---
type: "Topics"
locale: "zh-CN"
url: "https://longbridge.com/zh-CN/topics/42250024.md"
description: "$Circle(CRCL.US)Some critical limitations for stablecoin• Negligible retail-payments adoption of Stablecoins today• Lack of consumer value proposition• Functional equivalence to debit, not credit• Current limitations on merchant infrastructure• Regulation and Trust• Retail media and distribution一些关键的局限性：目前，稳定币在零售支付领域的应用几乎可以忽略不计。缺乏对消费者的价值主张功能上等同于借记，而非贷记商家基础设施目前存在的局限性监管与信任零售媒体与分销"
datetime: "2026-06-26T15:28:13.000Z"
locales:
  - [en](https://longbridge.com/en/topics/42250024.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/42250024.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/42250024.md)
author: "[粉红色菠萝](https://longbridge.com/zh-CN/profiles/21204666.md)"
---

# $Circle(CRCL.US)Some critical limitations for stab…


### 相关股票

- [CRCL.US](https://longbridge.com/zh-CN/quote/CRCL.US.md)