<p>根据彭博社的报道，香港的银行正在加强对来自中国大陆客户开设储蓄和投资账户的审查。</p>
<p>消息人士表示，一些在香港运营的大型中资银行已暂停为大陆居民开设投资和财富管理账户。消息人士补充说，银行还提高了大陆申请人开设储蓄账户的门槛，并加强了尽职调查要求。同时，香港监管机构已指示银行为潜在客户引入新的声明条款，要求他们确认投资账户的资金来源于中国大陆以外。</p>
<p>这一加强审查的举措正值北京当局对非法跨境交易展开迄今为止最严厉的打击。上周五（22 日），中国证券监督管理委员会对三家无牌照运营的在线经纪商处以总计超过 3.3 亿美元的罚款。</p>
<p>同一天，证券及期货事务监察委员会要求香港经纪商审查其客户入职程序。香港金融管理局上周发布了一份五页的通告，要求银行关闭使用 “问题或伪造文件” 开设的投资账户，并要求大陆投资者提供书面声明等措施。</p>
<p>香港银行公会发言人表示，银行业将遵循相关监管机构的最新指引，以确保账户开设程序合规且高效运作。总体而言，这些指引对账户开设过程的影响有限。证券及期货事务监察委员会和香港金融管理局未立即回应置评请求。 (da/u)</p>

恒生指数

安硕恒生指数

盈富基金

<p>香港银行正在加强对大陆中国客户开设储蓄和投资账户的审查，一些银行暂停了账户开设并提高了要求。这是因为北京对非法跨境交易进行了打击，包括对无牌经纪人的罚款。监管机构已要求客户进行新的声明，以确认资金来源于中国大陆以外。香港银行业旨在遵守这些指导方针，同时保持高效的账户开设流程</p>

<p>According to Bloomberg, banks in Hong Kong are tightening scrutiny on clients from mainland China seeking to open savings and investment accounts.</p>
<div class="lb-trans"><p>根据彭博社的报道，香港的银行正在加强对来自中国大陆客户开设储蓄和投资账户的审查。</p>
</div><p>Sources said some large Chinese-funded banks operating in Hong Kong have suspended the opening of investment and wealth management accounts for mainland residents. The sources added that banks have also raised the threshold for mainland applicants to open savings accounts and strengthened due diligence requirements. Meanwhile, Hong Kong regulators have instructed banks to introduce new declaration clauses for prospective clients, requiring them to confirm that funds for investment accounts originate from outside mainland China.</p>
<div class="lb-trans"><p>消息人士表示，一些在香港运营的大型中资银行已暂停为大陆居民开设投资和财富管理账户。消息人士补充说，银行还提高了大陆申请人开设储蓄账户的门槛，并加强了尽职调查要求。同时，香港监管机构已指示银行为潜在客户引入新的声明条款，要求他们确认投资账户的资金来源于中国大陆以外。</p>
</div><p>The enhanced scrutiny comes as Beijing authorities launch their most aggressive crackdown to date on illegal cross-border transactions. Last Fri (22), the China Securities Regulatory Commission imposed fines totaling more than USD330 million on three online brokers operating without licenses.</p>
<div class="lb-trans"><p>这一加强审查的举措正值北京当局对非法跨境交易展开迄今为止最严厉的打击。上周五（22 日），中国证券监督管理委员会对三家无牌照运营的在线经纪商处以总计超过 3.3 亿美元的罚款。</p>
</div><p>On the same day, the Securities and Futures Commission ordered Hong Kong brokers to review their client onboarding procedures. The Hong Kong Monetary Authority last week issued a five-page circular requiring banks to close investment accounts opened using &#34;problematic or forged documents&#34; and to obtain written declarations from mainland investors, among other measures.</p>
<div class="lb-trans"><p>同一天，证券及期货事务监察委员会要求香港经纪商审查其客户入职程序。香港金融管理局上周发布了一份五页的通告，要求银行关闭使用 “问题或伪造文件” 开设的投资账户，并要求大陆投资者提供书面声明等措施。</p>
</div><p>A spokesperson for the Hong Kong Association of Banks said the banking sector will comply with the latest guidance from relevant regulators to ensure account opening procedures remain compliant and operate efficiently. Overall, the guidelines have limited impact on the account opening process. The Securities and Futures Commission and the Hong Kong Monetary Authority did not immediately respond to requests for comment. (da/u)</p>
<div class="lb-trans"><p>香港银行公会发言人表示，银行业将遵循相关监管机构的最新指引，以确保账户开设程序合规且高效运作。总体而言，这些指引对账户开设过程的影响有限。证券及期货事务监察委员会和香港金融管理局未立即回应置评请求。 (da/u)</p>
</div>

报告称，香港银行正在加强对大陆客户开设储蓄和投资账户的审查