---
title: "Which platform is the best for overseas investment? What are the differences between Futu, Tiger Brokers, and Longbridge? How to get lifetime commission? How to open an account safely?"
type: "Topics"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/topics/23099619.md"
description: "Repost of an old article, first published on the WeChat public account of the same name in June 2024. To begin with, NVIDIA's pre-market price has reached 1,183. Congratulations to those who held onto it. My purchase of NVIDIA at 119 has almost reached a 10x return. Although I sold some along the way, the profits are still quite substantial. Back to the question in the title. Which brokerage should you use for overseas investments? What are the differences between Futu, Tiger Brokers, and Longbridge? Many friends have asked me this question. I started trading Hong Kong and U.S. stocks in 2016 and have witnessed the entire development of internet brokerages for these markets..."
datetime: "2024-08-12T08:58:04.000Z"
locales:
  - [en](https://longbridge.com/en/topics/23099619.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/23099619.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/23099619.md)
author: "[六爷漫谈](https://longbridge.com/zh-CN/profiles/4983.md)"
---

> 支持的语言: [English](https://longbridge.com/en/topics/23099619.md) | [繁體中文](https://longbridge.com/zh-HK/topics/23099619.md)


# Which platform is the best for overseas investment? What are the differences between Futu, Tiger Brokers, and Longbridge? How to get lifetime commission? How to open an account safely?

Repost of an old article, first published on the same-name WeChat public account in June 2024.

First off, NVIDIA's pre-market price has reached $1,183. Congrats to those holding it!

My NVIDIA purchase at $119 is almost a 10x return now.

Although I sold some too early, the profits are still quite substantial.

Now, back to the title's question.

**Which brokerage should you use for overseas investments? What are the differences between Futu, Tiger Brokers, and Longbridge?**

This is a question many friends ask me.

I started trading Hong Kong and U.S. stocks in 2016, so I’ve **witnessed the entire development** of internet brokerages for these markets.

It’s also how I made my second bucket of gold (the first, of course, was my high-paying internet job).

So, I think I’m qualified to answer this question.

**1\. Background, Licenses & Fund Safety**

All three have impressive backgrounds.

Futu: CEO Li Hua (we call him Brother Ye), Tencent’s 18th employee, Tencent-backed, listed on the U.S. stock market.

Tiger Brokers: CEO Wu Tianhua, former head of NetEase’s Youdao Search, Xiaomi-backed, listed on the U.S. stock market.

Longbridge: Co-founder & CEO Zhu Liangliang, former senior tech expert at Alibaba, backed by PhillipCapital and Yuanjing Capital.

Beyond their stellar founders and teams, Futu, Tiger Brokers, and Longbridge all hold financial licenses in Hong Kong, the U.S., Singapore, and other regions, complying with local regulations. So, safety isn’t a major concern.

Hong Kong’s Securities and Futures Commission has an Investor Compensation Fund, which covers up to HKD 500,000 if a brokerage goes bust. (For those with larger funds, you could open accounts with multiple brokerages and keep no more than HKD 500,000 in each.)

Historically, licensed brokerages rarely collapse outright. The worst-case scenario is a sale, where the brokerage and its licenses are sold to another firm.

For investors, this isn’t a disaster. You’d typically be notified in advance to withdraw funds—no sudden disappearances.

So, fund safety isn’t something to lose sleep over.

**2\. App Experience**

In terms of app experience, Futu, Tiger Brokers, and Longbridge all crush traditional brokerages.

Despite being the "Asian financial hub," Hong Kong lags behind mainland China in internet tech.

Even today, many traditional Hong Kong brokerages still have apps that look like they’re from the 1990s.

Meanwhile, these internet brokerages offer a far superior experience.

Futu, Tiger Brokers, and Longbridge all excel in this regard.

**3\. Commissions**

Beyond safety and app experience, commissions are another key factor.

Overseas investing is niche, and **supply and demand dictate pricing**, so commissions are higher than for A-share brokerages.

But compared to traditional Hong Kong brokerages, they’re much cheaper. For example, China Merchants Securities (Hong Kong) and Bank of China charge at least **HKD 100 per trade**.

Here’s a comparison of commissions for Futu, Tiger Brokers, and Longbridge:

Unlike A-shares, Hong Kong and U.S. stock brokerages charge a platform fee on top of commissions.  
**Total fee = Commission + Platform Fee.**

**1.** Let’s take trading 100 shares of Apple as an example. At $195 per share, 100 shares cost $19,500.

**Futu’s** fee: Commission is 0.0049 \* 100 = $0.49, but the minimum is $0.99, so $0.99.

Platform fee is 0.005 \* 100 = $0.50, minimum $1, so $1. Total fee: **$1.99**.

**Tiger Brokers’** fee: Commission is 0.0039 \* 100 = $0.39, minimum $0.99, so $0.99.

Platform fee is 0.005 \* 100 = $0.50, minimum $1, so $1. Total fee: **$1.99**.

**Longbridge’s** fee:

**Commission is $0** during the promotion period. Sign up via this link: https://bit.ly/6cqhk, deposit $20,000, and get official rewards + **lifetime zero commissions** + **exclusive $100 cash rebate**.

If you’ve already registered, 👉🏻 click https://bit.ly/cqxg, log in, and modify the referrer to: 709752 to **enjoy the rebate.**

Platform fee is 0.005 \* 100 = $0.50, minimum $1, so $1. Total fee: **$1**.

**Clearly**, Longbridge has a **huge advantage** in fees—half of Futu and Tiger Brokers for the same trade.

**2.** Since fees are calculated per share, low-priced stocks can have disproportionately high fees.

Take Faraday Future, which surged from $0.04 to $3.9 in a week—a 100x gain.

Suppose you spotted this at $0.10 and wanted to spend $1,000 on 10,000 shares for fun.

**Futu’s** fee: Commission is 0.0049 \* 10,000 = $49.

Platform fee is 0.005 \* 10,000 = $50. Total fee: **$99**.

**Tiger Brokers’** fee: Commission is 0.0039 \* 10,000 = $39.

Platform fee is 0.005 \* 10,000 = $50. Total fee: **$89**.

**Longbridge’s** fee: **Commission is $0** during the promotion. Sign up via https://bit.ly/6cqhk, deposit $20,000, and get rewards + **lifetime zero commissions** + **exclusive $100 cash rebate**. If registered, 👉🏻 click https://bit.ly/cqxg, log in, and modify referrer to: 709752 to **enjoy the rebate.**

Platform fee is 0.005 \* 10,000 = $50. Total fee: **$50**.

So, spending $1,000 on a meme stock could cost $50–$100 in fees—a 5–10% loss upfront, plus another fee when selling.

**Two takeaways:**

1\. Avoid meme stocks if possible.

2\. If you must, pick a low-fee brokerage like Longbridge—half the cost.

High fees can skew decisions. One group member missed out on $180,000 in gains because fees scared them off.

Another member risked a few hundred bucks without overthinking fees and bagged a 9x return. Sweet.

Now, some might ask: **With such high costs and barriers, why bother with overseas investing?**

My opening story answers that. Put bluntly: **Because you can actually make money here.**

**Same name across platforms—feel free to connect.**

That’s all for this article. **Need an account?** Sign up here:

✨Longbridge Hong Kong: https://bit.ly/6cqhk  
✨Longbridge Singapore: https://bit.ly/6cqsg

If already registered, 👉🏻 click https://bit.ly/cqxg, log in, and modify referrer to: 709752 to get official rewards + **exclusive $100 cash rebate + lifetime zero commissions**.

$Invesco QQQ Trust(QQQ.US) $NVIDIA(NVDA.US) $iShares barclays 20+ Yr Treasury Bd(TLT.US)

### 相关股票

- [FUTU-W (03588.HK)](https://longbridge.com/zh-CN/quote/03588.HK.md)
- [UP Fintech (TIGR.US)](https://longbridge.com/zh-CN/quote/TIGR.US.md)
- [Futu (FUTU.US)](https://longbridge.com/zh-CN/quote/FUTU.US.md)
- [Investment Banking and Brokerage (IN00320.US)](https://longbridge.com/zh-CN/quote/IN00320.US.md)
- [Invesco QQQ Trust (QQQ.US)](https://longbridge.com/zh-CN/quote/QQQ.US.md)
- [NVIDIA (NVDA.US)](https://longbridge.com/zh-CN/quote/NVDA.US.md)
- [iShares barclays 20+ Yr Treasury Bd (TLT.US)](https://longbridge.com/zh-CN/quote/TLT.US.md)
- [Direxion Semicon Bull 3X (SOXL.US)](https://longbridge.com/zh-CN/quote/SOXL.US.md)
- [VanEck Semiconductor ETF (SMH.US)](https://longbridge.com/zh-CN/quote/SMH.US.md)
- [GraniteShares 2x Long NVDA Daily ETF (NVDL.US)](https://longbridge.com/zh-CN/quote/NVDL.US.md)

## 评论 (34)

- **马盖大酱君 · 2025-01-16T02:38:00.000Z**: Send me 50 and I'll open an account with Longbridge right away
- **辰风_9jdOTh · 2024-12-28T05:13:53.000Z**: It turns out that options also charge commissions.
- **二哥陈哲 · 2024-10-29T13:13:02.000Z**: 人必须在香港和新加坡才能开户？还是在内地远程就可以开？
- **新用户_l3Q9X不错 · 2024-10-24T00:18:35.000Z**: Got it, OP is such a kind soul
- **jhjfly · 2024-10-11T00:44:38.000Z**: 富途和老虎内地都开不了
  - **六爷漫谈** (2024-10-11T03:28:11.000Z): 可以的
- **少年阿宝 · 2024-10-07T03:02:58.000Z**: How should the selling commission fee be calculated?
  - **六爷漫谈** (2024-10-11T03:28:18.000Z): 一样的
- **道无形但可悟 · 2024-09-26T14:48:26.000Z**: 感觉大佬实在人，刚才看你劝说一位全仓梭哈期权交易的小伙子
  - **六爷漫谈** (2024-10-11T03:28:50.000Z): 嘿嘿，是的。全仓梭哈就已经挺大风险了，梭哈期权风险更高
- **龙场悟道忘忧草 · 2024-09-04T14:30:47.000Z**: 还是长桥舒服，富途也用过，费用还是这边最低
  - **六爷漫谈** (2024-10-11T03:28:57.000Z): 嗯嗯！
- **Wang.Xx · 2024-08-28T12:06:07.000Z**: ●
- **川渝港美股投资 · 2024-08-27T15:42:45.000Z**: For example, if you want to short FFIE but Longbridge shows 0 available shares, are there any shortable shares available on other securities platforms?
  - **六爷漫谈** (2024-10-11T03:30:03.000Z): 美股做空，主要看做空池还有没有票可以借，没有的话一般都没有。
- **珠穆朗玛峰 · 2024-08-22T02:33:38.000Z**: Unfortunately, Longbridge currently doesn't support short selling for Hong Kong stocks.
  - **六爷漫谈** (2024-10-11T03:30:18.000Z): 港股融券这块确实长桥弱了一些
- **沈子 · 2024-08-14T14:31:03.000Z · 👍 1**: What's the difference between Longbridge Singapore and Longbridge Hong Kong?
  - **六爷漫谈** (2024-08-14T14:53:45.000Z): Hong Kong offers more comprehensive services, use whichever regional bank card you have.
  - **Wang.Xx** (2024-08-28T12:06:43.000Z): ○
- **交易员的交易员 · 2024-08-14T07:17:18.000Z**: It's not easy to open an account with Futu now.
  - **六爷漫谈** (2024-10-11T03:30:34.000Z): 其实还可以的
- **半夜失眠人 · 2024-08-13T13:11:24.000Z**: 入金之后还可以享受 100 红包吗
  - **六爷漫谈** (2024-08-13T13:16:07.000Z): 需要是新客，之前没入金过，填写邀请码
  - **半夜失眠人** (2024-08-13T16:59:55.000Z): 本来是新客的，今天从富途提钱了，入金了长桥
- **苟道成神(苟不住) · 2024-08-12T12:07:28.000Z**: An insurance policy with only 500k coverage per person has nothing to do with how many Hong Kong brokerage accounts you have, right?
  - **六爷漫谈** (2024-08-12T13:38:42.000Z): 总不能所有券商同时倒闭吧😂
- **新用户_4J058 · 2024-08-12T09:38:37.000Z**: 挣钱嘛，不磕掺
- **糖糖糖 · 2024-08-12T09:06:42.000Z**: 😬大佬是不是跟长桥有合作关系
  - **六爷漫谈** (2024-08-12T09:58:13.000Z): Hehe.