--- title: "三菱日联金融集团的年度利润创下新高，得益于贷款利率的上升——更新" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/286550336.md" description: "三菱日联金融集团报告称，截至三月的财年净利润创纪录地达到 2.427 万亿日元（153.6 亿美元），同比增长 30%，主要受贷款利率上升的推动。该公司今年的净利润目标为 2.700 万亿日元，并计划回购高达 1000 亿日元的股份。尽管由于中东冲突带来的潜在风险导致信贷成本上升，但该股上涨了 1.8%，年初至今累计上涨 17%" datetime: "2026-05-15T10:45:23.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/286550336.md) - [en](https://longbridge.com/en/news/286550336.md) - [zh-HK](https://longbridge.com/zh-HK/news/286550336.md) --- # 三菱日联金融集团的年度利润创下新高，得益于贷款利率的上升——更新 By Kosaku Narioka Mitsubishi UFJ Financial Group's profits in the last fiscal year reached a new record partly due to higher rates on its loans and said it wants to further boost earnings this year. The Japanese financial company's net profit for the 12 months ended March rose 30% to a record 2.427 trillion yen, equivalent to $15.36 billion, it said Friday. Earnings were helped by rising loan interest rates in Japan. These have increased thanks to higher Japanese government bond yields, which serve as a reference rate. Higher JGB yields also mean banks receive higher returns from bonds and other investments. Although the Bank of Japan hasn't raised policy rates since December last year, it has signalled that rate increases are on the table, pressuring up JGB yields. Concerns about increased costs for energy and other imported goods have also pushed yields higher. The 10-year JGB yield earlier on Friday rose to 2.730%, its highest level since May 1997. Mitsubishi UFJ said it would target an annual net profit of Y2.700 trillion and raised its return-on-equity goal to about 12% for this fiscal year, up from its previous target of about 9%. Its return on equity was 11.3% for the year ended March. The company also said it would buy back up to Y100 billion of its own shares by the end of June. The company's annual net profit beat the estimate of Y2.262 trillion from a poll of analysts by data provider Visible Alpha. For the year ended March, net interest income--the difference between interest paid on deposits and that earned on loans--climbed 4.5% to Y3.006 trillion thanks partly to higher loan rates in Japan. Net fees and commissions rose 14% to Y2.227 trillion. Mitsubishi UFJ booked credit costs of Y355.88 billion, up from Y108.73 billion the previous fiscal year, as it prepared for a possible rise in credit risks related to the Middle East conflict. Mitsubishi UFJ's stock climbed 1.8% on Friday, bringing year-to-date gains to 17%, following a 35% rise in 2025. Write to Kosaku Narioka at kosaku.narioka@wsj.com (END) Dow Jones Newswires May 15, 2026 06:34 ET (10:34 GMT) Copyright (c) 2026 Dow Jones & Company, Inc. ### 相关股票 - [MUFG.US](https://longbridge.com/zh-CN/quote/MUFG.US.md) - [8306.JP](https://longbridge.com/zh-CN/quote/8306.JP.md) - [8301.JP](https://longbridge.com/zh-CN/quote/8301.JP.md) ## 相关资讯与研究 - [三菱日联金融集团上调中期利润目标](https://longbridge.com/zh-CN/news/286590401.md) - [日本三大银行年度利润均创新高](https://longbridge.com/zh-CN/news/286536897.md) - [经合组织警告：中东冲突拖累全球经济，央行将面临双重夹击！](https://longbridge.com/zh-CN/news/286888304.md) - [中东战事推高油价 韩国推行第二轮现金补助缓解民生压力](https://longbridge.com/zh-CN/news/286692956.md) - [高盛：中东冲突仍是环球金融市场最大下行风险 下调全球减息时间预测](https://longbridge.com/zh-CN/news/286848183.md)