---
title: "Longbridge's interest is calculated using a monthly progressive system."
type: "Topics"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/topics/39675501.md"
description: "If you borrow money from Longbridge, how is the interest calculated? If you borrow 10,000 for 5 months at an annual interest rate of 12% (just a hypothetical example), the interest after one month would be 10,000 * 12% / 10 = 120. Starting from the next month, the principal becomes 10,000 + 120 = 10,120, with the annual interest rate remaining at 12% and recalculated. ...and so on, until the interest is paid off after 5 months."
datetime: "2026-04-01T14:39:26.000Z"
locales:
  - [en](https://longbridge.com/en/topics/39675501.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/39675501.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/39675501.md)
author: "[一路走来cd](https://longbridge.com/zh-CN/profiles/14826963.md)"
---

> 支持的语言: [English](https://longbridge.com/en/topics/39675501.md) | [繁體中文](https://longbridge.com/zh-HK/topics/39675501.md)


# Longbridge's interest is calculated using a monthly progressive system.

If you borrow money from Longbridge, how is the interest calculated?

If you borrow 10000 for a term of 5 months with an annual interest rate of 12% (just a hypothetical example), the interest for the first month is 10000\*12%/10=120. Then, starting from the next month,

the principal becomes 10000+120=10120, and the annual interest rate of 12% remains unchanged for a new calculation.

…………

This process repeats until the interest is paid off over 5 months.