---
title: "中国银行 (601988.SH) — 财务报表"
type: "Symbol"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/quote/601988.SH/norm.md"
symbol: "601988.SH"
name: "中国银行"
parent: "https://longbridge.com/zh-CN/quote/601988.SH.md"
datetime: "2026-05-19T17:33:28.412Z"
locales:
  - [en](https://longbridge.com/en/quote/601988.SH/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/601988.SH/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/601988.SH/norm.md)
---

# 中国银行 (601988.SH) — 财务报表

## 利润表 (CNY)

| 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.1800 | 0.1910 | 0.1800 | 0.1897 | 0.1800 |
| ROE | 7.59% | 6.92% | 8.17% | 9.01% | 8.02% |
| 营业收入 | 140.54B | 146.51B | 139.71B | 140.22B | 132.68B |
| 净利润 | 56.63B | 51.53B | 60.07B | 63.23B | 54.36B |
| 净息差 | 1.26% | - | - | - | - |
| 利息与非息 | 116.14B | 114.91B | 110.98B | 107.09B | 107.73B |
| 贷款损失准备 | 178.82B | 169.00B | 162.70B | 164.51B | 164.91B |

## 资产负债表 (CNY)

| 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 资产与负债 | 39594.20B | 38358.08B | 37550.16B | 36790.61B | 35987.15B |
| 权益乘数 | 12.19 | 11.96 | 11.60 | 11.77 | 12.13 |
| 每股净资产 | 8.48 | 8.36 | 8.30 | 8.19 | 8.28 |
| 资产周转率 | - | - | - | - | - |
| 存款与贷款 | 27171.88B | 25822.03B | 25678.84B | 25277.51B | 25610.50B |
| 不良与核销 | 297.01B | 288.04B | 288.67B | 284.66B | 281.21B |
| 资本充足率 | 12.18% | 12.53% | 12.58% | 12.57% | 11.82% |
| 拨备覆盖率 | 203.04% | 200.23% | 196.48% | 197.25% | 197.83% |

## 现金流量表 (CNY)

| 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 经营现金流 | -831.65B | 260.89B | -27.02B | 54.19B | -1453.25B |
| 投资现金流 | -405.62B | -239.05B | -185.25B | -276.99B | -370.67B |
| 融资现金流 | 839.27B | 316.69B | 328.85B | 276.85B | 1243.44B |
| 自由现金流 | - | - | - | - | - |

## 分红方案

**股息率**: 1.88

### 分红历史

| 描述 | 登记日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.1094人民币 | 2025-12-10 | 2025-12-11 | 2025-12-11 |
| 1股派息 
0.1216人民币 | 2025-04-24 | 2025-04-25 | 2025-04-25 |
| 1股派息 
0.1208人民币 | 2025-01-22 | 2025-01-23 | 2025-01-23 |