--- title: "研究警报：CFRA 将 Capital One Financial Corporation 的股票评级从买入下调至持有" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/286604181.md" description: "CFRA 已将第一资本金融公司的股票评级从 “买入” 下调至 “持有”，并将 12 个月目标价下调至 205 美元。由于宏观经济担忧，特别是中东冲突带来的通胀压力，2026 年和 2027 年的调整后每股收益预期已被下调。尽管面临这些挑战，COF 仍保持强劲的财务状况，核心一级资本充足率为 14.4%" datetime: "2026-05-15T19:05:00.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/286604181.md) - [en](https://longbridge.com/en/news/286604181.md) - [zh-HK](https://longbridge.com/zh-HK/news/286604181.md) --- # 研究警报：CFRA 将 Capital One Financial Corporation 的股票评级从买入下调至持有 03:05 PM EDT, 05/15/2026 (MT Newswires) -- CFRA, an independent research provider, has provided MT Newswires with the following research alert. Analysts at CFRA have summarized their opinion as follows: We lower our 12-month target price by $60 to $205, applying a forward P/E of 8.6x our 2027 EPS estimate, in line with the 10-year historical average of 8.7x. We reduce our 2026 adjusted EPS view to $19.56 from $19.87 and cut our 2027 EPS estimate to $23.74 from $24.46. We lower our outlook on COF primarily due to macroeconomic concerns. The ongoing Middle East conflict is driving inflation above wage growth, pressuring consumer finances. Given COF's significant consumer exposure through its credit card and auto lending businesses, we believe near-term headwinds will largely offset the benefits from its expansion into higher-income segments and operational improvements from the Discover Financial acquisition. Consequently, we now forecast 2026 net charge-offs of approximately 330 bps, up from our previous estimate of 300 bps. Importantly, COF enters this environment from a position of relative strength, with a robust CET1 ratio of 14.4% and a strong allowance coverage ratio of 5.28%. MT Newswires does not provide investment advice. Unauthorized reproduction is strictly prohibited. ### 相关股票 - [COF.US](https://longbridge.com/zh-CN/quote/COF.US.md) - [COF-J.US](https://longbridge.com/zh-CN/quote/COF-J.US.md) - [COF-K.US](https://longbridge.com/zh-CN/quote/COF-K.US.md) - [COF-I.US](https://longbridge.com/zh-CN/quote/COF-I.US.md) - [COF-N.US](https://longbridge.com/zh-CN/quote/COF-N.US.md) - [COF-L.US](https://longbridge.com/zh-CN/quote/COF-L.US.md) - [FAZ.US](https://longbridge.com/zh-CN/quote/FAZ.US.md) - [FINX.US](https://longbridge.com/zh-CN/quote/FINX.US.md) - [KBWB.US](https://longbridge.com/zh-CN/quote/KBWB.US.md) - [ARKF.US](https://longbridge.com/zh-CN/quote/ARKF.US.md) - [FAS.US](https://longbridge.com/zh-CN/quote/FAS.US.md) - [DFS.US](https://longbridge.com/zh-CN/quote/DFS.US.md) ## 相关资讯与研究 - [Ameritas Advisory Services LLC 购入了 8,563 股第一资本金融公司（Capital One Financial Corporation）的股票，股票代码为$COF](https://longbridge.com/zh-CN/news/286373108.md) - [Centra Funding 与第一资本金融达成新的 1.75 亿美元信贷协议 | CVHL 股票新闻](https://longbridge.com/zh-CN/news/286315383.md) - [新电信转移持股后 印尼 Superbank 将成 Grab 旗下子公司 | 联合早报网](https://longbridge.com/zh-CN/news/287093513.md) - [TD Cowen 维持对 Capital One Financial（COF）的买入评级](https://longbridge.com/zh-CN/news/286562758.md) - [Chime Financial 的首席执行官表示，随着新产品逐渐受到欢迎，消费者支出依然坚挺](https://longbridge.com/zh-CN/news/286841524.md)