---
title: "Wise 与 Ripple：两种截然不同的跨境支付策略"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/286462413.md"
description: "Ripple 承诺在十多年内彻底改变跨境支付。Wise 则通过传统银行账户悄然实现这一目标"
datetime: "2026-05-14T20:21:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286462413.md)
  - [en](https://longbridge.com/en/news/286462413.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286462413.md)
---

# Wise 与 Ripple：两种截然不同的跨境支付策略

Ripple has promised to revolutionize cross-border payments for over a decade. Wise is quietly doing it with old-fashioned bank accounts.

### 相关股票

- [WSE.US](https://longbridge.com/zh-CN/quote/WSE.US.md)
- [WISE.UK](https://longbridge.com/zh-CN/quote/WISE.UK.md)

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