---
title: "First United | 10-Q: FY2025 Q1 EPS Beats Estimate at USD 0.89"
type: "News"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/news/239193153.md"
datetime: "2025-05-07T20:12:03.000Z"
locales:
  - [zh-CN](https://longbridge.com/zh-CN/news/239193153.md)
  - [en](https://longbridge.com/en/news/239193153.md)
  - [zh-HK](https://longbridge.com/zh-HK/news/239193153.md)
---

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# First United | 10-Q: FY2025 Q1 EPS Beats Estimate at USD 0.89

EPS: As of FY2025 Q1, the actual value is USD 0.89, beating the estimate of USD 0.8.

EBIT: As of FY2025 Q1, the actual value is USD 7.698 K.

### Community Banking Segment

-   **Net Interest Income**: $16,016 thousand for the three months ended March 31, 2025, compared to $13,812 thousand for the same period in 2024.
-   **Credit Loss Expense**: $656 thousand for the three months ended March 31, 2025, compared to $946 thousand for the same period in 2024.
-   **Other Operating Income**: $2,170 thousand for the three months ended March 31, 2025, compared to $2,192 thousand for the same period in 2024.
-   **Other Operating Expenses**: $11,245 thousand for the three months ended March 31, 2025, compared to $11,595 thousand for the same period in 2024.
-   **Net Income**: $4,693 thousand for the three months ended March 31, 2025, compared to $2,597 thousand for the same period in 2024.

### Wealth Management Segment

-   **Trust Department Income**: $2,323 thousand for the three months ended March 31, 2025, compared to $2,188 thousand for the same period in 2024.
-   **Brokerage Commissions**: $421 thousand for the three months ended March 31, 2025, compared to $495 thousand for the same period in 2024.
-   **Other Operating Expenses**: $1,331 thousand for the three months ended March 31, 2025, compared to $1,286 thousand for the same period in 2024.
-   **Net Income**: $1,113 thousand for the three months ended March 31, 2025, compared to $1,101 thousand for the same period in 2024.

### Future Outlook and Strategy

-   **Core Business Focus**: The company aims to continue growing its loan portfolio with a focus on booking new loans at higher rates and managing the repricing of adjustable-rate loans. The pipeline for commercial loans is strong, indicating potential growth in this segment.
-   **Non-Core Business**: The company is not explicitly focusing on non-core business divestitures or emerging segments in the current report.

### 相關股票

- [First United (FUNC.US)](https://longbridge.com/zh-HK/quote/FUNC.US.md)

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