---
title: "在通货膨胀和全球紧张局势的影响下，抵押贷款利率攀升至 6.4% 以上"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/286934464.md"
description: "平均 30 年期固定抵押贷款利率已飙升至约 6.36%–6.49%，扭转了之前的下降趋势。中东冲突、油价上涨和通胀担忧等因素正在推动国债收益率和抵押贷款利率上升。专家警告称，如果没有显著的经济或地缘政治变化，利率可能会在未来几年内保持高位"
datetime: "2026-05-19T14:51:18.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/286934464.md)
  - [en](https://longbridge.com/en/news/286934464.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/286934464.md)
---

# 在通货膨胀和全球紧张局势的影响下，抵押贷款利率攀升至 6.4% 以上

Rates surge again: Average 30-year fixed mortgage rates have climbed to around 6.36%–6.49%, reversing earlier declines earlier this year. Global tensions impact: Middle East conflicts, higher oil prices, and inflation fears are pushing Treasury yields and mortgage rates higher. No quick relief: Experts say rates could stay elevated for years unless major economic and geopolitical shifts occur.

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