---
title: "华美银行 (EWBC.US) — 财务报表"
type: "Symbol"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/quote/EWBC.US/norm.md"
symbol: "EWBC.US"
name: "华美银行"
parent: "https://longbridge.com/zh-CN/quote/EWBC.US.md"
datetime: "2026-05-20T22:48:42.294Z"
locales:
  - [en](https://longbridge.com/en/quote/EWBC.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/EWBC.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/EWBC.US/norm.md)
---

# 华美银行 (EWBC.US) — 财务报表

## 利润表 (USD)

| 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 2.57 | 2.55 | 2.65 | 2.24 | 2.08 |
| ROE | 15.99% | 16.30% | 17.56% | 15.39% | 14.84% |
| 营业收入 | 715.76M | 711.13M | 726.35M | 632.02M | 627.56M |
| 净利润 | 357.80M | 356.27M | 368.39M | 310.25M | 290.27M |
| 净息差 | 3.49% | - | 3.53% | 3.35% | 3.35% |
| 利息与非息 | 671.19M | 657.82M | 677.53M | 617.07M | 600.20M |
| 贷款损失准备 | 751.76M | 741.13M | 762.35M | 677.02M | 676.56M |

## 资产负债表 (USD)

| 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 资产与负债 | 82.89B | 80.43B | 79.67B | 78.16B | 76.17B |
| 权益乘数 | 9.21 | 9.04 | 9.28 | 9.53 | 9.61 |
| 每股净资产 | 65.70 | 64.68 | 62.39 | 59.51 | 57.54 |
| 资产周转率 | - | - | - | - | - |
| 存款与贷款 | 68.92B | 67.08B | 66.59B | 65.03B | 63.05B |
| 不良与核销 | 201.41M | 186.82M | 176.53M | 139.45M | 153.20M |
| 资本充足率 | 15.10% | 15.10% | 14.80% | 14.50% | 14.30% |
| 拨备覆盖率 | 415.02% | 433.46% | 447.81% | 545.28% | 479.67% |

## 现金流量表 (USD)

| 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 经营现金流 | 428.63M | 713.41M | 231.74M | 278.67M | 277.89M |
| 投资现金流 | -2.26B | -1.56B | -951.75M | -934.21M | -2.04B |
| 融资现金流 | 2.07B | 305.35M | 1.02B | 1.62B | -45.68M |
| 自由现金流 | - | - | - | - | - |

## 分红方案

**股息率**: 2.27

### 分红历史

| 描述 | 登记日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.8美元 | 2026-05-04 | 2026-05-04 | 2026-05-18 |
| 1股派息 
0.8美元 | 2026-02-02 | 2026-02-02 | 2026-02-17 |
| 1股派息 
0.6美元 | 2025-11-03 | 2025-11-03 | 2025-11-17 |