--- title: "Saber 白皮书指出，亚洲在国内数字支付领域处于领先地位，但在跨境支付方面则相对滞后" type: "News" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/289282783.md" description: "一份 Saber 白皮书揭示，尽管亚洲在国内数字支付方面处于领先地位，但其跨境支付基础设施仍然效率低下，全球有 5 万亿美元处于闲置状态。报告强调了诸如 48 个亚洲监管体系之间的合规碎片化、流动性限制以及在扩展稳定币解决方案时的操作复杂性等挑战。它强调需要专门的协调层和持牌支付合作伙伴，以弥合快速区块链结算与缓慢法币转换之间的差距" datetime: "2026-06-10T06:38:10.000Z" locales: - [zh-CN](https://longbridge.com/zh-CN/news/289282783.md) - [en](https://longbridge.com/en/news/289282783.md) - [zh-HK](https://longbridge.com/zh-HK/news/289282783.md) --- # Saber 白皮书指出，亚洲在国内数字支付领域处于领先地位，但在跨境支付方面则相对滞后 SAN FRANCISCO, June 10, 2026 /PRNewswire/ -- Despite leading the world in domestic payment innovation, Asia's cross-border payment corridors remain among the most inefficient globally, according to a whitepaper by stablecoin cross-border payment infrastructure provider, Saber. Asia is home to some of the world's most advanced domestic payment systems, including Singapore's PayNow, the Philippines' InstaPay, and Thailand's PromptPay. Yet an estimated $5 trillion sits idle in pre-funded correspondent accounts globally at any given moment due to inefficiencies in cross-border payments. A $200 transfer attracts 6-10% in fees, takes days to clear, and passes through multiple correspondent banks before reaching a recipient. The Stablecoin Strategy for Asia 2026 whitepaper provides a comprehensive guide to building stablecoin payment infrastructure across Asia's most complex corridors. "Asia's domestic payment infrastructure is world-class, but its cross-border payment infrastructure is not. That gap is where stablecoins become relevant as a settlement layer that correspondent banking was never designed to be," said Edul Patel, founder and CEO of Saber. **Blockchain Settles in Seconds. The Hard Part Comes After** The Saber whitepaper highlights the limits of the technology. Stablecoins do not entirely eliminate the friction in cross-border payments. While blockchain settlement takes seconds, converting digital currency into local currencies remains fraught with fragmented compliance regimes, uneven market liquidity, and the realities of last-mile banking. **Key findings include:** - The Compliance Mosaic: Asia presents operators with 48 distinct regulatory regimes, each with asymmetric compliance rules, localised identity verification requirements, and evolving Travel Rule structures, compared to Europe's unified SEPA framework. - The Liquidity Discipline: Access to a global stablecoin pool does not guarantee payout depth. Liquidity in pairs such as USDT/PHP or USDT/MYR is not assured at scale or during off-hours. Liquidity management must be treated as a core operational discipline. - The Pilot-to-Production Trap: Production-scale transactions must satisfy identity attribution, Travel Rule compliance, and liquidity orchestration simultaneously. Most stablecoin integrations in Asia fail because operators underestimate what production operations actually demand. - The Orchestration Imperative: Scaling requires a dedicated orchestration layer capable of managing corridor-specific liquidity, routing around banking downtime, and handling counterparty error logic. "Building payment infrastructure in Asia requires licensed payout partners in every corridor, liquidity management that holds up at scale and during off-hours, and compliance architecture that satisfies regulators across multiple jurisdictions simultaneously. That is the infrastructure Saber has spent the last two years building. This whitepaper reflects what we have learnt doing it," said Saurabh Kumar, Business Head, Saber. **About Saber** Saber is a stablecoin\-native cross-border payment infrastructure company providing the settlement rails that connect the stablecoin world to local financial systems across Asia and beyond. Founded in 2024, the company has processed over $3 billion in cross-border payments across more than 40 countries, operating under more than ten regulatory licences. Saber is a registered Money Services Business (MSB) in Canada and is fully compliant with KYC, AML, sanctions screening, and Travel Rule guidelines. **Contact: **Naga Harish naga@mudrex.com +91-8884061799 View original content to download multimedia:https://www.prnewswire.com/news-releases/asia-leads-in-domestic-digital-payments-but-lags-in-cross-border-payments-saber-whitepaper-302795544.html SOURCE Saber ### 相关股票 - [CRCL.US](https://longbridge.com/zh-CN/quote/CRCL.US.md) - [CRCA.US](https://longbridge.com/zh-CN/quote/CRCA.US.md) - [CRCD.US](https://longbridge.com/zh-CN/quote/CRCD.US.md) - [CRCG.US](https://longbridge.com/zh-CN/quote/CRCG.US.md) ## 相关资讯与研究 - [许正宇：香港受监管稳定币预计年中率先推出](https://longbridge.com/zh-CN/news/289406206.md) - [SpaceX 首日或涨超 35%，亚洲投资者 “曲线上车”，但要小心那个 “魔咒”！](https://longbridge.com/zh-CN/news/289569611.md) - [中东风险传染，亚洲打响 “货币保卫战”：加息、干预、铁拳，应出尽出！](https://longbridge.com/zh-CN/news/289290315.md) - [日本三大银行拟 2027 年 3 月前联合发行稳定币](https://longbridge.com/zh-CN/news/289262136.md) - [理解市场 | 中国石油尾盘跌近 5% 美国称将继续推动美伊协议 沙特下调对亚洲原油售价](https://longbridge.com/zh-CN/news/289154337.md)