---
title: "青岛银行 (002948.SZ) — 财务报表"
type: "Symbol"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/quote/002948.SZ/norm.md"
symbol: "002948.SZ"
name: "青岛银行"
parent: "https://longbridge.com/zh-CN/quote/002948.SZ.md"
datetime: "2026-05-20T18:44:05.597Z"
locales:
  - [en](https://longbridge.com/en/quote/002948.SZ/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/002948.SZ/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/002948.SZ/norm.md)
---

# 青岛银行 (002948.SZ) — 财务报表

## 利润表 (CNY)

| 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.2600 | 0.2003 | 0.1181 | 0.3051 | 0.2200 |
| ROE | 12.18% | 10.04% | 6.02% | 15.88% | 11.33% |
| 营业收入 | 2.95B | 3.17B | 2.44B | 2.99B | 2.41B |
| 净利润 | 1.52B | 1.20B | 693.98M | 1.81B | 1.26B |
| 净息差 | 1.63% | - | - | - | - |
| 利息与非息 | 3.02B | 2.93B | 2.78B | 2.71B | 2.65B |
| 贷款损失准备 | 4.34B | 3.55B | 3.37B | 3.59B | 4.04B |

## 资产负债表 (CNY)

| 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 资产与负债 | 834.20B | 814.96B | 765.57B | 743.03B | 713.15B |
| 权益乘数 | 16.02 | 16.22 | 16.24 | 15.78 | 15.53 |
| 每股净资产 | 7.31 | 7.00 | 6.82 | 6.82 | 6.62 |
| 资产周转率 | - | - | - | - | - |
| 存款与贷款 | 559.95B | 531.87B | 501.24B | 483.19B | 462.71B |
| 不良与核销 | 4.02B | 4.05B | 4.13B | 4.21B | 4.06B |
| 资本充足率 | 8.70% | 8.67% | 8.75% | 9.05% | 8.96% |
| 拨备覆盖率 | 283.33% | 274.70% | 255.64% | 254.40% | 238.06% |

## 现金流量表 (CNY)

| 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 经营现金流 | -15.23B | 52.60B | -43.75B | 18.77B | -18.83B |
| 投资现金流 | -18.82B | -5.90B | -15.99B | -11.64B | -1.03B |
| 融资现金流 | 23.59B | -42.06B | 59.80B | -17.43B | 21.25B |
| 自由现金流 | - | - | - | - | - |

## 分红方案

**股息率**: 2.84

### 分红历史

| 描述 | 登记日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.16人民币 | 2025-06-25 | 2025-06-26 | 2025-06-26 |
| 1股派息 
0.16人民币 | 2024-06-19 | 2024-06-20 | 2024-06-20 |
| 1股派息 
0.16人民币 | 2023-06-20 | 2023-06-21 | 2023-06-21 |