--- title: "ChatGPT 的热潮在湾区引发了奢侈住房的狂热" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/285774092.md" description: "根据 Redfin 的数据，湾区豪华住房市场在 ChatGPT 推出后的两年内经历了 13.4% 的价格激增。相比之下，最实惠的邮政编码地区房价下降了 3.8%。报告强调了 K 型经济的特点，豪华房主受益于人工智能驱动的就业增长，而低端物业所有者则未能分享这一红利。相比之下，纽约的豪华市场仅增长了 4.7%，而实惠地区上涨了 24.9%。其他城市如洛杉矶和西雅图在各个价格区间的增长则更加平衡" datetime: "2026-05-08T20:42:27.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/285774092.md) - [en](https://longbridge.com/en/news/285774092.md) - [zh-HK](https://longbridge.com/zh-HK/news/285774092.md) --- # ChatGPT 的热潮在湾区引发了奢侈住房的狂热 close The artificial intelligence (AI) boom has caused a surge in luxury real estate prices in the Bay Area, although more affordable areas in Silicon Valley haven't seen the same gains since the launch of ChatGPT kickstarted the tech sector's AI race. An analysis by Redfin compared the median home sale prices across price segments in 2020-2022 to 2023 to 2025, accounting for the launch of ChatGPT 3.5 in November 2022, which was a watershed moment in the public's awareness of AI. Redfin's report includes all ZIP codes in San Francisco, Oakland, San Jose and San Rafael that had sufficient data for the comparison. Home prices in the Bay Area's luxury ZIP codes with home prices between $3.1 million and $7.6 million saw an average increase of 13.4% in home prices in the two years after the launch of ChatGPT. That figure is more than double the 6.3% average increase for the segment of the market just below luxury, which had prices ranging from $1.5 million to $2.8 million. The most affordable segment of Bay Area ZIP codes in the report had prices ranging from $535,000 to $615,000 and saw prices decline 3.8% on average from 2023 to 2025. NYC LOST MORE RESIDENTS ACROSS ALL INCOME LEVELS IN 2025 AS AMERICANS FLEE HIGH-COST BLUE CITIES "Luxury homeowners in Silicon Valley saw their housing wealth jump during the pandemic, and now it's jumping again thanks to the advent of artificial intelligence and the high-paying jobs that come with it," said Redfin senior economist Yingqi Xu. "Meanwhile, some owners of lower-end properties have missed out on the AI boom, with home prices in the most affordable Bay Area ZIP codes declining over the past two years. It's another sign of the K-shaped economy taking shape in the Bay Area, with AI lifting the fortunes of some households and neighborhoods much more than others," Xu said. CALIFORNIANS WHO MOVE AWAY ARE TYPICALLY SAVING HUNDREDS A MONTH ON HOUSING COSTS The report also compared metro areas that aren't as reliant on the tech sector as Silicon Valley to see if the luxury and affordable segments of the real estate market saw similar growth patterns. Redfin found that New York saw the opposite trend, with home prices in luxury ZIP codes in the metro area growing just 4.7% on average from 2023 to 2025 – while the most affordable ZIP codes had home values surge 24.9% in that period. AVERAGE MONTHLY MORTGAGE PAYMENT HITS NEW HIGH, TOPPING $2K FOR FIRST TIME EVER Home prices in Los Angeles grew at relatively similar rates across segments, with luxury ZIP codes rising 9.7% on average from 2023 to 2025 compared with 6.1% for the most affordable ZIP codes. Seattle also saw home prices rise at comparable levels across price segments, with prices in the luxury tier rising 11.7% on average while the most affordable tier rose 10%. GET FOX BUSINESS ON THE GO BY CLICKING HERE ### 相关股票 - [RDFN.US](https://longbridge.com/zh-CN/quote/RDFN.US.md) - [MORT.US](https://longbridge.com/zh-CN/quote/MORT.US.md) - [VMBS.US](https://longbridge.com/zh-CN/quote/VMBS.US.md) - [REM.US](https://longbridge.com/zh-CN/quote/REM.US.md) - [SPMB.US](https://longbridge.com/zh-CN/quote/SPMB.US.md) - [MBB.US](https://longbridge.com/zh-CN/quote/MBB.US.md) - [XLRE.US](https://longbridge.com/zh-CN/quote/XLRE.US.md) - [JMBS.US](https://longbridge.com/zh-CN/quote/JMBS.US.md) - [VNQ.US](https://longbridge.com/zh-CN/quote/VNQ.US.md) - [JHMB.US](https://longbridge.com/zh-CN/quote/JHMB.US.md) - [IYR.US](https://longbridge.com/zh-CN/quote/IYR.US.md) - [SMBS.US](https://longbridge.com/zh-CN/quote/SMBS.US.md) - [PMBS.US](https://longbridge.com/zh-CN/quote/PMBS.US.md) - [JMTG.US](https://longbridge.com/zh-CN/quote/JMTG.US.md) ## 相关资讯与研究 - [Porch Group 保险业务扩展至密歇根州，覆盖全美 22 州](https://longbridge.com/zh-CN/news/287071432.md) - [美国春末购房需求激增，住宅建筑商市场信心回暖](https://longbridge.com/zh-CN/news/286787058.md) - [市场只是在捕风捉影？多数经济学家料美联储年内不降息 债市加息定价纯属过度反应](https://longbridge.com/zh-CN/news/286924964.md) - [毛利率创 7 季度新高，彭永东首次拆解贝壳变革路径](https://longbridge.com/zh-CN/news/287005199.md) - [全国住宅建筑商协会（NAHB）5 月的住房市场指数为 37，高于预期的 34](https://longbridge.com/zh-CN/news/286784835.md)