--- title: "Home合众银行 (HBCP.US) — 财务报表" type: "Symbol" locale: "zh-CN" url: "https://longbridge.com/zh-CN/quote/HBCP.US/norm.md" symbol: "HBCP.US" name: "Home合众银行" parent: "https://longbridge.com/zh-CN/quote/HBCP.US.md" datetime: "2026-06-10T16:53:32.407Z" locales: - [en](https://longbridge.com/en/quote/HBCP.US/norm.md) - [zh-CN](https://longbridge.com/zh-CN/quote/HBCP.US/norm.md) - [zh-HK](https://longbridge.com/zh-HK/quote/HBCP.US/norm.md) --- # Home合众银行 (HBCP.US) — 财务报表 ## 利润表 (USD) | 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | | --- | --- | --- | --- | --- | --- | | 每股收益 | 1.45 | 1.46 | 1.59 | 1.45 | 1.37 | | ROE | 10.33% | 10.64% | 11.88% | 11.17% | 10.98% | | 营业收入 | 37.30M | 37.67M | 38.07M | 37.55M | 35.36M | | 净利润 | 11.36M | 11.41M | 12.36M | 11.33M | 10.96M | | 净息差 | 4.16% | - | 4.10% | 4.04% | 3.91% | | 利息与非息 | 34.48M | 34.05M | 34.11M | 33.35M | 31.75M | | 贷款损失准备 | 38.22M | 38.05M | 37.84M | 37.07M | 35.76M | ## 资产负债表 (USD) | 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | | --- | --- | --- | --- | --- | --- | | 资产与负债 | 3.55B | 3.49B | 3.49B | 3.49B | 3.49B | | 权益乘数 | 8.00 | 8.03 | 8.26 | 8.54 | 8.65 | | 每股净资产 | 56.73 | 55.56 | 54.05 | 52.36 | 50.82 | | 资产周转率 | - | - | - | - | - | | 存款与贷款 | 3.03B | 2.97B | 2.98B | 2.91B | 2.83B | | 不良与核销 | 35.81M | 34.18M | 29.52M | 23.35M | 19.05M | | 资本充足率 | - | - | - | - | - | | 拨备覆盖率 | 94.05% | 96.97% | 111.19% | 143.17% | 174.72% | ## 现金流量表 (USD) | 指标 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | | --- | --- | --- | --- | --- | --- | | 经营现金流 | 16.82M | 11.69M | 21.49M | 8.75M | 12.58M | | 投资现金流 | 16.57M | -48.75M | 74.74M | -4.04M | -24.82M | | 融资现金流 | 48.49M | -10.66M | -19.50M | -2.77M | 24.36M | | 自由现金流 | - | - | - | - | - | ## 分红方案 **股息率**: 1.81 ### 分红历史 | 描述 | 登记日 | 除息日 | 付息日 | |-------------|-------------|---------|--------------| | 1股派息 0.31美元 | 2026-05-04 | 2026-05-04 | 2026-05-15 | | 1股派息 0.31美元 | 2026-02-09 | 2026-02-09 | 2026-02-20 | | 1股派息 0.31美元 | 2025-11-03 | 2025-11-03 | 2025-11-14 |