---
title: "一家主要银行因被指控取消保守派账户而面临法律压力"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/286485161.md"
description: "第一资本金融正面临法律挑战，因其被指控对保守派客户进行 “去银行化”，其中包括一家马里兰州的枪店，该店声称银行因其枪支业务阻止了其交易。此诉讼引起了消费者研究组织的关注，该组织批评第一资本金融涉嫌歧视持有保守观点的客户。此外，第一资本金融还受到货币监理署的审查，并涉及与特朗普组织相关的账户关闭的持续诉讼，银行否认这些关闭是出于政治动机"
datetime: "2026-05-15T00:32:20.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286485161.md)
  - [en](https://longbridge.com/en/news/286485161.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286485161.md)
---

# 一家主要银行因被指控取消保守派账户而面临法律压力

**Capital One is under fire once again over allegations that it has denied banking services to gun retailers and other customers viewed as politically conservative,** even as President Donald Trump’s executive actions seek to curb such practices.

A Maryland gun store, United Gun Shop of Rockville, recently filed a lawsuit alleging that Capital One, working through payment processor Melio Payments, blocked it from using the bank’s platform for business transactions after flagging its operations in the firearms industry. The store received notices in 2025 and 2026 stating that Capital One and Melio could not serve businesses in that sector, according to the legal complaint.

The case has drawn attention from Consumers’ Research, a conservative watchdog group, which on Thursday issued a “woke alert” highlighting the allegations against the bank.

“**Capital One has been caught debanking law-abiding citizens again**. It apparently isn’t enough for Capital One to fund and promote racist DEI, climate activism, and extreme transgender policies; the company is also debanking its own customers simply for holding views outside leftist ideology,” Consumers’ Research Executive Director Will Hild said in a statement to The Daily Wire.

> 🚨 Despite President Trump’s executive order banning debanking, @CapitalOne is already facing new allegations in a lawsuit from a Maryland gun shop.
> 
> United Gun Shop claims the bank effectively debanked them — not for fraud, not for any illegal activity, but seemingly because… pic.twitter.com/q6sIIMDBXA
> 
> — Will Hild (@WillHild) May 8, 2026

Capital One is among nine large banks under review by the Office of the Comptroller of the Currency as part of that broader inquiry, the outletpointed out.

Capital One is also facing ongoing litigation in Florida after a federal judge in Miami dismissed a lawsuit brought by the Trump Organization accusing Capital One of **politically motivated "debanking," while allowing the claims to be refiled**. The suit, filed in March 2025 by the Donald J. Trump Revocable Trust and affiliated entities — originally in Miami-Dade Circuit Court before being removed to the U.S. District Court for the Southern District of Florida — alleges that Capital One abruptly closed hundreds of Trump-linked accounts in 2021 following the Jan. 6 Capitol riot in what the Trump family has described as an act of political discrimination.

**U.S. District Judge Roy Altman granted the bank's motion to dismiss on March 20, 2026,** calling the original complaint deficient, yet he gave the Trump family until July 2 to file an amended version with stronger evidence. Capital One has denied any discriminatory intent and continues to defend the closures as a legitimate business decision made for legally and regulatorily permissible reasons.

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