--- title: "存量首套房贷利率调整后 几千万户、上亿居民的财务负担会有明显下降" description: "中国人民银行、国家金融监督管理总局下发《关于降低存量首套住房贷款利率有关事项的通知》，近期各方政策措施的出台，将有力地支持房地产市场健康有序发展。降低存量房贷利率可节约居民利息负担。存量首套住房商业性个人住房贷款利率调整后，几千万户、上亿居民的财务负担会有明显下降，平均降幅大约为 0.8 个百分点。以 100 万元、25 年期、原利率 5.1% 的存量房贷为例，假设房贷利率降至 4.3%，可节约借" type: "news" locale: "zh-CN" url: "https://longbridge.com/zh-CN/news/96664713.md" published_at: "2023-08-31T12:14:59.000Z" --- # 存量首套房贷利率调整后 几千万户、上亿居民的财务负担会有明显下降 > 中国人民银行、国家金融监督管理总局下发《关于降低存量首套住房贷款利率有关事项的通知》，近期各方政策措施的出台，将有力地支持房地产市场健康有序发展。降低存量房贷利率可节约居民利息负担。存量首套住房商业性个人住房贷款利率调整后，几千万户、上亿居民的财务负担会有明显下降，平均降幅大约为 0.8 个百分点。以 100 万元、25 年期、原利率 5.1% 的存量房贷为例，假设房贷利率降至 4.3%，可节约借款人利息支出每年超 5000 元，可以不用再节衣缩食提前还贷，显著增加消费能力。 中国人民银行、国家金融监督管理总局下发《关于降低存量首套住房贷款利率有关事项的通知》，近期各方政策措施的出台，将有力地支持房地产市场健康有序发展。降低存量房贷利率可节约居民利息负担。存量首套住房商业性个人住房贷款利率调整后，几千万户、上亿居民的财务负担会有明显下降，平均降幅大约为 0.8 个百分点。以 100 万元、25 年期、原利率 5.1% 的存量房贷为例，假设房贷利率降至 4.3%，可节约借款人利息支出每年超 5000 元，可以不用再节衣缩食提前还贷，显著增加消费能力。 ## Related News & Research | Title | Description | URL | |-------|-------------|-----| | TOA Sets Governance Reforms After Fraud-Linked Fund Outflow at U.S. Subsidiary | TOA Corporation has announced governance reforms following an internal investigation into fraudulent fund outflows at it | [Link](https://longbridge.com/zh-CN/news/276038305.md) | | Valereum Announces Signing Of MoU With Integra Foundation | Valereum PLC :VALEREUM PLC - SIGNING OF MOU WITH INTEGRA FOUNDATIONVALEREUM PLC - SIGNING OF MOU WITH INTEGRA FOUNDATION | [Link](https://longbridge.com/zh-CN/news/276039051.md) | | FountainVest, EMS call off deal for EuroGroup Laminations stake due to India compliance issue | Chinese private equity firm FountainVest has canceled its acquisition of a major stake in EuroGroup Laminations from EMS | [Link](https://longbridge.com/zh-CN/news/276039789.md) | | Tower Capital Asia announces majority investment in Singapore’s digital security solutions provider V-Key | Tower Capital Asia (TCA) has made a strategic majority investment in V-Key, a Singapore-based provider of digital identi | [Link](https://longbridge.com/zh-CN/news/276039147.md) | | Asia Week Ahead: Central Bank Decisions, Trade Stats, and Inflation Prints | Asia Week Ahead: Central Bank Decisions, Trade Stats, and Inflation Prints | [Link](https://longbridge.com/zh-CN/news/276043446.md) | --- > **免责声明**：本文内容仅供参考，不构成任何投资建议。