---
title: "Trump's advisors are exploring the integration or elimination of banking regulatory agencies"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/222282685.md"
description: "Trump's transition team is exploring the possibility of consolidating or eliminating banking regulatory agencies, including the Federal Deposit Insurance Corporation (FDIC). Advisors discussed options for merging the FDIC, the Office of the Comptroller of the Currency, and the Federal Reserve, and considered incorporating deposit insurance into the Treasury Department. Although Trump opposed the 2025 plan, he nominated individuals associated with the plan. The CEO of JPMorgan Chase stated that the banking industry is expected to see a reduction in regulation under Trump's leadership"
datetime: "2024-12-13T12:55:07.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/222282685.md)
  - [en](https://longbridge.com/en/news/222282685.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/222282685.md)
---

> 支持的語言: [简体中文](https://longbridge.com/zh-CN/news/222282685.md) | [English](https://longbridge.com/en/news/222282685.md)


# Trump's advisors are exploring the integration or elimination of banking regulatory agencies

According to informed sources, as Wall Street awaits reduced corporate regulation under the leadership of incoming President Trump, his transition team is exploring ways to shrink, consolidate, or even eliminate top banking regulatory agencies.

During interviews with candidates for banking regulatory leadership positions, Trump's advisors inquired about the possibility of abolishing the Federal Deposit Insurance Corporation (FDIC). This agency provides insurance for deposits at U.S. banks to prevent losses in the event of bank failures.

These advisors include officials from the newly established Department of Government Efficiency. They also asked two candidates whether, once the FDIC is dissolved, deposit insurance could be incorporated into the Department of the Treasury.

The interviews also discussed the possibility of merging or restructuring the FDIC, the Office of the Comptroller of the Currency (OCC), and the Federal Reserve. The candidates interviewed by the advisors are being considered by the FDIC and OCC.

Another proposed plan is to have only one agency—either the FDIC, OCC, or a part of the Federal Reserve—regulate banks, while other agencies would retain only non-regulatory personnel.

Abolishing the FDIC or any agency would require congressional approval, and taking such radical steps to reduce government regulation may not easily garner support.

The 2025 Plan is a conservative policy blueprint developed for the 2025 presidential transition, calling for streamlining banking regulation by merging the OCC, FDIC, National Credit Union Administration, and the non-monetary functions of the Federal Reserve. Notably, Trump has publicly opposed the 2025 Plan but has nominated several individuals associated with that agenda to his administration.

Elon Musk called for the abolition of the Consumer Financial Protection Bureau last month, stating that "there are too many redundant regulatory agencies."

At a recent event, JPMorgan Chase CEO Jamie Dimon indicated that the banking industry is expected to see a reduction in red tape under Trump's leadership. "Many bankers are dancing in the streets because they have been regulated for several years, much of which has hindered credit."

### 相關股票

- [JPMorgan Chase (JPM.US)](https://longbridge.com/zh-HK/quote/JPM.US.md)
- [Trump Media & Tech (DJT.US)](https://longbridge.com/zh-HK/quote/DJT.US.md)
- [Trump Media & Tech - CW28 (DJTWW.US)](https://longbridge.com/zh-HK/quote/DJTWW.US.md)
- [Phunware (PHUN.US)](https://longbridge.com/zh-HK/quote/PHUN.US.md)

## 相關資訊與研究

- [JP Morgan cuts BoE rate hike view after Bailey flags market risks](https://longbridge.com/zh-HK/news/281401698.md)
- [Tinci Materials' Hong Kong IPO Likely To Raise Over $1B](https://longbridge.com/zh-HK/news/280992312.md)
- [Mitsubishi adopts JPMorgan blockchain for corporate payments](https://longbridge.com/zh-HK/news/281069413.md)
- [JPMorgan Chase & Co. Raises Stake in Brookfield Infrastructure Partners LP $BIP](https://longbridge.com/zh-HK/news/280598701.md)
- [JPMorgan's Big Deal Isn't Going Smoothly](https://longbridge.com/zh-HK/news/281066320.md)