---
title: "Wise Group plc (WSE.US)"
type: "Symbol"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/quote/WSE.US.md"
symbol: "WSE.US"
name: "Wise Group plc"
industry: "交易及支付服务"
datetime: "2026-05-16T05:56:51.406Z"
locales:
  - [en](https://longbridge.com/en/quote/WSE.US.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/WSE.US.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/WSE.US.md)
---

# Wise Group plc (WSE.US)

## 公司概况

Wise Group plc 提供跨境和国内金融服务，面向英国、欧洲其他地区、亚太地区、北美及国际客户。其产品组合包括国际汇款、Wise 账户、国际借记卡、收款、金额转账、Wise 平台、商业借记卡和大额支付服务。Wise Group plc 成立于 2010 年，总部位于英国伦敦

| 项目 | 详情 |
|------|--------|
| 行业 | 交易及支付服务 |
| 交易所 | US Market |
| 官网 | [wise.com](https://wise.com) |

## 关键驱动因素
> *AI 分析的影响该股票表现的关键因素*


## Longbridge Financial Score™: C
> *Longbridge Financial Score™ — Longbridge 独家多因子评级模型*
> 更新时间: 2026-05-15T04:30:15.000Z

**综合: C (0.47)**

**行业**: 交易及支付服务

| 指标 | 数值 |
|--------|-------|
| 行业排名 | 23 / 52 |
| 行业中位数 | C |
| 行业均值 | C |

- **风格**: 平衡型 - 公司有成长期业务也有成熟期业务的股票。
- **规模**: 中盘型 - 公司经营兼顾大盘股的稳定性和小盘股的高收益。

**综合评分**: C

#### 风格得分 评分: 

| 指标 | 数值 | 评级 |
|-----------|-------|--------|
| 营业收入同比 | 12.67% |  |
| 净利润同比 | -8.12% |  |
| 市净率 | 7.05 |  |
| 股息率 | 0.00% |  |

#### 规模得分 评分: 

| 指标 | 数值 | 评级 |
|-----------|-------|--------|
| 市值 | 13567543176.15 |  |
| 营业收入 | 2263818836.87 |  |

#### 多维评分 评分: C

| 指标 | 数值 | 评级 |
|-----------|-------|--------|
| 净资产收益率（ROE） | 29.67% | A |
| 净利率 | 22.49% | A |
| 毛利率 | 80.31% | A |
| 营业收入同比 | 12.67% | B |
| 净利润同比 | -8.12% | D |
| 总资产同比 | 34.53% | A |
| 净资产同比 | 22.59% | A |
| 现金流净利率 | 1378.45% | A |
| 运营现金流同比 | 12.67% | B |
| 资产周转率 | 0.09 | E |
| 资产负债率 | 93.52% | E |

```chart-data:radar
{
  "title": "Longbridge Financial Score - Wise Group plc",
  "chart_type": "radar",
  "dimensions": [
    {
      "name": "风格得分",
      "grade": "",
      "indicators": [
        {
          "name": "营业收入同比",
          "value": "12.67%",
          "rating": ""
        },
        {
          "name": "净利润同比",
          "value": "-8.12%",
          "rating": ""
        },
        {
          "name": "市净率",
          "value": "7.05",
          "rating": ""
        },
        {
          "name": "股息率",
          "value": "0.00%",
          "rating": ""
        }
      ]
    },
    {
      "name": "规模得分",
      "grade": "",
      "indicators": [
        {
          "name": "市值",
          "value": "13567543176.15",
          "rating": ""
        },
        {
          "name": "营业收入",
          "value": "2263818836.87",
          "rating": ""
        }
      ]
    },
    {
      "name": "多维评分",
      "grade": "C",
      "indicators": [
        {
          "name": "净资产收益率（ROE）",
          "value": "29.67%",
          "rating": "A"
        },
        {
          "name": "净利率",
          "value": "22.49%",
          "rating": "A"
        },
        {
          "name": "毛利率",
          "value": "80.31%",
          "rating": "A"
        },
        {
          "name": "营业收入同比",
          "value": "12.67%",
          "rating": "B"
        },
        {
          "name": "净利润同比",
          "value": "-8.12%",
          "rating": "D"
        },
        {
          "name": "总资产同比",
          "value": "34.53%",
          "rating": "A"
        },
        {
          "name": "净资产同比",
          "value": "22.59%",
          "rating": "A"
        },
        {
          "name": "现金流净利率",
          "value": "1378.45%",
          "rating": "A"
        },
        {
          "name": "运营现金流同比",
          "value": "12.67%",
          "rating": "B"
        },
        {
          "name": "资产周转率",
          "value": "0.09",
          "rating": "E"
        },
        {
          "name": "资产负债率",
          "value": "93.52%",
          "rating": "E"
        }
      ]
    }
  ]
}
```

## 估值分析

| 指标 | 当前值 | 行业排名 | 最高 | 中位 | 最低 |
|--------|---------|-----------------|------|--------|-----|
| PE (TTM) | 25.46 | 21/52 | - | - | - |
| PB | 6.73 | 37/52 | - | - | - |
| PS (TTM) | 5.72 | 38/52 | - | - | - |
| Dividend Yield | 0.00% | - | - | - | - |

## 同业比较

| 排名 | 名称 | 盈利 | 成长 | 运营 | 财务安全 | 现金流 | 评级 |
| --- | --- | --- | --- | --- | --- | --- | --- |
| 01 | Remitly Global (RELY.US) | B | A | A | B | A | A |
| 02 | Paymentus (PAY.US) | B | A | A | A | A | A |
| 03 | Visa (V.US) | A | B | C | D | B | B |
| 04 | 万事达 (MA.US) | A | B | B | E | B | B |
| 05 | Adyen N.V. (ADYEY.US) | A | B | D | D | B | B |

## 机构观点

### 分析师评级分布

> 截至 2026-05-12T04:00:00.000Z

分析师总数: **1**

| 评级 | 数量 | 占比 |
|--------|-------|-----------| 
| Buy | 1 | 100% |

### 目标价预测

| 指标 | 价格 |
|--------|-------|
| 当前价格 | 12.75 |
| 最高目标价 | 19.00 |
| 最低目标价 | 19.00 |

## 参考链接

- [公司概况 — 简介、高管、股东、业务构成](https://longbridge.com/zh-CN/quote/WSE.US/overview.md)
- [财务报表 — 利润表、资产负债表、现金流、分红方案](https://longbridge.com/zh-CN/quote/WSE.US/norm.md)
- [相关新闻](https://longbridge.com/zh-CN/quote/WSE.US/news.md)
- [公告 — 公司公告与监管文件](https://longbridge.com/zh-CN/quote/WSE.US/filings.md)

---

> **免责声明: 本文仅供参考，不构成任何投资建议。**