--- title: "汇丰控股和渣打银行的股价下跌，因担心相关规定可能会限制中国资金在香港账户中的流动" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/288812672.md" description: "汇丰、渣打、保诚和友邦保险的股票在香港下跌，原因是市场担心新的证券及期货事务监察委员会（SFC）规定限制内地投资者使用本地账户将影响财富管理收入。尽管花旗分析师认为此次抛售过度，考虑到现有的离岸资本流动，他们警告到 2028 年可能会出现收入减少。此次下跌与伦敦上市股票的下滑相呼应，保险公司也受到影响，因为内地客户是主要买家" datetime: "2026-06-05T05:37:50.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/288812672.md) - [en](https://longbridge.com/en/news/288812672.md) - [zh-HK](https://longbridge.com/zh-HK/news/288812672.md) --- # 汇丰控股和渣打银行的股价下跌，因担心相关规定可能会限制中国资金在香港账户中的流动 By Megan Cheah The Hong Kong-listed stocks of U.K. banks and insurers that ply most of their trade in Asia declined Friday on concerns that new regulations could curb mainland Chinese investors' use of Hong Kong bank accounts. Insurer Prudential PLC's shares dropped 4.8%, while lender Standard Chartered's stock slid 5.1%. HSBC shares fell 3.1%. The moves mirror falls in their London-listed shares on Thursday, with Prudential closing 7.6% lower, Standard Chartered ending 2.8% lower and HSBC declining 1.8%. Insurer AIA also fell in Hong Kong, continuing a 6.75% decline from Thursday. The shares are last 2.9% lower. Hong Kong's Securities and Futures Commission on May 22 detailed a set of new rules, which included requiring that prospective customers' funds originate from outside mainland China. A report published by the South China Morning said the new rules are starting to weigh on financial institutions in the region. A Shanghai HSBC branch said all funds deposited into investment accounts must comply with the Hong Kong authority's new rules, according to the report. Citi analysts said the selloff in HSBC's and StanChart's shares appears to be overdone. While a meaningful part of HSBC and StanChart's wealth revenue relates to Asia or China, a vast majority of net new money from high-net-worth individuals already sit offshore, and the Citi analysts therefore see limited impact from the new rules. However, Citi said the rules could drag on future planned growth in these banks' Hong Kong retail and affluent balances. Assuming zero new Hong Kong retail or premier nonresident Chinese account openings, HSBC's 2028 revenue could be reduced by around $1 billion, which equates to around 2% of group profit before tax, Citi said. StanChart's could drop by $200 million, it added. Hong Kong lender Bank of East Asia said its China branch only offers an attestation service for opening deposit accounts in Hong Kong for mainland Chinese residents with "reasonable justification." This service remains available, it said. Bank of East Asia's shares were last 1.5% lower. Meanwhile, insurers are likely affected by the rules as mainland Chinese customers are significant buyers of insurance products. Prudential's Hong Kong shares have been on a largely losing streak since May 22, down around 14%. AIA's shares are down around 12% over the same period. Prudential and AIA didn't immediately respond to requests for comment. Standard Chartered and HSBC acknowledged receipt of the request but didn't provide a comment. Write to Megan Cheah at megan.cheah@wsj.com (END) Dow Jones Newswires June 05, 2026 01:24 ET (05:24 GMT) Copyright (c) 2026 Dow Jones & Company, Inc. ### 相关股票 - [02378.HK](https://longbridge.com/zh-CN/quote/02378.HK.md) - [AAGIY.US](https://longbridge.com/zh-CN/quote/AAGIY.US.md) - [K6S.SG](https://longbridge.com/zh-CN/quote/K6S.SG.md) - [00005.HK](https://longbridge.com/zh-CN/quote/00005.HK.md) - [PRU.UK](https://longbridge.com/zh-CN/quote/PRU.UK.md) - [02888.HK](https://longbridge.com/zh-CN/quote/02888.HK.md) - [PUK.US](https://longbridge.com/zh-CN/quote/PUK.US.md) - [STAN.UK](https://longbridge.com/zh-CN/quote/STAN.UK.md) - [01299.HK](https://longbridge.com/zh-CN/quote/01299.HK.md) - [HSBC.US](https://longbridge.com/zh-CN/quote/HSBC.US.md) - [HSBA.UK](https://longbridge.com/zh-CN/quote/HSBA.UK.md) - [C.US](https://longbridge.com/zh-CN/quote/C.US.md) - [00023.HK](https://longbridge.com/zh-CN/quote/00023.HK.md) - [DTIW.SG](https://longbridge.com/zh-CN/quote/DTIW.SG.md) - [81299.HK](https://longbridge.com/zh-CN/quote/81299.HK.md) - [C-R.US](https://longbridge.com/zh-CN/quote/C-R.US.md) ## 相关资讯与研究 - [理解市场 | 市场担忧香港 MCV 增长前景 保诚跌近 5% 友邦保险跌近 3%](https://longbridge.com/zh-CN/news/288803304.md) - [美银证券：升汇丰控股目标价至 168.8 港元 重申 “买入” 评级](https://longbridge.com/zh-CN/news/288800187.md) - [保诚向若干非雇员授出合共约 20.32 万股奖励股份](https://longbridge.com/zh-CN/news/288856746.md) - [传汇丰控股高层亲自出马争取香港客户 试图重振香港投行业务](https://longbridge.com/zh-CN/news/288193569.md) - [“不要与 AI 对抗！” 汇丰内部信背后，银行人的生存大考](https://longbridge.com/zh-CN/news/288851661.md)