--- title: "HSBC expands wealth management push" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/285752410.md" description: "HSBC 台湾正在扩大其在台湾快速增长的财富管理市场的推进，推出一款针对高净值客户的新型高端融资产品。该服务允许富裕客户借款支付保险费，帮助他们保持流动性，同时维持保险保障，并支持继承和遗产规划需求。此举反映了台湾富裕家庭对更复杂的财富保护、继承规划和跨境金融服务的需求上升。" datetime: "2026-05-08T16:05:46.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/285752410.md) - [en](https://longbridge.com/en/news/285752410.md) - [zh-HK](https://longbridge.com/zh-HK/news/285752410.md) --- # HSBC expands wealth management push HSBC Taiwan is expanding its push into Taiwan’s fast-growing wealth management market with a new premium financing product targeting high-net-worth clients, as global banks’ compete for the nation’s wealthy families. The service would allow affluent customers in Taiwan to borrow funds to pay insurance premiums, helping them preserve liquidity while maintaining insurance protection, and supporting succession and estate planning needs, it said yesterday. The launch reflects rising demand among Taiwan’s wealthy for more sophisticated wealth preservation, inheritance planning and cross-border financial services, as more families diversify their assets overseas, HSBC Taiwan international wealth and premier banking head Kevin Hu (胡醒賢) told a news conference in Taipei. Taiwan’s high net worth segment is continuing to expand rapidly in client numbers and total assets, supported by strong equity market performance in recent years and Taiwan’s role in the global artificial intelligence supply chain, Hu said. The number of people with net assets exceeding NT$100 million (US$3.18 million), as well as their assets under management, reached record highs at the end of March, he said. Affluent Taiwanese clients are increasingly keeping core assets in Taiwan while allocating more investments abroad, reflecting growing demand for global diversification and integrated wealth planning services, he added. Taiwan has been positioning itself as a regional asset management hub, encouraging international banks to expand their private banking and wealth management offerings in the local market. HSBC remains competitive by leveraging its global network spanning more than 30 markets and 12 private banking networks to meet rising demand for integrated banking, investment and wealth planning services, Hu said. The new product is designed to ease the burden of large upfront insurance premium payments while improving capital efficiency for wealthy clients, HSBC Taiwan wealth and premier solutions head Victor Lee (李勝凱) said. Taiwanese entrepreneurs are showing more interest in insurance as part of broader wealth planning strategies, with about 15 percent indicating plans to increase life insurance holdings over the next year, he added. For affluent families, insurance products are increasingly seen not only as protection tools, but also as vehicles for inheritance planning and intergenerational wealth transfer, HSBC Taiwan retail products head Mike Huang (黃至弘) said. Wealthy Taiwanese spend about 50 times more on annual insurance premiums than their average peers, with typical premiums for mass market customers averaging about NT$11,000 a year, Huang said. The initiative reflects HSBC Taiwan’s strategy to improve its appeal in wealth management and deepen relationships with affluent clients, he added. ### 相关股票 - [00005.HK](https://longbridge.com/zh-CN/quote/00005.HK.md) - [HSBC.US](https://longbridge.com/zh-CN/quote/HSBC.US.md) - [HSBH.US](https://longbridge.com/zh-CN/quote/HSBH.US.md) - [DTIW.SG](https://longbridge.com/zh-CN/quote/DTIW.SG.md) - [HSBA.UK](https://longbridge.com/zh-CN/quote/HSBA.UK.md) ## 相关资讯与研究 - [汇丰控股 2026 年第 1 季业绩深度解析](https://longbridge.com/zh-CN/news/285202866.md) - [汇丰控股根据股份计划授出合共 18.28 万股](https://longbridge.com/zh-CN/news/285520796.md) - [汇控首季业绩逊预期拨备大幅增逾四成 管理层指若中东局势趋稳定或回拨](https://longbridge.com/zh-CN/news/285179755.md) - [暖哇科技二度递表港交所：10 亿营收背后超四成依赖大股东](https://longbridge.com/zh-CN/news/285512424.md) - [瑞银、汇丰蓄势待发，香港引领亚洲财富管理需求回暖](https://longbridge.com/zh-CN/news/285353357.md)