---
title: "中国四月份新增人民币贷款减少"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/286394830.md"
description: "中国的新银行贷款在四月份减少了 100 亿人民币（15 亿美元），这表明信贷需求疲软，因为借款人偿还的金额超过了银行发放的贷款。这一数字远低于预期的 3250 亿人民币。社会融资总量从三月份的 5.23 万亿人民币降至 6200 亿人民币。同时，M2 货币供应量同比增长 8.6%，略高于预期的 8.5%"
datetime: "2026-05-14T10:01:04.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286394830.md)
  - [en](https://longbridge.com/en/news/286394830.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286394830.md)
---

# 中国四月份新增人民币贷款减少

Chinese new bank loans shrank in April, official data showed on Thursday, reflecting persistent weakness in credit demand.

New loans declined by 10 billion yuan, equivalent to $1.5 billion, in April, according to calculations by The Wall Street Journal based on data from the People's Bank of China. The drop indicates borrowers repaid more than banks extended during the month.

That was well below the 325 billion yuan new loans expected by economists in a Wall Street Journal survey.

Total social financing, a broad measure of credit that includes non-bank financing, stood at 620 billion yuan in April, down sharply from 5.23 trillion yuan reported in March, according to the official data.

M2, the broadest measurement of money supply, rose 8.6% on year in April, higher than the 8.5% anticipated by polled economists.

Write to Singapore Editors at singaporeeditors@dowjones.com

(END) Dow Jones Newswires

May 14, 2026 05:52 ET (09:52 GMT)

Copyright (c) 2026 Dow Jones & Company, Inc.

### 相关股票

- [000001.CN](https://longbridge.com/zh-CN/quote/000001.CN.md)
- [399001.CN](https://longbridge.com/zh-CN/quote/399001.CN.md)
- [000300.CN](https://longbridge.com/zh-CN/quote/000300.CN.md)

## 相关资讯与研究

- [万亿 “收水” 落地！买断式逆回购连续三个月净回笼意在何为](https://longbridge.com/zh-CN/news/286558610.md)
- [中国 4 月社会消费品零售总额同比 0.2%，前值 1.7%](https://longbridge.com/zh-CN/news/286699773.md)
- [机构测算年内超百万亿贷款到期，哪些银行贷款到期压力更大？](https://longbridge.com/zh-CN/news/286758179.md)
- [小摩：内地 4 月信贷数据显著逊预期 偏好四大行作防御性配置](https://longbridge.com/zh-CN/news/286697811.md)
- [刚刚，证监会发声，我国有条件也有能力更深入参与全球金融治理！](https://longbridge.com/zh-CN/news/286791083.md)