---
title: "在通货膨胀和全球紧张局势的影响下，抵押贷款利率攀升至 6.4% 以上"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/286934464.md"
description: "平均 30 年期固定抵押贷款利率已飙升至约 6.36%–6.49%，扭转了之前的下降趋势。中东冲突、油价上涨和通胀担忧等因素正在推动国债收益率和抵押贷款利率上升。专家警告称，如果没有显著的经济或地缘政治变化，利率可能会在未来几年内保持高位"
datetime: "2026-05-19T14:51:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286934464.md)
  - [en](https://longbridge.com/en/news/286934464.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286934464.md)
---

# 在通货膨胀和全球紧张局势的影响下，抵押贷款利率攀升至 6.4% 以上

Rates surge again: Average 30-year fixed mortgage rates have climbed to around 6.36%–6.49%, reversing earlier declines earlier this year. Global tensions impact: Middle East conflicts, higher oil prices, and inflation fears are pushing Treasury yields and mortgage rates higher. No quick relief: Experts say rates could stay elevated for years unless major economic and geopolitical shifts occur.

### 相关股票

- [600547.CN](https://longbridge.com/zh-CN/quote/600547.CN.md)
- [GOLD.US](https://longbridge.com/zh-CN/quote/GOLD.US.md)
- [KGC.US](https://longbridge.com/zh-CN/quote/KGC.US.md)
- [NEM.US](https://longbridge.com/zh-CN/quote/NEM.US.md)
- [GLDM.US](https://longbridge.com/zh-CN/quote/GLDM.US.md)
- [GOEX.US](https://longbridge.com/zh-CN/quote/GOEX.US.md)
- [NUGT.US](https://longbridge.com/zh-CN/quote/NUGT.US.md)
- [159562.CN](https://longbridge.com/zh-CN/quote/159562.CN.md)
- [GDXY.US](https://longbridge.com/zh-CN/quote/GDXY.US.md)
- [SGDM.US](https://longbridge.com/zh-CN/quote/SGDM.US.md)
- [SGOL.US](https://longbridge.com/zh-CN/quote/SGOL.US.md)
- [82824.HK](https://longbridge.com/zh-CN/quote/82824.HK.md)
- [GDXU.US](https://longbridge.com/zh-CN/quote/GDXU.US.md)
- [518850.CN](https://longbridge.com/zh-CN/quote/518850.CN.md)
- [GLD.US](https://longbridge.com/zh-CN/quote/GLD.US.md)
- [GDX.US](https://longbridge.com/zh-CN/quote/GDX.US.md)
- [RING.US](https://longbridge.com/zh-CN/quote/RING.US.md)
- [09824.HK](https://longbridge.com/zh-CN/quote/09824.HK.md)
- [GDXJ.US](https://longbridge.com/zh-CN/quote/GDXJ.US.md)
- [JNUG.US](https://longbridge.com/zh-CN/quote/JNUG.US.md)
- [UGL.US](https://longbridge.com/zh-CN/quote/UGL.US.md)
- [GDXW.US](https://longbridge.com/zh-CN/quote/GDXW.US.md)

## 相关资讯与研究

- [海外长债 “四处破位”–发达国家的 “财政庞氏骗局” 玩不下去了？](https://longbridge.com/zh-CN/news/286845108.md)
- [全球债市仍在沦陷！美联储年内加息预期骤升，通胀交易卷土重来](https://longbridge.com/zh-CN/news/286738938.md)
- [收益率上升致黄金下跌](https://longbridge.com/zh-CN/news/286778601.md)
- [黄金直线跳水！原因找到了](https://longbridge.com/zh-CN/news/286949927.md)
- [力挺黄金长期牛市！高盛上调全球央行购金预测 重申年底金价 5400 美元看涨目标](https://longbridge.com/zh-CN/news/286728734.md)