---
title: "Bread Financial (BFH.US) — 财务报表"
type: "Symbol"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/quote/BFH.US/norm.md"
symbol: "BFH.US"
name: "Bread Financial"
parent: "https://longbridge.com/zh-CN/quote/BFH.US.md"
datetime: "2026-03-11T18:12:03.536Z"
locales:
  - [en](https://longbridge.com/en/quote/BFH.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/BFH.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/BFH.US/norm.md)
---

> 支持的语言: [English](https://longbridge.com/en/quote/BFH.US/norm.md) | [繁體中文](https://longbridge.com/zh-HK/quote/BFH.US/norm.md)


# Bread Financial (BFH.US) — 财务报表

## 利润表 (USD)

| 指标 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | 1.18 | 3.96 | 2.93 | 2.78 | 0.1411 |
| ROE | 6.38% | 23.20% | 17.84% | 18.56% | 0.91% |
| Revenue | 602.00M | 672.00M | 655.00M | 674.00M | 508.00M |
| Net income | 54.00M | 188.00M | 139.00M | 138.00M | 7.00M |
| NIM | - | 18.80% | 17.70% | 18.10% | - |
| Structure | 1.05B | 1.03B | 974.00M | 1.01B | 987.00M |
| Provision | 975.00M | 971.00M | 929.00M | 970.00M | 925.00M |

## 资产负债表 (USD)

| 指标 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 22.66B | 21.71B | 21.82B | 22.38B | 22.89B |
| Leverage | 6.81 | 6.55 | 6.89 | 7.30 | 7.50 |
| BVPS | 75.44 | 72.11 | 67.94 | 64.45 | 62.14 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 13.92B | 13.54B | 13.34B | 13.10B | 13.08B |
| NPL | 971.00M | 963.00M | 922.00M | 973.00M | 1.03B |
| Capital ratio | 13.00% | 14.00% | 13.00% | 12.00% | 12.40% |
| Coverage | 216.89% | 214.95% | 227.55% | 223.23% | 216.73% |

## 现金流量表 (USD)

| 指标 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 568.00M | 605.00M | 526.00M | 393.00M | 479.00M |
| Investing CF | -1.50B | -338.00M | -221.00M | 691.00M | -1.35B |
| Financing CF | 784.00M | -306.00M | -723.00M | -562.00M | 1.11B |
| Free CF | - | - | - | - | - |

## 分红方案

**股息率**: 1.21

### 分红历史

| 描述 | 登记日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.23USD | 2026-02-27 | 2026-02-27 | 2026-03-16 |
| Cash Dividend: 
0.23USD | 2025-11-07 | 2025-11-07 | 2025-12-12 |
| Cash Dividend: 
0.21USD | 2025-08-08 | 2025-08-08 | 2025-09-12 |