<blockquote>
<ul>
<li>特斯拉在中国推出新的汽车融资计划，提供低首付款和月供，目标客户为注重预算的买家。</li>
<li>此举发生在该公司因银行信贷收紧而取消七年期汽车贷款数周之后。</li>
</ul>
</blockquote><p><img src="https://imageproxy.pbkrs.com/https://cnevpost.com/wp-content/uploads/2026/05/2026051301481352.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://cnevpost.com/wp-content/uploads/2026/05/2026051301481352.jpg"/></p><p>（资料图显示一辆特斯拉 Model 3。图片来源：CnEVPost）</p><p>特斯拉（NASDAQ: TSLA）在中国推出了新的 “轻松贷” 汽车融资服务，这家美国电动汽车制造商试图通过降低购车门槛来吸引消费者。</p><p>根据周三发布的一条微博帖子，该融资计划适用于国产 Model 3、Model Y 和 Model Y L 车型，面向在 2026 年 5 月 31 日前购买特斯拉车辆的消费者。</p><p>对于起售价为 235,500 元（34,670 美元）的后轮驱动版 Model 3，五年期计划的最低首付款仅为 55,900 元。</p><p>加入我们的 Telegram 或 Google News</p><p>该计划的月供低至 2,193 元，年化利率约为 0.99%。消费者需在五年期结束时支付 45,500 元的期末一次性尾款。</p><p>该计划显著降低了中国消费者购买特斯拉车辆的门槛。</p><p>在标准汽车贷款计划下，中国消费者需支付首付款，然后对剩余余额进行按月分期还款。对于 Model 3 而言，首付款为车价的 35%，即 79,900 元，月供从 2,460 元起。</p><p><img src="https://imageproxy.pbkrs.com/https://cnevpost.com/wp-content/uploads/2026/05/2026051301480718.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://cnevpost.com/wp-content/uploads/2026/05/2026051301480718.jpg"/></p><p>（特斯拉中国网站上展示的 Model 3 融资选项。）</p><p>在最新的计划中，特斯拉将购车款分为两个主要部分：首付款和类似于常规贷款计划但金额较低的月供，以及在贷款期限结束时支付的一笔新的期末一次性尾款。</p><p>在今天公布的计划中，消费者还可以选择为期一至五年的低息贷款。该选项的最低首付款为 45,900 元，年化利率低至约 0.92%。</p><p>特斯拉还提供限时油漆定制优惠及特定充电权益。符合条件的 Model 3 买家可获得额外 8,000 元的保险补贴。</p><p>新方案的推出正值中国汽车信贷市场发生转变之际。特斯拉刚刚在 5 月取消了其七年期低息贷款选项。</p><p>随着金融机构收紧对超长期贷款的风险敞口，多家中国车企已暂停类似服务。特斯拉目前仅保留了一项为期最长五年的零息融资计划。</p><p>宽松的融资政策对于特斯拉在竞争激烈的中国市场至关重要。4 月份，该公司在华整体零售销量同比下降 9.66%，至 25,956 辆。</p><p>上月，Model Y 继续主导特斯拉在华零售销量。该车型 4 月售出 22,990 辆，占其国内销量的近 90%。</p><p>尽管国内零售销量下滑，但特斯拉中国 4 月的批发销量仍达到 79,478 辆。这主要得益于其上海工厂向海外市场出口了 53,522 辆汽车。</p><p><img src="https://imageproxy.pbkrs.com/https://cnevpost.com/wp-content/uploads/2026/05/2026051208210441-768x432.jpg?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" alt="" original-src="https://imageproxy.pbkrs.com/https://cnevpost.com/wp-content/uploads/2026/05/2026051208210441-768x432.jpg"/></p><p>特斯拉 4 月中国零售细分数据：Model Y 以近 90% 的份额继续占据主导地位</p><p>4 月，Model Y 在华零售销量达 22,990 辆，同比增长 15.04%。</p><p>（1 美元 = 6.7921 元人民币）</p>

特斯拉

1.25 倍做多特斯拉 ETF - GraniteShares

2 倍做多特斯拉 ETF - Direxion

2 倍做多 TSLA ETF - T-Rex

南方两倍做多特斯拉

2 倍做多特斯拉 ETF - Leverage Shares

2 倍做多 TSLA ETF - GraniteShares

TESL

<p>特斯拉在中国推出新的汽车融资计划，提供低首付款和月供，以吸引注重预算的买家。“轻松贷” 服务适用于 Model 3 和 Model Y 车型，最低首付款为 55,900 元，月供低至 2,193 元。尽管出口带动了强劲的批发销量，但特斯拉 4 月在华零售销量同比仍下降 9.66%。在汽车市场信贷条件收紧的背景下，该融资计划旨在降低消费者购车门槛</p>

<blockquote>
<ul>
<li>Tesla introduced a new auto financing plan in China featuring low down payments and monthly installments, targeting budget-conscious buyers.</li>
<li>The move comes weeks after the company scrapped its seven-year auto loans amid tighter bank credit.</li>
</ul>
</blockquote>
<div class="lb-trans"><blockquote>
<ul>
<li>特斯拉在中国推出新的汽车融资计划，提供低首付款和月供，目标客户为注重预算的买家。</li>
<li>此举发生在该公司因银行信贷收紧而取消七年期汽车贷款数周之后。</li>
</ul>
</blockquote></div><p><img src="https://imageproxy.pbkrs.com/https://cnevpost.com/wp-content/uploads/2026/05/2026051301481352.jpg" alt="" original-src="https://cnevpost.com/wp-content/uploads/2026/05/2026051301481352.jpg"/></p>
<p>(File photo shows a Tesla Model 3. Image credit: CnEVPost)</p>
<div class="lb-trans"><p>（资料图显示一辆特斯拉 Model 3。图片来源：CnEVPost）</p></div><p>Tesla (NASDAQ: TSLA) has launched a new &#34;Easy Loan&#34; auto financing service in China, as the US EV maker seeks to attract consumers by lowering the barrier to entry for car purchases.</p>
<div class="lb-trans"><p>特斯拉（NASDAQ: TSLA）在中国推出了新的 “轻松贷” 汽车融资服务，这家美国电动汽车制造商试图通过降低购车门槛来吸引消费者。</p></div><p>The financing plan applies to the locally produced Model 3, Model Y, and Model Y L, and is available to consumers who purchase Tesla vehicles by May 31, 2026, according to a Weibo post published on Wednesday.</p>
<div class="lb-trans"><p>根据周三发布的一条微博帖子，该融资计划适用于国产 Model 3、Model Y 和 Model Y L 车型，面向在 2026 年 5 月 31 日前购买特斯拉车辆的消费者。</p></div><p>For the rear-wheel-drive Model 3, which starts at 235,500 yuan ($34,670), the minimum down payment for a five-year plan is just 55,900 yuan.</p>
<div class="lb-trans"><p>对于起售价为 235,500 元（34,670 美元）的后轮驱动版 Model 3，五年期计划的最低首付款仅为 55,900 元。</p></div><p>Join us on  Telegram  or  Google News</p>
<div class="lb-trans"><p>加入我们的 Telegram 或 Google News</p></div><p>The monthly installment for this plan is as low as 2,193 yuan, with an annualized interest rate of about 0.99%. Consumers will need to pay a final balloon payment of 45,500 yuan at the end of the five-year period.</p>
<div class="lb-trans"><p>该计划的月供低至 2,193 元，年化利率约为 0.99%。消费者需在五年期结束时支付 45,500 元的期末一次性尾款。</p></div><p>The program significantly lowers the threshold for Chinese consumers to purchase Tesla vehicles.</p>
<div class="lb-trans"><p>该计划显著降低了中国消费者购买特斯拉车辆的门槛。</p></div><p>Under standard auto loan plans, Chinese consumers are required to make a down payment and then pay monthly installments on the remaining balance. For the Model 3, the down payment is 35% of the vehicle's price, or 79,900 yuan, with monthly payments starting at 2,460 yuan.</p>
<div class="lb-trans"><p>在标准汽车贷款计划下，中国消费者需支付首付款，然后对剩余余额进行按月分期还款。对于 Model 3 而言，首付款为车价的 35%，即 79,900 元，月供从 2,460 元起。</p></div><p><img src="https://imageproxy.pbkrs.com/https://cnevpost.com/wp-content/uploads/2026/05/2026051301480718.jpg" alt="" original-src="https://cnevpost.com/wp-content/uploads/2026/05/2026051301480718.jpg"/></p>
<p>(Model 3 financing options displayed on Tesla's China website.)</p>
<div class="lb-trans"><p>（特斯拉中国网站上展示的 Model 3 融资选项。）</p></div><p>In the latest new program, Tesla has split the purchase price into two main components: a down payment and monthly installments similar to regular loan plans but at lower amounts, plus a new lump-sum balloon payment due at the end of the loan term.</p>
<div class="lb-trans"><p>在最新的计划中，特斯拉将购车款分为两个主要部分：首付款和类似于常规贷款计划但金额较低的月供，以及在贷款期限结束时支付的一笔新的期末一次性尾款。</p></div><p>In the plans announced today, consumers can also opt for low-interest loans ranging from one to five years. The minimum down payment for this option is 45,900 yuan, with an annualized interest rate starting at about 0.92%.</p>
<div class="lb-trans"><p>在今天公布的计划中，消费者还可以选择为期一至五年的低息贷款。该选项的最低首付款为 45,900 元，年化利率低至约 0.92%。</p></div><p>Tesla is also offering limited-time perks for paint customization and specific charging benefits. Eligible Model 3 buyers can receive an additional insurance subsidy of 8,000 yuan.</p>
<div class="lb-trans"><p>特斯拉还提供限时油漆定制优惠及特定充电权益。符合条件的 Model 3 买家可获得额外 8,000 元的保险补贴。</p></div><p>The roll-out of the new scheme comes amid shifts in China's auto credit market. Tesla just scrapped its seven-year, low-interest loan option in May.</p>
<div class="lb-trans"><p>新方案的推出正值中国汽车信贷市场发生转变之际。特斯拉刚刚在 5 月取消了其七年期低息贷款选项。</p></div><p>Several Chinese automakers have halted similar services as financial institutions tighten their risk exposure to ultra-long-term loans. Tesla has retained only a zero-interest financing plan for up to five years.</p>
<div class="lb-trans"><p>随着金融机构收紧对超长期贷款的风险敞口，多家中国车企已暂停类似服务。特斯拉目前仅保留了一项为期最长五年的零息融资计划。</p></div><p>Accommodative financing policies are crucial for Tesla in the fiercely competitive Chinese market. The company's overall retail sales in China fell 9.66% year-on-year to 25,956 vehicles in April.</p>
<div class="lb-trans"><p>宽松的融资政策对于特斯拉在竞争激烈的中国市场至关重要。4 月份，该公司在华整体零售销量同比下降 9.66%，至 25,956 辆。</p></div><p>The Model Y continued to dominate Tesla's retail sales in China last month. The model sold 22,990 units in April, contributing to nearly 90% of its domestic share.</p>
<div class="lb-trans"><p>上月，Model Y 继续主导特斯拉在华零售销量。该车型 4 月售出 22,990 辆，占其国内销量的近 90%。</p></div><p>Despite the decline in domestic retail, Tesla China's wholesale volume still reached 79,478 units in April. This was largely driven by its Shanghai factory exporting 53,522 vehicles to overseas markets.</p>
<div class="lb-trans"><p>尽管国内零售销量下滑，但特斯拉中国 4 月的批发销量仍达到 79,478 辆。这主要得益于其上海工厂向海外市场出口了 53,522 辆汽车。</p></div><p><img src="https://imageproxy.pbkrs.com/https://cnevpost.com/wp-content/uploads/2026/05/2026051208210441-768x432.jpg" alt="" original-src="https://cnevpost.com/wp-content/uploads/2026/05/2026051208210441-768x432.jpg"/></p>
<p>Tesla's April China retail breakdown: Model Y continues to dominate with nearly 90% share</p>
<div class="lb-trans"><p>特斯拉 4 月中国零售细分数据：Model Y 以近 90% 的份额继续占据主导地位</p></div><p>Model Y retail sales in China reached 22,990 vehicles in April, up 15.04% year-on-year.</p>
<div class="lb-trans"><p>4 月，Model Y 在华零售销量达 22,990 辆，同比增长 15.04%。</p></div><p>($1 = 6.7921 yuan)</p>
<div class="lb-trans"><p>（1 美元 = 6.7921 元人民币）</p></div>

Tesla rolls out new loan scheme in China as April retail sales dip

- 特斯拉在中国推出新融资计划，低首付和月供吸引预算有限的消费者。  
- 此计划适用于 Model 3、Model Y，最低首付为 55,900 元，月供最低 2,193 元。  
- 新方案旨在降低购车门槛，特斯拉去年销量下降 9.66%，需促进销售。

4月零售销量下滑，特斯拉在中国推出新贷款方案