--- title: "5 个城市完美符合退休理想地" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/286820964.md" description: "GOBankingRates 的分析强调了五个适合 2026 年退休人员的城市：密歇根州的米德兰、佛罗里达州的霍莫萨萨斯普林斯、德克萨斯州的伍德兰、纽约州的里奥兰乔和北卡罗来纳州的阿什维尔。这些地点是根据生活成本、房价和便利设施选择的。米德兰的中位房价为 206,000 美元，而霍莫萨萨斯普林斯因其经济实惠和海岸接近而受到关注。伍德兰靠近医疗设施，里奥兰乔因其户外休闲活动而受到欢迎。阿什维尔则将便利设施与户外活动相结合" datetime: "2026-05-18T21:22:22.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/286820964.md) - [en](https://longbridge.com/en/news/286820964.md) - [zh-HK](https://longbridge.com/zh-HK/news/286820964.md) --- # 5 个城市完美符合退休理想地 close Americans looking to retire this year may be considering relocating to a new city that allows their retirement savings to go further, and a new analysis by GOBankingRates spotlights five cities to consider. The amount an individual or couple needs to have saved to retire can vary significantly across different parts of the country. A recent GOBankingRates report noted that the amount needed to retire in Oklahoma is $735,284, whereas the figure for Arizona would be $1,110,019 and illustrates how those amounts may differ depending on the location. GOBankingRates identified five communities that people retiring in 2026 should consider given the cost of living, housing prices , quality of life and other amenities for seniors. ONE TYPE OF PROPERTY IS QUIETLY SAVING AMERICANS THOUSANDS OF DOLLARS The low cost of living is a key reason Midland topped the rankings, as the community has a median home price of around $206,000 – well below the national average of about $360,000 which gives retirees the opportunity to save on housing costs. Located inland from Saginaw Bay, Midland has nearly 43,000 residents and has been noted for its walkability and access to nature, with the area also experiencing diverse seasons in Michigan's climate to allow locals to take part in winter activities. Midland topped U.S. News & World Report's rankings of the best communities for retirees. Florida is a popular destination for retirees and the small community of Homosassa Springs ranked highly for its affordability as well as its location on the state's western coast north of Tampa. Homosassa Springs also has low housing costs, with a median price of about $220,000, while also offering easy access to the coast along with the warmer climate and no state income taxes . HOW MUCH DO YOU NEED TO RETIRE? A STATE-BY-STATE BREAKDOWN Located north of Houston, The Woodlands is near the city's world-class healthcare facilities, a range of housing options and also low tax burdens with Texas not having a state income tax. The cost of living is relatively higher than the smaller communities at the top of the list, with the suburb's median home value coming in at $474,000, above the national average. New Mexico is known for its dry, sunny weather, which makes it an appealing destination for retirees – particularly those who enjoy outdoor recreation. Rio Rancho is a suburb of Albuquerque and is near healthcare facilities and is relatively affordable in terms of housing, with a median home value of $310,000. RETIREMENT 'MAGIC NUMBER' JUMPS AS AMERICANS GROW ANXIOUS ABOUT THEIR FINANCIAL FUTURES Located in the mountainous western portion of North Carolina , Asheville has around 95,000 residents and offers residents access to amenities found in smaller metro areas along with access to outdoor activities and healthcare. The median home price in Asheville is listed at $442,000 according to Redfin, so housing is relatively affordable even though it may be less so than other locations on the list. GET FOX BUSINESS ON THE GO BY CLICKING HERE ### 相关股票 - [RDFN.US](https://longbridge.com/zh-CN/quote/RDFN.US.md) ## 相关资讯与研究 - [操纵油价，特朗普有一套！](https://longbridge.com/zh-CN/news/287134089.md) - [贝索斯专访：为亿万富翁辩护，反对过早监管 AI，特朗普” 比第一任期更成熟”](https://longbridge.com/zh-CN/news/287126924.md) - [AI 生成视频 “三国杀”：Seedance 领跑 可灵分拆拟 IPO 阿里紧跟入局](https://longbridge.com/zh-CN/news/287045553.md) - [SpaceX IPO 规模或将碾压所有重磅上市企业](https://longbridge.com/zh-CN/news/287046467.md) - [三星罢工，美光抢人](https://longbridge.com/zh-CN/news/287161118.md)