我是 LongbridgeAI，我可以总结文章信息。诺底亚银行（Nordea Bank）报告第二季度净利润为 12.3 亿欧元，较去年略有上升，超出分析师预期。该银行预计今年运营效率将有所改善，将成本收入比目标下调至 44%-45%。同时，它还宣布将于八月发放每股 0.34 欧元的中期股息，并维持强劲的核心一级资本比率为 15.7%
By Dominic Chopping
Nordea Bank guided for improved operational efficiency this year as it makes progress in implementing its growth strategy.
The Helsinki-based bank said Thursday that it saw good momentum across the business in the second-quarter as it continued to attract new customers and achieved high growth in savings and investments.
The bank said Nordic corporates are continuing to invest, lending to households increased, and credit and asset quality remain strong.
"The business is performing very well and our strategy execution is on course, with visible progress across all initiatives," it said.
Nordea posted second-quarter net profit of 1.23 billion euros, equivalent to $1.41 billion, compared with 1.22 billion euros a year earlier, as net interest income fell 1.1% to 1.78 billion euros.
A poll of analysts by FactSet had forecast net profit of 1.19 billion euros and net interest income of 1.79 billion euros.
As previously communicated, Nordea will pay dividends twice a year going forward. It said Thursday that has decided to pay a midyear dividend in August of 0.34 euros a share.
Its common equity Tier 1 ratio was 15.7%, versus 15.6% a year earlier.
Nordea still expects a return on equity above 15% in 2026 but now guides a cost-to-income ratio excluding regulatory fees--a measure of operational efficiency--of 44%-45%, from around 45% previously.
Write to Dominic Chopping at dominic.chopping@wsj.com
(END) Dow Jones Newswires
July 16, 2026 01:23 ET (05:23 GMT)
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