---
title: "OpenAI 正在测试 ChatGPT 金融工具以链接银行账户"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/286685720.md"
description: "OpenAI 为美国的 ChatGPT Pro 用户推出了一项新功能，允许他们链接银行和投资账户，以获取个性化的财务洞察。该工具由 Plaid 和 GPT-5.5 提供支持，分析用户数据以提供量身定制的预算建议。然而，隐私和人工智能准确性方面的担忧正在阻碍其初期采用"
datetime: "2026-05-17T23:11:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286685720.md)
  - [en](https://longbridge.com/en/news/286685720.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286685720.md)
---

# OpenAI 正在测试 ChatGPT 金融工具以链接银行账户

What’s new: ChatGPT Pro users in the US can now link bank and investment accounts to get personalized financial insights and visual spending breakdowns. How it works: Powered by Plaid and GPT‑5.5 Thinking, the tool analyzes balances, transactions, and goals to offer tailored budgeting and savings suggestions. User concerns: While OpenAI promises read-only access and account control, privacy worries and skepticism about AI accuracy are slowing initial adoption.

### 相关股票

- [COIN.US](https://longbridge.com/zh-CN/quote/COIN.US.md)
- [HOOD.US](https://longbridge.com/zh-CN/quote/HOOD.US.md)
- [OpenAI.NA](https://longbridge.com/zh-CN/quote/OpenAI.NA.md)

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