的简要更新”。他说，银行 “经过十年的大量内部工作，替换系统并建立与全国一些大型银行一致的风险管理框架”，现在 “非常处于增长模式”。</p>
</div><p>Simmons pointed to several initiatives, including new product introductions and expansion in certain lending categories. Among them:</p>
<div class="lb-trans"><p>西蒙斯指出了几个计划，包括新产品推出和某些贷款类别的扩展。其中包括：</p>
</div><ul>
<li>A new “Gold Account,” which Simmons described as “a really fabulous product for a kind of a mass affluent market.”</li>
<li>A “new suite of products for small businesses” that he said are “feature-rich” and “off to a really good start,” with rollout beginning about a month prior to the meeting.</li>
<li>“Wealth Select,” which Simmons described as “an investment product for individual consumers” with “between about 50,000 and $500 million in assets to invest,” which he said is “meeting with good success.”</li>
<li>Expansion of SBA 7(a) and small business lending efforts; Simmons said the bank is now “the 11th largest 7(a) SBA 7(a) lender in the nation.”</li>
<li>Growth in the company’s capital markets business, which Simmons said had seen “a lot of good things” happening.</li>
</ul>
<div class="lb-trans"><ul>
<li>一种新的 “黄金账户”，西蒙斯称其为 “非常出色的产品，适合大众富裕市场”。</li>
<li>一种 “针对小企业的新产品系列”，他说这些产品 “功能丰富”，并且 “开局良好”，大约在会议前一个月开始推出。</li>
<li>“财富选择”，西蒙斯称其为 “面向个人消费者的投资产品”，投资资产在 “约 50,000 到 5 亿美元之间”，他说该产品 “取得了良好的成功”。</li>
<li>扩大 SBA 7(a) 和小企业贷款的努力；西蒙斯表示，银行现在是 “全国第 11 大 SBA 7(a) 贷款机构”。</li>
<li>公司资本市场业务的增长，西蒙斯表示 “发生了很多好事”。</li>
</ul>
</div><h2>Financial and balance sheet metrics discussed</h2>
<div class="lb-trans"><h2>讨论财务和资产负债表指标</h2>
</div><p>Simmons said net income increased 15% to $899 million and earnings per share increased 21% to $6.01. He said adjusted pre-provision net revenue rose 12% to $1.266 billion, while return on assets was 1%. Simmons also cited an efficiency ratio of 62.6%.</p>
<div class="lb-trans"><p>西蒙斯表示净收入增长 15%，达到 8.99 亿美元，每股收益增长 21%，达到 6.01 美元。他表示，调整后的预拨备净收入增长 12%，达到 12.66 亿美元，而资产回报率为 1%。西蒙斯还提到效率比率为 62.6%。</p>
</div><p>On credit, Simmons said net charge-offs rose to 15 basis points during the year, “largely due to a single larger loss,” while adding that credit quality has been “a strength for us over the last decade.” He also discussed trends in earnings per share over five years, noting a dip in 2023 tied to an FDIC special assessment related to the Silicon Valley Bank failure and other bank failures.</p>
<div class="lb-trans"><p>在信贷方面，西蒙斯表示净冲销在年度内上升至 15 个基点，“主要由于一次较大的损失”，同时补充说信贷质量在过去十年中一直是 “我们的强项”。他还讨论了过去五年每股收益的趋势，指出 2023 年因与硅谷银行破产及其他银行破产相关的 FDIC 特别评估而出现下滑。</p>
</div><p>Simmons highlighted non-interest-bearing deposits at “close to 35%” of total deposits, which he said has consistently been among best-in-class levels and supports a comparatively low total cost of deposits. He also addressed commercial real estate exposure, describing “really disciplined commercial real estate loan growth” over the last decade and saying commercial real estate loan losses were “less than $5 million in a $13 billion portfolio over the past five years.”</p>
<div class="lb-trans"><p>西蒙斯强调无息存款占 “接近 35%” 的总存款，他表示这一比例始终处于行业领先水平，并支持相对较低的总存款成本。他还谈到了商业房地产的风险，描述了过去十年 “非常有纪律的商业房地产贷款增长”，并表示在过去五年中，商业房地产贷款损失 “在 130 亿美元的投资组合中不到 500 万美元”。</p>
</div><p>He cited a Common Equity Tier 1 capital ratio of 11.5%, which he said was “a little better than the peer median.”</p>
<div class="lb-trans"><p>他提到普通股一级资本比率为 11.5%，他说这一比例 “略好于同行中位数”。</p>
</div><h2>Vote results: directors elected; auditor and say-on-pay approved</h2>
<div class="lb-trans"><h2>投票结果：董事当选；审计师和薪酬方案获得批准</h2>
</div><p>After Simmons opened the meeting to questions, Miller delivered the inspector-of-election results. According to Miller:</p>
<div class="lb-trans"><p>在西蒙斯开放会议提问后，米勒公布了选举监察员的结果。根据米勒的说法：</p>
</div><ul>
<li><strong>Director elections:</strong> Each nominee received “over 95% of votes cast” and was elected for a one-year term.</li>
<li><strong>Auditor ratification:</strong> Ernst &amp; Young LLP was approved by “approximately 96% of the votes cast.”</li>
<li><strong>Advisory executive compensation vote:</strong> The proposal received “approximately 95% of the votes cast” and was approved.</li>
<li><strong>Heritage Foundation proposal:</strong> The proposal received “approximately 2.2% of the votes cast” and failed.</li>
</ul>
<div class="lb-trans"><ul>
<li><strong>董事选举：</strong> 每位提名人获得 “超过 95% 的投票支持”，并被选为一年的任期。</li>
<li><strong>审计师确认：</strong> 安永会计师事务所获得 “约 96% 的投票支持”。</li>
<li><strong>顾问性高管薪酬投票：</strong> 该提案获得 “约 95% 的投票支持” 并获得通过。</li>
<li><strong>传统基金会提案：</strong> 该提案获得 “约 2.2% 的投票支持” 并未通过。</li>
</ul>
</div><p>Simmons concluded the meeting after a motion to adjourn by Torgerson, and thanked participants for attending.</p>
<div class="lb-trans"><p>西蒙斯在托戈森提出休会动议后结束了会议，并感谢参与者的出席。</p>
</div><h2>About Zions Bancorporation, N.A. NASDAQ: ZION</h2>
<div class="lb-trans"><h2>关于齐昂银行，N.A. NASDAQ: ZION</h2>
</div><p>Zions Bancorporation, N.A. is a bank holding company headquartered in Salt Lake City, Utah, offering a full suite of banking and financial services to individuals, businesses and institutions. Through its primary subsidiary, Zions Bank, the company provides commercial banking, retail banking and wealth management solutions designed to serve the needs of small businesses, middle‐market firms and high‐net‐worth clients. Its service portfolio includes deposit accounts, cash‐management tools, lending products, mortgage origination, treasury services and investment advisory services.</p>
<div class="lb-trans"><p>齐昂银行，N.A. 是一家总部位于犹他州盐湖城的银行控股公司，提供全面的银行和金融服务，面向个人、企业和机构。通过其主要子公司齐昂银行，该公司提供商业银行、零售银行和财富管理解决方案，旨在满足小型企业、中型市场公司和高净值客户的需求。其服务组合包括存款账户、现金管理工具、贷款产品、抵押贷款发放、财务服务和投资顾问服务。</p>
</div><p>The company's commercial banking segment delivers custom credit and treasury management services, including working capital lines of credit, equipment financing and international trade finance.</p>
<div class="lb-trans"><p>公司的商业银行部门提供定制的信贷和财务管理服务，包括营运资金信用额度、设备融资和国际贸易融资。</p>
</div><h2>Featured Articles</h2>
<div class="lb-trans"><h2>精选文章</h2>
</div><ul>
<li>Five stocks we like better than Zions Bancorporation, N.A.</li>
</ul>
<div class="lb-trans"><ul>
<li>五只我们认为比齐昂银行，N.A. 更值得投资的股票。</li>
</ul>
</div><p><em>This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to contact@marketbeat.com.</em></p>
<div class="lb-trans"><p><em>此即时新闻提醒由叙事科学技术和 MarketBeat 的金融数据生成，以便为读者提供最快的报道和公正的覆盖。如对本故事有任何问题或意见，请发送邮件至 contact@marketbeat.com。</em></p>
</div><h2>Should You Invest $1,000 in Zions Bancorporation, N.A. Right Now?</h2>
<div class="lb-trans"><h2>你现在应该投资$1,000 在齐昂银行，N.A. 吗？</h2>
</div><p>Before you consider Zions Bancorporation, N.A., you'll want to hear this.</p>
<div class="lb-trans"><p>在你考虑齐昂银行，N.A.之前，你需要听听这个。</p>
</div><p>MarketBeat keeps track of Wall Street's top-rated and best performing research analysts and the stocks they recommend to their clients on a daily basis. MarketBeat has identified the five stocks that top analysts are quietly whispering to their clients to buy now before the broader market catches on... and Zions Bancorporation, N.A. wasn't on the list.</p>
<div class="lb-trans"><p>MarketBeat 每天跟踪华尔街顶级评级和表现最佳的研究分析师及其推荐给客户的股票。MarketBeat 已识别出五只顶级分析师正在悄悄建议客户现在购买的股票，以便在更广泛的市场注意到之前……而齐昂银行，N.A. 并不在名单上。</p>
</div><p>While Zions Bancorporation, N.A. currently has a Hold rating among analysts, top-rated analysts believe these five stocks are better buys.</p>
<div class="lb-trans"><p>虽然齐昂银行，N.A. 目前在分析师中被评为持有评级，但顶级分析师认为这五只股票更值得购买。</p>
</div><p>View The Five Stocks Here</p>
<div class="lb-trans"><p>查看这五只股票</p>
</div>

齐昂银行年度会议：董事当选，薪酬表决通过，遗产提案未获通过