---
title: "由于通胀率达到 3.8%，顾问们开始关注 I 债券和 TIPS"
type: "News"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/news/288169177.md"
description: "随着通胀达到三年来的最高点 3.8%，顾问们建议转向通胀对冲工具，如 I 债券、TIPS、国库券和货币市场。这一策略旨在保护现金价值不被侵蚀，因为低收益的储蓄账户（例如 0.01% 的年利率）无法跟上不断上涨的消费价格，严重挤压家庭预算"
datetime: "2026-05-31T10:11:06.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/288169177.md)
  - [en](https://longbridge.com/en/news/288169177.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/288169177.md)
---

# 由于通胀率达到 3.8%，顾问们开始关注 I 债券和 TIPS

Inflation's three-year high: Consumer prices rose 3.8% year over year, outpacing many savings rates and squeezing household budgets. Shift to inflation hedges: Advisors recommend I-bonds, TIPS, Treasury bills, and money markets to protect against eroding cash value. Savings account risk: Funds in accounts earning 0.01% APY lose significant purchasing power when inflation remains elevated.

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