---
title: "First BanCorp. (FBP.US)"
type: "Symbol"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/quote/FBP.US.md"
symbol: "FBP.US"
name: "First BanCorp."
industry: "区域性银行"
datetime: "2026-05-02T11:13:21.601Z"
locales:
  - [en](https://longbridge.com/en/quote/FBP.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/FBP.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/FBP.US.md)
---

# First BanCorp. (FBP.US)

## 公司概况

First BanCorp. 作为 FirstBank Puerto Rico 的银行控股公司，提供金融产品和服务给消费者和商业客户。它通过六个部门运营：抵押贷款银行；消费者（零售）银行；商业和公司银行；财务和投资；美国业务；以及美属维尔京群岛业务。抵押贷款银行部门从事各种住宅抵押贷款的发放、销售和服务；对冲活动；从分支机构和抵押贷款银行购买抵押贷款；以及住宅房地产贷款的发放

| 项目 | 详情 |
|------|--------|
| 行业 | 区域性银行 |
| 交易所 | US Market |
| 官网 | [www.1firstbank.com](https://www.1firstbank.com) |

## 关键驱动因素
> *AI 分析的影响该股票表现的关键因素*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Longbridge 独家多因子评级模型*
> 更新时间: 2026-05-02T04:30:17.000Z

**综合: C (0.46)**

**行业**: 区域性银行

| 指标 | 数值 |
|--------|-------|
| 行业排名 | 110 / 324 |
| 行业中位数 | C |
| 行业均值 | C |

- **风格**: 价值型 - 公司主要业务处在成熟期的股票。
- **规模**: 中盘型 - 公司经营兼顾大盘股的稳定性和小盘股的高收益。

**综合评分**: C

#### 风格得分 评分: 

| 指标 | 数值 | 评级 |
|-----------|-------|--------|
| 营业收入同比 | 5.80% |  |
| 净利润同比 | 17.95% |  |
| 市净率 | 1.95 |  |
| 股息率 | 3.04% |  |

#### 规模得分 评分: 

| 指标 | 数值 | 评级 |
|-----------|-------|--------|
| 市值 | 3839446598.13 |  |
| 营业收入 | 932904000.00 |  |

#### 多维评分 评分: C

| 指标 | 数值 | 评级 |
|-----------|-------|--------|
| 净资产收益率（ROE） | 19.04% | A |
| 净利率 | 38.22% | A |
| 毛利率 | 0.00% | E |
| 营业收入同比 | 5.80% | C |
| 净利润同比 | 17.95% | B |
| 总资产同比 | -0.11% | D |
| 净资产同比 | 10.56% | B |
| 现金流净利率 | 0.00% | D |
| 运营现金流同比 | 5.80% | C |
| 资产周转率 | 0.00 | E |
| 资产负债率 | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - First BanCorp.",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "风格得分",
      "grade": "",
      "indicators": [
        {
          "name": "营业收入同比",
          "value": "5.80%",
          "rating": ""
        },
        {
          "name": "净利润同比",
          "value": "17.95%",
          "rating": ""
        },
        {
          "name": "市净率",
          "value": "1.95",
          "rating": ""
        },
        {
          "name": "股息率",
          "value": "3.04%",
          "rating": ""
        }
      ]
    },
    {
      "name": "规模得分",
      "grade": "",
      "indicators": [
        {
          "name": "市值",
          "value": "3839446598.13",
          "rating": ""
        },
        {
          "name": "营业收入",
          "value": "932904000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "多维评分",
      "grade": "C",
      "indicators": [
        {
          "name": "净资产收益率（ROE）",
          "value": "19.04%",
          "rating": "A"
        },
        {
          "name": "净利率",
          "value": "38.22%",
          "rating": "A"
        },
        {
          "name": "毛利率",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "营业收入同比",
          "value": "5.80%",
          "rating": "C"
        },
        {
          "name": "净利润同比",
          "value": "17.95%",
          "rating": "B"
        },
        {
          "name": "总资产同比",
          "value": "-0.11%",
          "rating": "D"
        },
        {
          "name": "净资产同比",
          "value": "10.56%",
          "rating": "B"
        },
        {
          "name": "现金流净利率",
          "value": "0.00%",
          "rating": "D"
        },
        {
          "name": "运营现金流同比",
          "value": "5.80%",
          "rating": "C"
        },
        {
          "name": "资产周转率",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "资产负债率",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## 估值分析

| 指标 | 当前值 | 行业排名 | 最高 | 中位 | 最低 |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 10.77 | 76/324 | 11.19 | 10.53 | 9.73 |
| PB | 1.95 | 276/324 | 1.89 | 1.81 | 1.70 |
| PS (TTM) | 4.12 | 210/324 | 3.93 | 3.75 | 3.60 |
| Dividend Yield | 3.04% | 90/324 | 3.48% | 3.29% | 3.17% |

## 同业比较

| 排名 | 名称 | 盈利 | 成长 | 运营 | 财务安全 | 现金流 | 评级 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Truist Financial (TFC.US) | C | B | E | A | B | B |
| 02 | Pinnacle金融 (PNFP.US) | C | A | E | A | B | B |
| 03 | UMB金融 (UMBF.US) | B | A | E | A | B | B |
| 04 | SouthState Bank (SSB.US) | B | A | E | A | B | B |
| 05 | Old National银行 (ONB.US) | B | A | E | A | B | B |

## 机构观点

### 分析师评级分布

> 截至 2026-04-27T04:00:00.000Z

分析师总数: **6**

| 评级 | 数量 | 占比 |
|--------|-------|-----------| 
| Buy | 4 | 67% |
| Hold | 2 | 33% |

### 目标价预测

| 指标 | 价格 |
|--------|-------|
| 当前价格 | 24.31 |
| 最高目标价 | 27.00 |
| 最低目标价 | 24.00 |

## 参考链接

- [公司概况 — 简介、高管、股东、业务构成](https://longbridge.com/zh-CN/quote/FBP.US/overview.md)
- [财务报表 — 利润表、资产负债表、现金流、分红方案](https://longbridge.com/zh-CN/quote/FBP.US/norm.md)
- [相关新闻](https://longbridge.com/zh-CN/quote/FBP.US/news.md)
- [公告 — 公司公告与监管文件](https://longbridge.com/zh-CN/quote/FBP.US/filings.md)

---

> **免责声明: 本文仅供参考，不构成任何投资建议。**