---
title: "First Northern Community Bancorp (FNRN.US)"
type: "Symbol"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/quote/FNRN.US.md"
symbol: "FNRN.US"
name: "First Northern Community Bancorp"
industry: "区域性银行"
datetime: "2026-04-25T21:27:33.206Z"
locales:
  - [en](https://longbridge.com/en/quote/FNRN.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/FNRN.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/FNRN.US.md)
---

# First Northern Community Bancorp (FNRN.US)

## 公司概况

First Northern Community Bancorp 是 First Northern Bank of Dixon 的银行控股公司，提供面向个人和中小型企业的商业银行产品和服务。该公司提供存款产品，包括活期存款、计息交易存款、储蓄存款、货币市场存款和非经纪人定期存款。它还提供商业贷款、商业房地产贷款、农业贷款、住宅抵押贷款、住宅建设贷款和消费贷款。此外，公司还提供借记卡和信用卡；投资和经纪服务；另类投资产品，以及受托和其他金融服务；通过第三方提供设备租赁、商户卡处理、薪资和国际银行服务；以及其他常规银行服务

| 项目 | 详情 |
|------|--------|
| 行业 | 区域性银行 |
| 交易所 | US Market |
| 官网 | [www.thatsmybank.com](https://www.thatsmybank.com) |

## 关键驱动因素
> *AI 分析的影响该股票表现的关键因素*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Longbridge 独家多因子评级模型*
> 更新时间: 2026-04-25T04:30:13.000Z

**综合: C (0.47)**

**行业**: 区域性银行

| 指标 | 数值 |
|--------|-------|
| 行业排名 | 238 / 322 |
| 行业中位数 | C |
| 行业均值 | C |

- **风格**: 价值型 - 公司主要业务处在成熟期的股票。
- **规模**: 小盘型 - 公司经营有较高的成长性和波动性，易于获得较高的投资收益。

**综合评分**: C

#### 风格得分 评分: 

| 指标 | 数值 | 评级 |
|-----------|-------|--------|
| 营业收入同比 | 4.16% |  |
| 净利润同比 | 5.46% |  |
| 市净率 | 1.20 |  |
| 股息率 | 0.00% |  |

#### 规模得分 评分: 

| 指标 | 数值 | 评级 |
|-----------|-------|--------|
| 市值 | 254349730.00 |  |
| 营业收入 | 73569000.00 |  |

#### 多维评分 评分: C

| 指标 | 数值 | 评级 |
|-----------|-------|--------|
| 净资产收益率（ROE） | 10.88% | B |
| 净利率 | 28.72% | A |
| 毛利率 | 0.00% | E |
| 营业收入同比 | 4.16% | C |
| 净利润同比 | 5.46% | C |
| 总资产同比 | 1.02% | C |
| 净资产同比 | 20.24% | A |
| 现金流净利率 | 32.65% | C |
| 运营现金流同比 | 4.16% | C |
| 资产周转率 | 0.00 | E |
| 资产负债率 | 0.00% | A |

```chart-data:radar
{
  "title": "Longbridge Financial Score - First Northern Community Bancorp",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "风格得分",
      "grade": "",
      "indicators": [
        {
          "name": "营业收入同比",
          "value": "4.16%",
          "rating": ""
        },
        {
          "name": "净利润同比",
          "value": "5.46%",
          "rating": ""
        },
        {
          "name": "市净率",
          "value": "1.20",
          "rating": ""
        },
        {
          "name": "股息率",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "规模得分",
      "grade": "",
      "indicators": [
        {
          "name": "市值",
          "value": "254349730.00",
          "rating": ""
        },
        {
          "name": "营业收入",
          "value": "73569000.00",
          "rating": ""
        }
      ]
    },
    {
      "name": "多维评分",
      "grade": "C",
      "indicators": [
        {
          "name": "净资产收益率（ROE）",
          "value": "10.88%",
          "rating": "B"
        },
        {
          "name": "净利率",
          "value": "28.72%",
          "rating": "A"
        },
        {
          "name": "毛利率",
          "value": "0.00%",
          "rating": "E"
        },
        {
          "name": "营业收入同比",
          "value": "4.16%",
          "rating": "C"
        },
        {
          "name": "净利润同比",
          "value": "5.46%",
          "rating": "C"
        },
        {
          "name": "总资产同比",
          "value": "1.02%",
          "rating": "C"
        },
        {
          "name": "净资产同比",
          "value": "20.24%",
          "rating": "A"
        },
        {
          "name": "现金流净利率",
          "value": "32.65%",
          "rating": "C"
        },
        {
          "name": "运营现金流同比",
          "value": "4.16%",
          "rating": "C"
        },
        {
          "name": "资产周转率",
          "value": "0.00",
          "rating": "E"
        },
        {
          "name": "资产负债率",
          "value": "0.00%",
          "rating": "A"
        }
      ]
    }
  ]
}
```

## 估值分析

| 指标 | 当前值 | 行业排名 | 最高 | 中位 | 最低 |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 12.04 | 121/322 | - | - | - |
| PB | 1.20 | 180/322 | - | - | - |
| PS (TTM) | 3.46 | 132/322 | - | - | - |
| Dividend Yield | 0.00% | - | - | - | - |

## 同业比较

| 排名 | 名称 | 盈利 | 成长 | 运营 | 财务安全 | 现金流 | 评级 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Pinnacle金融 (PNFP.US) | C | A | E | A | B | B |
| 02 | UMB金融 (UMBF.US) | B | A | E | A | A | B |
| 03 | SouthState Bank (SSB.US) | B | A | E | A | B | B |
| 04 | Old National银行 (ONB.US) | B | A | E | A | C | B |
| 05 | 哥伦比亚银行系统 (COLB.US) | B | A | E | A | B | B |

## 参考链接

- [公司概况 — 简介、高管、股东、业务构成](https://longbridge.com/zh-CN/quote/FNRN.US/overview.md)
- [财务报表 — 利润表、资产负债表、现金流、分红方案](https://longbridge.com/zh-CN/quote/FNRN.US/norm.md)
- [相关新闻](https://longbridge.com/zh-CN/quote/FNRN.US/news.md)
- [公告 — 公司公告与监管文件](https://longbridge.com/zh-CN/quote/FNRN.US/filings.md)

---

> **免责声明: 本文仅供参考，不构成任何投资建议。**